Best of

Best Premium Credit Cards of May 2019

NerdWalletMay 2, 2019

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NerdWallet's Best Premium Credit Cards of May 2019

Our pick for

Overall premium card

Chase Chase Sapphire Reserve Credit Card

on Chase's website

4.4

NerdWallet rating 

on Chase's website

Annual Fee

$450

Regular APR

19.24% - 26.24% Variable APR

Intro APR

N/A

recommended credit score

✭ 2019 AWARD WINNER: Best premium credit card Not only does the Chase Sapphire Reserve® offer a massive sign-up bonus and rich ongoing rewards, but cardholders also have a lot of flexibility in how they redeem those rewards, giving them access to a wide variety of airlines and hotel chains.

Our pick for

Luxury travel perks

American Express Platinum Credit Card

on American Express's website, or call (866) 512-6673

Rates & Fees

3.8

NerdWallet rating 

on American Express's website, or call (866) 512-6673

Rates & Fees
Annual Fee

$550

Regular APR

N/A

Intro APR

N/A

recommended credit score

The welcome offer, high rewards rates, rich redemption options, perks like airport lounge access and complimentary hotel benefits worth hundreds of dollars — everything about The Platinum Card® from American Express card screams luxury. Terms apply.

Our pick for

Premium dining card

American Express Premier Rewards Gold Credit Card

on American Express's website, or call (866) 512-6673

Rates & Fees

3.7

NerdWallet rating 

on American Express's website, or call (866) 512-6673

Rates & Fees
Annual Fee

$250

Regular APR

See Terms

Intro APR

N/A

recommended credit score

With rich dining and travel rewards, not to mention valuable credits, the American Express® Gold Card can offset the cost of indulging in a little luxury.

Our pick for

Premium card for business

The Business Platinum® Card from American Express OPEN Credit Card

on American Express's website, or call (866) 512-6673

Rates & Fees

3.8

NerdWallet rating 

on American Express's website, or call (866) 512-6673

Rates & Fees
Annual Fee

$595

Regular APR

N/A

Intro APR

N/A

recommended credit score

✭ 2019 AWARD WINNER: Best business travel card For frequent business travelers, the perks that come with The Business Platinum® Card from American Express are hard to beat: elevated rewards, access to airport lounges, hotel status, and credits toward airline fees.

Last updated on May 2, 2019

Methodology

NerdWallet's credit cards team selects the best cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to be chosen in multiple categories.
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