You sock away your money to keep it safe and to watch it grow. We’ve rounded up the best savings accounts and CDs from banks and credit unions, including some from our partners, so you can find one with the highest interest rates.

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interest-bearing accounts

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Deposit term requiredMinimum balance for APYAPY

EarnMore Interest Checking Account

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EarnMore Interest Checking Account

MemoryBank
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Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Account Details

  • New qualifying customers earn 1.5% APY intro rate for the first year (1.0% APY ongoing rate)
  • Requirements to qualify:
    • 1+ direct deposit must be conducted each statement cycle
    • At least 5 point-of-sale (POS) debit card transactions must occur during the statement cycle
    • You must receive online statements
  • Access to over 85,000 fee-free ATMs
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Money Market Account

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Money Market Account

UFB Direct
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Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Account Details

  • FDIC Insured
  • Visa® Debit Card and limited check writing
  • 24/7 customer service and online banking
  • $10 monthly maintenance fee waived with a minimum $5,000 average daily collected balance
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Savings Account

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Savings Account

DollarSavingsDirect
Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Online Savings

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Online Savings

Goldman Sachs Bank USA
Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Online Savings Account

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Online Savings Account

Barclays
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Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Account Details

  • No monthly maintenance fee
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Online Savings

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Online Savings

Discover
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Deposit term required
N/A
Minimum balance for APY
$0
Member, FDIC

Account Details

  • No monthly maintenance fees
  • 24/7 U.S.-based customer service
  • Get up to a $200 bonus* with qualifying deposits
  • To get your Bonus: Apply for your first Discover Online Savings Account by 10/31/17. Enter Offer Code NW1017 when applying.
  • Deposit a total of at least $15,000 into your account by 11/15/17 to earn a $150 Bonus or deposit a total of at least $20,000 into your account by 11/15/17 to earn a $200 Bonus. Maximum bonus eligibility is $200 per account.
  • Offer not valid for existing or prior Discover savings customers. Account must be open when bonus is credited.
  • Bonus will be credited to the account by 11/30/17. Bonus is considered interest and will be reported on IRS Form 1099-INT. Offer may be modified/withdrawn without notice.
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Online Savings

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Online Savings

Goldman Sachs Bank USA
Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Online Savings Account

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Online Savings Account

Ally Bank
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Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Account Details

  • No monthly maintenance fees
  • Deposit checks remotely with Ally eCheck Deposit℠
  • 24/7 live customer care
  • APY of 1.20% effective as of 9/1/2017
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Online Savings Account

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Online Savings Account

FNBO Direct
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Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC

Account Details

  • No monthly fees or minimum balance requirements
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Money Market Account

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Money Market Account

Ally Bank
Deposit term required
N/A
Minimum balance for APY
$1
Member, FDIC