Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

on Bank of America's website

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

on Bank of America's website

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Card details

  • Earn 30,000 bonus points after you make at least $3,000 in net purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining-related purchases

  • Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire.

  • Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center

  • No annual fee and no international transaction fees

  • 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 12.24% to 22.24% will apply.

  • Redeem points for a statement credit to offset travel and dining-related purchases, travel with no blackout dates at the Bank of America Travel Center, cash back or gift cards

  • Earn up to 75% more points on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to an unlimited 2.62 points per $1 spent on all purchases and up to 5.25 points per $1 spent at the Bank of America Travel Center.

  • Contactless Cards - The security of a chip card, with the convenience of a tap

  • This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.5x-3x

  • Bonus offer

    Earn 30,000 bonus points after you make at least $3,000 in net purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining-related purchases.

  • Intro APR

    0% intro APR on Purchases for 9 billing cycles

  • Ongoing APR

    APR: 12.24%-22.24% Variable APR

    Cash Advance APR: 24.24%, Variable

  • Balance transfer fee

    Either $10 or 4% of the amount of each transaction, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn moreLearn more
Annual fee

$0

Annual fee

$99

Annual fee

$199

Regular APR

12.24%-22.24% Variable APR

Regular APR

15.99%-24.99% Variable APR

Regular APR

N/A

Intro APR

0% intro APR on Purchases for 9 billing cycles

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

NerdWallet review

By Gregory Karp

Rating details

3.9

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • New cardholder bonus offer

  • Intro APR period

  • No reward caps

  • No foreign transaction fees

Cons
  • Requires excellent credit

  • Best rewards limited to certain customers

The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card offers healthy rewards to business owners who travel often, all in a package with an annual fee of $0.

Generally, you'll earn 1.5 points per $1 spent. But you'll earn 3 points per $1 spent on travel booked through the Bank of America® Travel Center. Rewards are even higher if you’re a Preferred Rewards for Business Platinum Honors client.

The card comes with a sign-up bonus: Earn 30,000 bonus points after you make at least $3,000 in net purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining-related purchases..

The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card is a poor choice for cash back. And those seeking flexibility, bigger rewards and travel perks would be better off looking elsewhere. But overall, it’s a decent option if you’re looking for a business credit card with a focus on travel rewards and an annual fee of $0.

For more information, see our full review of this card.