Skip to content

Business Credit Cards With the Best Sign-Up Bonuses of July 2024

By Ryan Lane, Gregory Karp
Last updated on June 21, 2024
Edited byKelsey Sheehy
Fact checked and reviewed

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

The best business credit card sign-up bonus is one you can actually get. Many business credit cards promote big welcome offers for new cardholders — with bigger spend requirements to earn them. Our picks below emphasize bonuses that balance value and attainability. Because while opting for the largest dollar amount is tempting, it’s important to weigh that number against an offer's fine print.
Consider past and future spending to identify the right bonus. You’ll typically need to spend at least $3,000 in the first 90 days to earn a bonus offer, though some of the best promotions require $6,000 or more. Review your business's recent purchases to make sure you can easily hit the bonus requirement. Or time your new card with a major one-time purchase to push you over the top.
Pair long-term perks with your initial bonus. A welcome offer is nice, but a good card will provide value beyond its first few months. For instance, if you are going to finance a big-ticket item, a business card with a 0% APR period and a healthy bonus may be the right combo. Do you routinely spend most on advertising or office supplies? A card with bonus cash back in those categories may be an ideal fit.
Note: Some of our selections can be applied for through NerdWallet, and some cannot. Below, you’ll find application links for the credit cards from our partners that are available through NerdWallet, followed by the full list of our picks.

Looking for a business credit card?

See our overall favorites, or choose your business type to find the best options for you.

Our top overall picks

on Nerdwallet's secure site

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

The best business credit card sign-up bonus is one you can actually get. Many business credit cards promote big welcome offers for new cardholders — with bigger spend requirements to earn them. Our picks below emphasize bonuses that balance value and attainability. Because while opting for the largest dollar amount is tempting, it’s important to weigh that number against an offer's fine print.
Consider past and future spending to identify the right bonus. You’ll typically need to spend at least $3,000 in the first 90 days to earn a bonus offer, though some of the best promotions require $6,000 or more. Review your business's recent purchases to make sure you can easily hit the bonus requirement. Or time your new card with a major one-time purchase to push you over the top.
Pair long-term perks with your initial bonus. A welcome offer is nice, but a good card will provide value beyond its first few months. For instance, if you are going to finance a big-ticket item, a business card with a 0% APR period and a healthy bonus may be the right combo. Do you routinely spend most on advertising or office supplies? A card with bonus cash back in those categories may be an ideal fit.
Note: Some of our selections can be applied for through NerdWallet, and some cannot. Below, you’ll find application links for the credit cards from our partners that are available through NerdWallet, followed by the full list of our picks.

Looking for a business credit card?

See our overall favorites, or choose your business type to find the best options for you.

Our top overall picks

on Nerdwallet's secure site

Here are the best business credit card sign-up bonuses from our partners

Credit cardNerdWallet ratingAnnual feeRewards rateIntro offerLearn more

Capital One Spark Cash Select for Excellent Credit

Apply now

on Capital One's website

Rates & Fees

4.9/5

Best for Unlimited flat-rate cash back

$0

1.5%-5%

Cashback

$750

Apply now

on Capital One's website

Rates & Fees

Ink Business Cash® Credit Card

Apply now

on Chase's website

4.8/5

Best for Bonus category cash back

$0

1%-5%

Cashback

$350

Apply now

on Chase's website

Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card

Apply now

on Bank of America's website

4.4/5

Best for Cash-back boost (up to 75%)

