Best of

Best Discover Credit Cards of 2019

NerdWalletMarch 21, 2019

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NerdWallet's Best Discover Credit Cards of 2019

Our pick for

Everyday spending

Discover It Credit Card

on Discover's website, or call (800) 347-0264

Rates & Fees

on Discover's website, or call (800) 347-0264

Rates & Fees
Annual Fee

$0

Regular APR

14.24% - 25.24% Variable APR

Intro APR

0% on Purchases and Balance Transfers for 14 months

recommended credit score

The Discover it® Cash Back offers excellent value whether you use it as your go-to-card for all expenses or you combine it with other cards and use it only in its 5% categories.

Our pick for

Balance transfers

Discover it Credit Card

on Discover's website, or call (800) 347-0264

Rates & Fees

on Discover's website, or call (800) 347-0264

Rates & Fees
Annual Fee

$0

Regular APR

14.24% - 25.24% Variable APR

Intro APR

0% on Purchases for 6 months and 0% on Balance Transfers for 18 months

recommended credit score

The Discover it® Balance Transfer has two of the three elements of an ideal balance transfer credit card: a $0 annual fee and a 0% introductory APR period for transfers. It does charge a balance transfer fee, although it's in line with industry standards. Also, unlike many balance transfer cards, this card offers robust rewards.

Our pick for

Travel

Discover It Miles Credit Card

on Discover's website, or call (800) 347-0264

Rates & Fees

on Discover's website, or call (800) 347-0264

Rates & Fees
Annual Fee

$0

Regular APR

14.24% - 25.24% Variable APR

Intro APR

0% on Purchases for 14 months and 10.99% on Balance Transfers for 14 months

recommended credit score

The simple rewards structure, decent rewards rate and $0 annual fee on the Discover it® Miles provide solid value for less-than-hardcore travelers who do most of their traveling in the U.S.

Our pick for

College students

Discover It for Students Credit Card

on Discover's website, or call (800) 347-0264

Rates & Fees

on Discover's website, or call (800) 347-0264

Rates & Fees
Annual Fee

$0

Regular APR

15.24% - 24.24% Variable APR

Intro APR

0% on Purchases for 6 months and 10.99% on Balance Transfers for 6 months

recommended credit score

This isn’t your typical bare-bones student credit card. On top of building credit with the Discover it® Student Cash Back, you earn perks and rewards. The low fees also make it an ideal card for students.

Our pick for

Building or rebuilding credit

Discover it Secured Credit Card

on Discover's website, or call (800) 347-0264

Rates & Fees

on Discover's website, or call (800) 347-0264

Rates & Fees
Annual Fee

$0

Regular APR

25.24% Variable APR

Intro APR

10.99% on Balance Transfers for 6 months

recommended credit score

The Discover it® Secured is a rarity: a card for building or rebuilding credit that pays you rewards. It also has a clear process for upgrading to a better card when your credit improves.

Last updated on March 21, 2019

Methodology

NerdWallet's credit cards team selects the best cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to be chosen in multiple categories.