Best Medicare Advantage Plans in Arizona

There are several companies selling Medicare Advantage plans in Arizona. See which ones offer plans that come out on top.

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About 1.4 million people in Arizona are signed up for Medicare, placing it in the top half of U.S. states for Medicare beneficiaries

Centers for Medicare & Medicaid Services. Fact Sheet. Accessed Nov 22, 2022.
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Medicare is the federal health insurance program for people age 65 and older. Medicare Advantage is a bundled alternative to Medicare sold by private companies. It offers all the same benefits and usually some extras, such as cost savings on dental and vision coverage.

Medicare Advantage plans offer more benefits than Original Medicare, and they can be cheaper than paying for Medicare and a Medicare Supplement plan. However, they have less flexibility since you’ll need to get care from within the plan’s network of providers. Weigh your options to determine which plan best suits your needs.

What to know about Medicare in Arizona

Over 1 in 6 people in Arizona are 65 and older, and there is a variety of Medicare Advantage plans in the state

U.S. Census Bureau. QuickFacts, Arizona. Accessed Nov 22, 2022.
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  • The average monthly premium in 2023 for a Medicare Advantage plan in Arizona is $12.00. (It was $12.43 in 2022.)

  • There are 157 Medicare Advantage plans available in Arizona in 2023. (There were 155 plans in 2022.)

  • All Medicare-eligible people in Arizona have access to a $0-premium Medicare Advantage plan.

Medicare Advantage companies in Arizona

Top-rated Medicare Advantage plans in Arizona

Each year, the Centers for Medicare & Medicaid Services, or CMS, awards every Medicare Advantage plan a star rating on a scale of 1 to 5, with 5 being a top-rated plan. Below are companies with at least one plan that received top marks in Arizona for the 2023 plan year

Centers for Medicare & Medicaid Services. 2023 MA Landscape Source File (v 10 14 2022). Accessed Nov 22, 2022.
. (Get more information about Medicare star ratings.)

4.5-star plans

There are no 5-star-rated plans available in Arizona for the 2023 plan year. The companies below offer plans in Arizona that are rated 4.5 stars out of 5 by the CMS:

  • Humana.

  • UnitedHealthcare.

4-star plans

The companies below offer plans in Arizona that are rated 4 stars out of 5 by the CMS:

  • Cigna.

  • Devoted Health.

  • Humana.

  • UnitedHealthcare.

Medicare resources in Arizona

Find the right Medicare Advantage plan

It’s important to do your research before selecting a Medicare Advantage plan for yourself. Here are some questions to consider asking:

  • What are the plan’s costs? Do you understand what the plan’s premium, deductibles, copays and/or coinsurance will be? Can you afford them?

  • Is your doctor in-network? If you have a preferred medical provider or providers, make sure they participate in the plan’s network.

  • Are your prescriptions covered? If you’re on medication, it’s crucial to understand how the plan covers it. What tier are your prescription drugs on, and are there any coverage rules that apply to them?

  • Is there dental coverage? Does the plan offer routine coverage for vision, dental and hearing needs?

  • Are there extras? Does the plan offer any extra benefits, such as fitness memberships, transportation benefits or meal delivery?

Medicare Advantage providers

Get more information below about some of the major Medicare Advantage providers. These insurers offer plans in most states. The plans you can choose from will depend on your ZIP code and county.

If you have additional questions about Medicare, visit Medicare.gov or call 800-MEDICARE (800-633-4227, TTY 877-486-2048).
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