$0

1.5%

Cashback

$300

Apply now

on Bank of America's website

U.S. Bank Business Triple Cash Rewards World Elite Mastercard®

Apply now

on US Bank's website

Rates & Fees

4.7/5

Best for Intro 0% APR period

$0

1%-3%

Cashback

$500

Apply now

on US Bank's website

Rates & Fees

Ink Business Preferred® Credit Card

Apply now

on Chase's website

4.9/5

Best for Travel points

$95

1x-3x

Points

100,000

Points

Apply now

on Chase's website

Capital One Spark Miles for Business

Apply now

on Capital One's website

Rates & Fees

4.5/5

Best for Flat-rate travel rewards

$0 intro for the first year, then $95

2x-5x

Points

50,000

Points

Apply now

on Capital One's website

Rates & Fees

Southwest® Rapid Rewards® Performance Business Credit Card

Apply now

on Chase's website

4.8/5

Best for Airline business card bonus offer

$199

1x-4x

Points

80,000

Points

Apply now

on Chase's website

IHG One Rewards Premier Business Credit Card

Apply now

on Chase's website

5.0/5

Best for Hotel business card bonus offer

$99

3x-26x

Points

140,000

Points

Apply now

on Chase's website

Amazon Business Prime American Express Card

Apply now

on American Express' website

Rates & Fees

4.2/5

Best for Amazon shoppers

$0

1%-2%

$125

Apply now

on American Express' website

Rates & Fees

Credit cardNerdWallet ratingAnnual feeRewards rateIntro offerLearn more

Capital One Spark Cash Select for Excellent Credit

Apply now

on Capital One's website

Rates & Fees

4.9/5

Best for Unlimited flat-rate cash back

$0

1.5%-5%

Cashback

$750

Apply now

on Capital One's website

Rates & Fees

Ink Business Cash® Credit Card

Apply now

on Chase's website

4.8/5

Best for Bonus category cash back

$0

1%-5%

Cashback

$350

Apply now

on Chase's website

Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card

Apply now

on Bank of America's website

4.4/5

Best for Cash-back boost (up to 75%)

$0

1.5%

Cashback

$300

Apply now

on Bank of America's website

U.S. Bank Business Triple Cash Rewards World Elite Mastercard®

Apply now

on US Bank's website

Rates & Fees

4.7/5

Best for Intro 0% APR period

$0

1%-3%

Cashback

$500

Apply now

on US Bank's website

Rates & Fees

Ink Business Preferred® Credit Card

Apply now

on Chase's website

4.9/5

Best for Travel points

$95

1x-3x

Points

100,000

Points

Apply now

on Chase's website

Capital One Spark Miles for Business

Apply now

on Capital One's website

Rates & Fees

4.5/5

Best for Flat-rate travel rewards

$0 intro for the first year, then $95

2x-5x

Points

50,000

Points

Apply now

on Capital One's website

Rates & Fees

Southwest® Rapid Rewards® Performance Business Credit Card

Apply now

on Chase's website

4.8/5

Best for Airline business card bonus offer

$199

1x-4x

Points

80,000

Points

Apply now

on Chase's website

IHG One Rewards Premier Business Credit Card

Apply now

on Chase's website

5.0/5

Best for Hotel business card bonus offer

$99

3x-26x

Points

140,000

Points

Apply now

on Chase's website

Amazon Business Prime American Express Card

Apply now

on American Express' website

Rates & Fees

4.2/5

Best for Amazon shoppers

$0

1%-2%

$125

Apply now

on American Express' website

Rates & Fees

Discover business products tailored to your needs

Monitor your business credit score, manage your cash flow, and get curated recommendations to drive your business’s growth.

Fundera by NerdWallet

I'M INTERESTED IN:

Our pick for

Unlimited flat-rate cash back

Capital One Spark Cash Select for Excellent Credit

Read Review
Apply now

on Capital One's website

Annual fee
$0
Rewards rate
1.5%-5% Cashback
Intro offer
$750
This card's pairing of a generous, attainable sign-up bonus with no annual fee and unlimited flat-rate cash back makes it a winner.

Capital One Spark Cash Select for Excellent Credit

NerdWallet rating 

4.9/5
Apply now

on Capital One's website

Annual fee
$0
Rewards rate
1.5%-5% Cashback
Intro offer
$750

Our pick for

Bonus category cash back

Ink Business Cash® Credit Card

Read Review
Apply now

on Chase's website

Annual fee
$0
Rewards rate
1%-5% Cashback
Intro offer
$350
If your spending lines up with the
Ink Business Cash® Credit Card
's bonus categories, this card is a great cash-back option.

