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Best Wells Fargo Credit Cards of November 2020

NerdWalletOctober 8, 2020

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Wells Fargo's credit cards haven't always offered the biggest rewards or the flashiest benefits — but things have changed a lot in recent years as the issuer has rolled out products that appeal even to people who don't bank with Wells Fargo. Wells Fargo also cards offer certain features that are hard to find elsewhere:

Cash rewards — literally. Wells Fargo lets its banking customers redeem credit card rewards in $20 bills right at the ATM. To do this, use your Wells Fargo debit card at a Wells Fargo-owned ATM. • Cell phone protection. You'll receive up to $600 worth of coverage — after a $25 deductible — if your cell phone is damaged or stolen and you pay its monthly bill with an eligible Wells Fargo credit card.

NerdWallet's Best Wells Fargo Credit Cards of November 2020

Here are the top Wells Fargo credit cards. Click the card name to read our review. Before applying, verify details on the issuer's website:

Our pick for: Travel 

The Wells Fargo Propel American Express® card offers so much value, it's hard to believe there's no annual fee. Start with a great bonus offer, then earn extra rewards in a host of common spending categories — restaurants, gas stations, transit, travel, streaming and more. Read our review.

Our pick for: Cash back 

The Wells Fargo Cash Wise Visa® card provides solid, flat-rate cash-back rewards for no annual fee. New cardholders can snag a nice bonus, there's an added incentive for digital wallet purchases, and the card offers cell phone protection. There's even an option to withdraw your rewards at Wells Fargo ATMs. Read our review.

Our pick for: 0% APR or balance transfers

The Wells Fargo Platinum card is pretty bare bones — but they're good bones. You get a nice, long introductory 0% APR period on both purchases and balance transfers, plus no annual fee. There are no rewards, but you get automatic cell phone protection when you pay your wireless bill with the card, so there's a great reason to hold onto it long-term. Read our review.

Last updated on October 8, 2020


NerdWallet's credit cards team selects the best cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to be chosen in multiple categories.