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NerdWallet rating 

5.0

/5
US Bank Visa Platinum Credit Card

on US Bank's website

Annual Fee

$0*

Regular APR

14.49% - 24.49%* Variable APR

Intro APR

0%* intro APR for 20 billing cycles on purchases and balance transfers*

Balance Transfer Fee

Either 3% of the amount of each transfer or $5 minimum, whichever is greater

Annual Fee

$0

Regular APR

13.49% - 23.49% Variable APR

Intro APR

0% intro APR on Purchases and Balance Transfers for 20 billing cycles

Balance Transfer Fee

3%

Annual Fee

$0

Regular APR

13.49% - 23.49% Variable APR

Intro APR

0% on Purchases and Transfer Balances for 20 billing cycles

Balance Transfer Fee

3%

Annual Fee

$0

Regular APR

13.49% - 23.49% Variable APR

Intro APR

0% on Purchases and Balance Transfers for 20 billing cycles

Balance Transfer Fee

3%

Annual Fee

$0

Regular APR

13.49% - 23.49% Variable APR

Intro APR

0% intro APR on Purchases and Balance Transfers for 20 billing cycles

Balance Transfer Fee

3% or $5 whichever is greater

Annual Fee

$0

Regular APR

13.49% - 23.49% Variable APR

Intro APR

0% intro APR on Purchases and Balance Transfers for 20 billing cycles

Balance Transfer Fee

3% or $5 whichever is greater

Annual Fee

$0

Regular APR

13.49% - 23.49% Variable APR

Intro APR

0% on Purchases and Balance Transfers for 20 billing cycles

Balance Transfer Fee

3%

NerdWallet rating 

4.9

/5
BankAmericard® Credit Card

on Bank of America's website, or call 800-322-7707

Annual Fee

$0

Regular APR

12.99% - 22.99% Variable APR

Intro APR

0% intro APR for 18 billing cycles on purchases and on any balance transfers made within 60 days of account opening

Balance Transfer Fee

Either $10 or 3% of the amount of each transaction, whichever is greater.

NerdWallet rating 

5.0

/5
Wells Fargo Reflect Card

on Wells Fargo's website

Annual Fee

$0

Regular APR

12.99% - 24.99% Variable APR

Intro APR

0% intro APR for up to 21 months from account opening on purchases and qualifying balance transfers

Balance Transfer Fee

3% for 120 days from account opening, then up to 5%; min: $5

NerdWallet rating 

4.3

/5
Bank of America Travel Rewards® Credit Card

on Bank of America's website

Annual Fee

$0

Regular APR

13.99% - 23.99% Variable APR

Intro APR

0% intro APR for 15 billing cycles on purchases

Balance Transfer Fee

Either $10 or 3% of the amount of each transaction, whichever is greater.