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Our pick for
Flat-rate cash back
on Citibank's secure application
on Citibank's secure application
Annual Fee
$0
Regular APR
15.74% - 25.74% Variable APR
Intro APR
0% on Balance Transfers for 18 months
recommended credit score
Our pick for
Flat-rate travel rewards
on Barclays's secure website
on Barclays's secure website
Annual Fee
$89
Waived first year
Regular APR
18.24%, 22.24% or 25.24% variable based on your creditworthiness
Intro APR
0% intro APR for the first 12 billing cycles following each balance transfer that posts to your account within 45 days of account opening
recommended credit score
Our pick for
Bonus category cash back
on Bank of America's secure website, or call (877) 754-6706
on Bank of America's secure website, or call (877) 754-6706
Annual Fee
$0
Regular APR
16.24% - 26.24% Variable APR
Intro APR
0% on Purchases for 12 billing cycles and 0% on Balance Transfers for 12 billing cycles for balance transfers made in the first 60 days
recommended credit score
Our pick for
Bonus category travel rewards
on Citibank's secure application
on Citibank's secure application
Annual Fee
$95
Waived first year
Regular APR
16.74% - 25.74% Variable APR
Intro APR
N/A
recommended credit score
Our pick for
Balance transfers
on Citibank's secure application
on Citibank's secure application
Annual Fee
$0
Regular APR
16.24% - 26.24% Variable APR
Intro APR
0% on Purchases for 12 months and 0% on Balance Transfers for 21 months
recommended credit score
Our pick for
Fair/average credit
on Capital One's secure website
on Capital One's secure website
Annual Fee
$39
Regular APR
26.96% Variable APR
Intro APR
N/A
recommended credit score
Our pick for
Small business
on Bank of America's secure website
on Bank of America's secure website
Annual Fee
$0
Regular APR
13.49% - 23.49% Variable APR
Intro APR
0% on Purchases for 9 billing cycles
recommended credit score
Our pick for
College students
on Deserve's secure website
on Deserve's secure website
Annual Fee
$0
Regular APR
20.99% Variable
Intro APR
N/A
recommended credit score
Our pick for
Dining and entertainment
on Capital One's secure website
on Capital One's secure website
Annual Fee
$0
Regular APR
16.24% - 26.24% Variable APR
Intro APR
0% on Purchases and Balance Transfers for 15 months
recommended credit score
Last updated on March 18, 2019
