Bank of America® Business Advantage Cash Rewards Mastercard® credit card
Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening - with no annual fee and cash rewards don't expire.
Earn 3% cash back in the category of your choice, 2% cash back on dining and unlimited 1% cash back on all other purchases.
You'll get 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
0% Introductory APR on purchases for your first 9 billing cycles.
Redeem your cash rewards as a statement credit, check, or have cash deposited into a Bank of America® checking or savings account.
Get 75% more cash back on every purchase when you're a Preferred Rewards for Business Platinum Honors tier member. That means you will earn 5.25% on your selected choice category, 3.5% on dining and unlimited 1.75% cash back on all other purchases.
Rates, fees & offers
Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening – with no annual fee, no cap on the amount of cash rewards you can earn and they don't expire
0% on Purchases for 9 billing cycles
APR: 13.74% - 23.74% Variable APR
Cash Advance APR: See Terms
Balance transfer fee
Either $10 or 4% of the amount of each transaction, whichever is greater.
Foreign transaction fee
3% of the U.S. dollar amount of each transaction
Recommended credit score
Editor's overall rating
Pros and cons
No annual fee
Intro APR period on Purchases
High rewards rate on one of your choice of six categories
Requires excellent credit
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