Bank of America® Business Advantage Cash Rewards Mastercard® credit card

Bank of America® Business Advantage Cash Rewards Mastercard® credit card

on Bank of America's website

Bank of America® Business Advantage Cash Rewards Mastercard® credit card

Bank of America® Business Advantage Cash Rewards Mastercard® credit card

Bank of America® Business Advantage Cash Rewards Mastercard® credit card

on Bank of America's website

Card details

  • Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening - with no annual fee and cash rewards don't expire.

  • Earn 3% cash back in the category of your choice, 2% cash back on dining and unlimited 1% cash back on all other purchases.

  • You'll get 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.

  • 0% Introductory APR on purchases for your first 9 billing cycles.

  • Redeem your cash rewards as a statement credit, check, or have cash deposited into a Bank of America® checking or savings account.

  • Get 75% more cash back on every purchase when you're a Preferred Rewards for Business Platinum Honors tier member. That means you will earn 5.25% on your selected choice category, 3.5% on dining and unlimited 1.75% cash back on all other purchases.

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1%-3%

  • Bonus offer

    Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening – with no annual fee, no cap on the amount of cash rewards you can earn and they don't expire

  • Intro APR

    0% on Purchases for 9 billing cycles

  • Ongoing APR

    APR: 13.74% - 23.74% Variable APR

    Cash Advance APR: See Terms

  • Balance transfer fee

    Either $10 or 4% of the amount of each transaction, whichever is greater.

  • Foreign transaction fee

    3% of the U.S. dollar amount of each transaction

Recommended credit score

NerdWallet review

By NerdWallet

Rating details

4

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • Intro APR period on Purchases

  • High rewards rate on one of your choice of six categories

Cons
  • Requires excellent credit

Haven't gotten around to this one yet, but please put your own review in the comments below!

User Reviews

Rating Details

NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

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