Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

on Bank of America's secure website

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

on Bank of America's secure website

Card details

  • Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire.

  • Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.

  • Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center - powered by Expedia®.

  • No annual fee and no international transaction fees.

  • 0% Introductory APR on purchases for your first 9 billing cycles.

  • Redeem points for travel with no blackout dates, cash back or gift cards.

  • Plus, if you're a Business Advantage Relationship Rewards client, you can get up to a 75% rewards bonus on the base earn of every purchase you make. Your rewards bonus is based on your enrolled tier – Gold 25%; Platinum 50%; or Platinum Honors 75%.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.50%*

  • Bonus offer

    Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases

  • Intro APR

    0% on Purchases for 9 billing cycles

  • Ongoing Apr

    APR: 13.24% - 23.24% Variable APR

    Cash Advance APR: See Terms

  • Balance Transfer Fee

    Either $10 or 4% of the amount of each transaction, whichever is greater.

  • Foreign Transaction Fee

    None

Recommended credit score

NerdWallet Review

By Gregory Karp

Rating Details

4.2

Editor's overall rating

Pros and Cons

Pros
  • No annual fee

  • Unlimited flat-rate rewards

  • No foreign transaction fee

  • Intro APR period on Purchases

Cons
  • Requires excellent credit

The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card offers healthy rewards to business owners who travel often, all in a package with an annual fee of $0.

Generally, you'll earn 1.5 points per $1 spent. But you'll earn 3 points per $1 spent on travel booked through the Bank of America® Travel Center — powered by Expedia®. Rewards are even higher if you’re a Business Advantage Relationship Rewards client.

The card comes with a sign-up bonus: Earn 25,000 bonus points when you make at least $1,000 in net purchases within 60 days of your account opening which can be redeemed for a $250 statement credit towards travel purchases.

The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card is a poor choice for cash back. And those seeking flexibility, bigger rewards and travel perks would be better off looking elsewhere. But overall, it’s a decent option if you’re looking for a business credit card with a focus on travel rewards and an annual fee of $0.

For more information, see our full review of this card.

User Reviews

Rating Details

NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

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