Ink Business Cash® Credit Card

NerdWallet rating 

4.8/5
Apply now

on Chase's website

Annual fee
$0
Rewards rate
1%-5% Cashback
Intro offer
$350

Our pick for

Cash-back boost (up to 75%)

Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card

Read Review
Apply now

on Bank of America's website

Annual fee
$0
Rewards rate
1.5% Cashback
Intro offer
$300
Bank of America® customers can benefit from this card's welcome bonus, as well as a cash-back boost if they're eligible for the bank's Preferred Rewards for Business program.

Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card

NerdWallet rating 

4.4/5
Apply now

on Bank of America's website

Annual fee
$0
Rewards rate
1.5% Cashback
Intro offer
$300

Our pick for

Intro 0% APR period

U.S. Bank Business Triple Cash Rewards World Elite Mastercard®

Annual fee
$0
Rewards rate
1%-3% Cashback
Intro offer
$500
Among business cards, it's hard to beat the intro APR offer on the
U.S. Bank Business Triple Cash Rewards World Elite Mastercard®
:
0% intro APR for 15 billing cycles on purchases and balance transfers, and then the ongoing APR of 19.24%-28.24% Variable APR
.

U.S. Bank Business Triple Cash Rewards World Elite Mastercard®

NerdWallet rating 

4.7/5
Apply now

on US Bank's website

Annual fee
$0
Rewards rate
1%-3% Cashback
Intro offer
$500

Our pick for

Travel points

Ink Business Preferred® Credit Card

Read Review
Apply now

on Chase's website

Annual fee
$95
Rewards rate
1x-3x Points
Intro offer
100,000 Points
If you prefer points to cash back, this card offers one of the biggest sign-up bonuses of any credit card anywhere — helping offset its annual fee.

Ink Business Preferred® Credit Card

NerdWallet rating 

4.9/5
Apply now

on Chase's website

Annual fee
$95
Rewards rate
1x-3x Points
Intro offer
100,000 Points

Our pick for

Flat-rate travel rewards

Capital One Spark Miles for Business

Read Review
Apply now

on Capital One's website

Annual fee
$0 intro for the first year, then $95
Rewards rate
2x-5x Points
Intro offer
50,000 Points
The
Capital One Spark Miles for Business
is great for busy travelers who want to earn miles without managing spending categories.

Capital One Spark Miles for Business

NerdWallet rating 

4.5/5
Apply now

on Capital One's website

Annual fee
$0 intro for the first year, then $95
Rewards rate
2x-5x Points
Intro offer
50,000 Points

Our pick for

Airline business card bonus offer

Southwest® Rapid Rewards® Performance Business Credit Card

Read Review
Apply now

on Chase's website

Annual fee
$199
Rewards rate
1x-4x Points
Intro offer
80,000 Points
The value of any branded airline card will depend on how much you like that carrier. This one is tough to beat for Southwest loyalists who'll take advantage of all this card's perks.

Southwest® Rapid Rewards® Performance Business Credit Card

NerdWallet rating 

4.8/5
Apply now

on Chase's website

Annual fee
$199
Rewards rate
1x-4x Points
Intro offer
80,000 Points

Our pick for

Hotel business card bonus offer

IHG One Rewards Premier Business Credit Card

Read Review
Apply now

on Chase's website

Annual fee
$99
Rewards rate
3x-26x Points
Intro offer
140,000 Points
You'll get the most bang for your buck with this card at IHG properties. But it offers some versatility with the number of brands under that umbrella (Holiday Inn, Crowne Plaza, etc.).

IHG One Rewards Premier Business Credit Card

NerdWallet rating 

5.0/5
Apply now

on Chase's website

Annual fee
$99
Rewards rate
3x-26x Points
Intro offer
140,000 Points

Our pick for

Amazon shoppers

Amazon Business Prime American Express Card

Read Review
Apply now

on American Express' website

Annual fee
$0
Rewards rate
1%-2%
Intro offer
$125
This card will benefit Amazon loyalists the most. But it also offers a true welcome offer, with no spend required.

Amazon Business Prime American Express Card

NerdWallet rating 

4.2/5
Apply now

on American Express' website

Annual fee
$0
Rewards rate
1%-2%
Intro offer
$125