The Business Platinum Card® from American Express
on American Express's website
The Business Platinum Card® from American Express
American Express is a NerdWallet Partner
Card details
Earn 85,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Platinum Card plus earn 5x points on eligible purchases in 5 select business categories, up to 80,000 bonus points per category, all within the first 3 months of Card Membership.† Terms Apply.
Get 50% more Membership Rewards® points. That's an extra half point per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year when you book on amextravel.com.
Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
Enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.
PAY OVER TIME OPTION: A flexible payment option to help manage cash flow on purchases of $100 or more.
Terms Apply.
Rates, fees & offers
Annual fee
$595
Rewards rate
1x-5x
Bonus offer
Earn 85,000 Membership Rewards® points after you spend $15,000 on eligible purchases within the first 3 months of Card Membership. Terms Apply.
Intro APR
N/A
Ongoing APR
APR: 14.24% - 22.24% Variable APR
Penalty APR: 29.24%, Variable
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Annual Fee$595 | Annual Fee$95 | Annual Fee$0 intro for the first year, then $95 |
Regular APR15.99% - 22.99% Variable APR | ||
Intro APRN/A | Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
Wondering if this card is the best match for you?
Just tell us some details and see which card matches your needs most.
Just tell us some details and see which card matches your needs most.
NerdWallet review
By Paul Soucy
Rating details
5
Editor's overall rating
Pros and cons
Pros
High rewards rate on certain travel purchases
No foreign transaction fee
Bonus offer for new cardholders
Lounge access, airline fee credit
Cons
High annual fee
Other cards offer a higher rewards rate on non-travel spending
Complicated rewards structure
Requires good/excellent credit
The Business Platinum Card® from American Express comes with rewards and perks galore, many relevant to the traveling small-business owner. But they come at the price of a large annual fee: $595
Among its rewards, this card earns 5 points on flights and prepaid hotels booked through the American Express Travel website; 1.5 points per dollar on individual purchases of $5,000 or more; and 1 point per dollar spent on everything else. Terms apply.
There's also an enticing welcome bonus: Earn 85,000 Membership Rewards® points after you spend $15,000 on eligible purchases within the first 3 months of Card Membership. Terms Apply.
It showers you with relevant perks, too, such as:
--$200 airline fee credit.
--Reimbursement for applications to Global Entry or TSA Precheck.
--Airport lounge access.
--Terms apply.
If you don’t travel or spend much, you might have difficulty reaping enough value to compensate for the sizable annual fee. But road warriors who spend big might find The Business Platinum Card® from American Express worth it.
For more information, see our full review of this card.
