Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

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Card details

  • Earn 30,000 bonus points when you make at least $3,000 in net purchases within 90 days of your account opening which can be redeemed for a $300 statement credit towards travel purchases.

  • Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire.

  • Earn 3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center.

  • No annual fee and no international transaction fees.

  • 0% Introductory APR on purchases for your first 9 billing cycles.

  • Redeem points for travel with no blackout dates, cash back or gift cards.

  • Get 75% more points on the base earn of every purchase you make when you’re a Preferred Rewards for Business Platinum Honors tier member. That means you will earn 2.62 points for every $1 you spend and 4.12 points per every $1 you spend at the Bank of America® Travel Center.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.5x-3x

  • Bonus offer

    Earn 30,000 bonus points when you make at least $3,000 in net purchases within 90 days of your account opening which can be redeemed for a $300 statement credit towards travel purchases

  • Intro APR

    0% on Purchases for 9 billing cycles

  • Ongoing APR

    APR: 13.74% - 23.74% Variable APR

    Cash Advance APR: See Terms

  • Balance transfer fee

    Either $10 or 4% of the amount of each transaction, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

Bank of America Travel Rewards World Mastercard® for Business Credit Card

Bank of America® Business Advantage Travel Rewards World Mastercard® credit card

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

13.74% - 23.74% Variable APR

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

0% on Purchases for 9 billing cycles

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

NerdWallet review

By Gregory Karp

Rating details

4.6

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • Unlimited flat-rate rewards

  • No foreign transaction fee

  • Intro APR period on Purchases

Cons
  • Requires excellent credit

The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card offers healthy rewards to business owners who travel often, all in a package with an annual fee of $0.

Generally, you'll earn 1.5 points per $1 spent. But you'll earn 3 points per $1 spent on travel booked through the Bank of America® Travel Center. Rewards are even higher if you’re a Preferred Rewards for Business Platinum Honors client.

The card comes with a sign-up bonus: Earn 30,000 bonus points when you make at least $3,000 in net purchases within 90 days of your account opening which can be redeemed for a $300 statement credit towards travel purchases.

The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card is a poor choice for cash back. And those seeking flexibility, bigger rewards and travel perks would be better off looking elsewhere. But overall, it’s a decent option if you’re looking for a business credit card with a focus on travel rewards and an annual fee of $0.

For more information, see our full review of this card.