Capital One® Spark® Cash Select for Business
Capital One® Spark® Cash Select for Business
Capital One® Spark® Cash Select for Business
Card details
Earn unlimited 1.5% cash back for your business on every purchase, everywhere, no limits or category restrictions
Earn a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months from account opening
Save on interest with 0% intro APR on purchases for 9 months; 13.99% - 23.99% variable APR after that
No annual fee
Free employee cards, which also earn unlimited 1.5% cash back on all purchases
Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
$0 Fraud Liability if your card is lost or stolen
No foreign transaction fees
Rates, fees & offers
Annual fee
$0
Rewards rate
1.5%
Bonus offer
Earn a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months from account opening
Intro APR
0% on Purchases for 9 months
Ongoing APR
APR: 13.99% - 23.99% Variable APR
Penalty APR: 29.40%, Variable
Cash Advance APR: 26.99%, Variable
Foreign transaction fee
None
Recommended credit score
Compare to other cards
 Capital One® Spark® Cash Select for Business | ||
|---|---|---|
Annual Fee$0 | Annual Fee$95 | Annual Fee$0 |
Regular APR13.99% - 23.99% Variable APR | Regular APR14.99% - 23.74% Variable APR | |
Intro APR0% on Purchases for 9 months | Intro APR0% intro APR on Purchases for 12 months | Intro APR0% intro APR on Purchases for 15 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Ben Luthi
Rating details
4.2
Editor's overall rating
Pros and cons
Pros
High rewards rate
No annual fee
No foreign transaction fee
Cons
If you need a credit card for your small business, but don't care for extra frills or fees, the Capital One® Spark® Cash Select for Business is a simple solution. With it, you can earn 1.5% cash back on every purchase, every day. Plus, get a jump start on your rewards with its sign-up bonus: Earn a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months from account opening.
The Capital One® Spark® Cash Select for Business is also useful if you need a few extra months to pay off a big investment in your business, such as office supplies, with its offer of 0% on Purchases for 9 months, and then the ongoing APR of 13.99% - 23.99% Variable APR.
Controlling expenses is important for entrepreneurs, so the Capital One® Spark® Cash Select for Business’s $0 annual fee and no foreign transaction fees can help you keep costs down, especially if you travel internationally for business. For more information, see NerdWallet's full review.
