U.S. Bank Business Leverage Review: More Rewarding Options Exist

You'll earn 2 points per dollar spent on purchases made in the top two categories (from a list of 48) where your business spends the most each month and 1 point per dollar spent on all other purchases.
By Melissa Lambarena 

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Our Take


NerdWallet rating 
The bottom line:

The card's personalized rewards categories may seem appealing, but they'll limit your rewards-earning potential. Other business credit cards can offer more value.

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U.S. Bank Business Leverage™ Visa Signature® Card
U.S. Bank Business Leverage® Visa Signature® Card
Annual fee
$0 intro for the first year, then $95
Regular APR
19.74%-24.74% Variable APR
Intro APR
Rec. credit score
690-850 (Good - Excellent)


NerdWallet reviews credit cards with an eye toward both the quantitative and qualitative features of a card. Quantitative features are those that boil down to dollars and cents, such as fees, interest rates, rewards (including earning rates and redemption values) and the cash value of benefits and perks. Qualitative factors are those that affect how easy or difficult it is for a typical cardholder to get good value from the card. They include such things as the ease of application, simplicity of the rewards structure, the likelihood of using certain features, and whether a card is well-suited to everyday use or is best reserved for specific purchases. Our star ratings serve as a general gauge of how each card compares with others in its class, but star ratings are intended to be just one consideration when a consumer is choosing a credit card. Learn how NerdWallet rates credit cards.