
Car Loan-to-Value Ratio Explained: Why LTV Matters
The loan-to-value ratio or LTV of a car loan can affect whether your loan is approved and at what interest rate.

The loan-to-value ratio or LTV of a car loan can affect whether your loan is approved and at what interest rate.

If you need a lower car payment, here are four possible options.

Here's how to learn the language of auto loans and how they work before buying a car.

Paying extra on the principal won’t lower your monthly car payment, but it does provide other benefits.

Is refinancing a car worth it? Knowing the pros and cons can help you decide.

Average auto loan interest rates can provide an idea of what APR to expect for your auto loan.

To calculate the cost to buy out your lease, add the car's projected value at lease-end and any remaining payments.

Lender requirements vary for how soon you can refinance a car. Here are guidelines for the best time to refinance.

Auto loan refinancing ends your current vehicle loan and starts a new one, usually with a different lender.

Learning how to spot which car buying fees are legit and which ones are not can help you maximize your savings.

Being upside-down on a car loan can lead to problems. Here's what to know, with advice for becoming right-side up again.

The average cost of owning a car is $12,863 annually or $1,071.92 monthly. Use our calculator to see how much you're spending.

Here’s how to refinance your car loan and start saving money.

These six steps walk you through the basics of financing a car and finding the best possible interest rate.


Look out for extra fees or add-ons, and make sure the numbers match what you agreed to during negotiations.

Refinancing a car can temporarily lower your credit score, but the benefits could outweigh a slight dip in your score.

The average monthly car payment is $765 for new cars and $542 for used. Several factors determine your payment.

Trading in a car you haven’t paid off takes a few extra steps — including knowing all the numbers in the deal.

Here's how to create a bill of sale form when you're selling a vehicle.