Best of

Best U.S. Bank Credit Cards of 2019

NerdWalletApril 8, 2019

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NerdWallet's Best U.S. Bank Credit Cards of 2019

Our pick for

Cash back

US Bank Cash+(TM) Visa Signature(R) Card Credit Card

on US Bank's website

Rates & Fees

3.8

NerdWallet rating 

on US Bank's website

Rates & Fees
Annual Fee

$0

Regular APR

16.24% - 25.74% Variable APR

Intro APR

0% Intro APR* on balance transfers for 12 billing cycles

recommended credit score

The U.S. Bank Cash+™ Visa Signature® Card has an annual fee of $0 and the most customizable cash-back structure of any card on the market.

Our pick for

Balance transfers or 0% period

US Bank Visa Platinum Credit Card

on US Bank's website

Rates & Fees

3.6

NerdWallet rating 

on US Bank's website

Rates & Fees
Annual Fee

$0

Regular APR

14.74% - 25.74% Variable APR

Intro APR

0%* on purchases and balance transfers for 20 billing cycles*

recommended credit score

The U.S. Bank Visa® Platinum Card comes with a lengthy interest-free period: 0% on Purchases and Balance Transfers for 20 billing cycles, and then the ongoing APR of 14.74% - 25.74% Variable APR. With an annual fee of $0 it won't cost you anything to keep the card after you've paid off the balance.

Our pick for

Poor credit or no credit

US Bank Harley-Davidson Visa Secured Credit Card

on US Bank's website

Rates & Fees

3.5

NerdWallet rating 

on US Bank's website

Rates & Fees
Annual Fee

$0

Regular APR

25.24% Variable

Intro APR

N/A

recommended credit score

If your credit score is in the slow lane, a secured card can help fast-track you to success. The U.S. Bank Harley-Davidson® Visa® Secured card is an intriguing choice for its lack of an annual fee and its ability to earn rewards; both are rare when it comes to secured cards.

Our pick for

Small business

U.S. Bank Business Leverage™ Visa Signature® Card

on US Bank's website

Rates & Fees

3.7

NerdWallet rating 

on US Bank's website

Rates & Fees
Annual Fee

$95

Regular APR

18.74% Variable APR

Intro APR

N/A

recommended credit score

The U.S. Bank Business Leverage™ Visa Signature® Card doesn't just offer customized rewards. It also automatically customizes those rewards each month according to your business spending, ensuring that you earn the maximum in rewards.

Last updated on April 8, 2019

Methodology

NerdWallet's credit cards team selects the best cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to be chosen in multiple categories.
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