Capital One Spark Cash Select - $500 Cash Bonus

Capital One Spark Cash Select - $500 Cash Bonus

on Capital One's website

Capital One Spark Cash Select - $500 Cash Bonus

Capital One Spark Cash Select - $500 Cash Bonus

Capital One Spark Cash Select - $500 Cash Bonus

on Capital One's website

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Card details

  • Earn a $500 bonus when you spend $4,500 in the first 3 months of account opening

  • Earn unlimited 1.5% cash back for your business on every purchase, everywhere — with no limits or category restrictions

  • No annual fee

  • Rewards won't expire for the life of the account

  • Redeem your cash back rewards for any amount

  • Free employee cards, which also earn unlimited 1.5% cash back on all purchases

  • $0 fraud liability if your card is lost or stolen

  • No foreign transaction fees

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1.5%

  • Bonus offer

    Earn a $500 bonus when you spend $4,500 in the first 3 months of account opening

  • Intro APR

    N/A

  • Ongoing APR

    APR: 13.24% - 19.24% Variable APR

    Cash Advance APR: 26.99%, Variable

    Penalty APR: 29.40%, Variable

  • Balance transfer fee

    $0 at this Transfer APR

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual Fee

$0

Annual Fee

$95

Annual Fee

$0 intro for the first year, then $95

Regular APR

13.24% - 19.24% Variable APR

Regular APR

15.99% - 22.99% Variable APR

Regular APR

13.99% - 23.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

NerdWallet review

By Ben Luthi

Rating details

4.5

Editor's overall rating

Pros and cons

Pros
  • High rewards rate

  • No annual fee

  • No foreign transaction fee

Cons
  • No intro APR period

If you need a credit card for your small business, but don't care for extra frills or fees, the Capital One Spark Cash Select - $500 Cash Bonus is a simple solution. With it, you can earn 1.5% cash back on every purchase, every day. Plus, get a jump start on your rewards with its sign-up bonus: Earn a $500 bonus when you spend $4,500 in the first 3 months of account opening

Controlling expenses is important for entrepreneurs, so the Capital One Spark Cash Select - $500 Cash Bonus’s $0 annual fee and no foreign transaction fees can help you keep costs down, especially if you travel internationally for business. For more information, see NerdWallet's full review.