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Best Bank of America Credit Cards of November 2020

NerdWalletOctober 8, 2020

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Some Bank of America® credit cards reward loyal Bank of America® customers who keep all their accounts in one place. But even if you bank elsewhere, the issuer offers cards with solid benefits.

NerdWallet's Best Bank of America Credit Cards of November 2020

Here are the top Bank of America® credit cards. Click the card name to read our review. Before applying, verify details on the issuer's website:

Our pick for: Cash back

The Bank of America® Cash Rewards credit card gives you a little more control over your credit card rewards by letting you choose which category earns the highest cash-back rate, from a list that includes gas stations, restaurants, travel and others. You also get bonus rewards at grocery stores and supermarkets, plus a great new-cardholder bonus offer. Read our review.

Our pick for: Travel + no annual fee

One of the best no-annual-fee travel cards available, the Bank of America® Travel Rewards credit card gives you a solid rewards rate on every purchase, with points that can be redeemed for any travel purchase, without the restrictions of branded airline and hotel cards. Bank of America® has an expansive definition of "travel," too, giving you additional flexibility in how you use your rewards. Read our review.

Our pick for: Travel perks 

Like some other travel cards at its price point, the Bank of America® Premium Rewards® credit card gives you bonus rewards on travel and dining. But you also earn a higher rate on "other" spending than many competing cards offer. There's a great sign-up bonus and some other good perks. And if you're a Bank of America® Preferred Rewards customer, your rewards get even better. Read our review.

Our pick for: Balance transfers/intro 0% period 

The BankAmericard® credit card is short on flash but long on savings. If you're looking to finance a large purchase or, especially, transfer and pay down high-interest debt, it deserves a place on your short list. Read our review.

Our pick for: Small business cash back

The Bank of America® Business Advantage Cash Rewards Mastercard® credit card gives entrepreneurs a little control over their credit card rewards by letting them choose which category earns the highest cash-back rate. Options include gas stations, office supplies, travel, computer services and more. There's also bonus rewards on dining and no annual fee. Read our review.

Our pick for: Small business travel rewards 

This is the business version of the issuer's excellent no-annual-fee travel card. The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card pays solid rewards on every purchase and gives you wide flexibility in redeeming your points for any travel purchase, without the restrictions of branded airline and hotel cards. Read our review.

Other cards issued by Bank of America®:

Last updated on October 8, 2020

Methodology

NerdWallet's credit cards team selects the best cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to be chosen in multiple categories.