Capital One Spark Cash Select - $500 Cash Bonus
on Capital One's website
Capital One Spark Cash Select - $500 Cash Bonus
Card details
Earn a $500 bonus when you spend $4,500 in the first 3 months of account opening
Earn unlimited 1.5% cash back for your business on every purchase, everywhere — with no limits or category restrictions
No annual fee
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
Rewards won't expire for the life of the account
Redeem your cash back rewards for any amount
Free employee cards, which also earn unlimited 1.5% cash back on all purchases
$0 fraud liability if your card is lost or stolen
Rates, fees & offers
Annual fee
$0
Rewards rate
1.5%-5%
Bonus offer
Earn a $500 bonus when you spend $4,500 in the first 3 months of account opening.
Intro APR
N/A
Ongoing APR
APR: 17.49%-23.49% Variable APR
Cash Advance APR: 31.24%, Variable
Penalty APR: 33.65%, Variable
Balance transfer fee
$0 at this Transfer APR
Foreign transaction fee
None
Recommended credit score
Compare to other cards
| Learn more | Learn more | |
Annual fee$0 | Annual fee$99 | Annual fee$199 |
Regular APR17.49%-23.49% Variable APR | Regular APRSee Terms | |
Intro APRN/A | Intro APR0% intro APR for 15 billing cycles on balance transfers made within 45 days of account opening. | Intro APRN/A |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Ben Luthi
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Rating details
4.6
Editor's overall rating
Pros and cons
Pros
No annual fee
High rewards rate
No reward caps
Cons
Requires good/excellent credit
If you need a credit card for your small business, but don't care for extra frills or fees, the Capital One Spark Cash Select - $500 Cash Bonus is a simple solution. With it, you can earn 1.5% cash back on every purchase, every day. Plus, get a jump start on your rewards with its sign-up bonus: Earn a $500 bonus when you spend $4,500 in the first 3 months of account opening.
Controlling expenses is important for entrepreneurs, so the Capital One Spark Cash Select - $500 Cash Bonus’s $0 annual fee and no foreign transaction fees can help you keep costs down, especially if you travel internationally for business. For more information, see NerdWallet's full review.
