Best Medicare Advantage Plans in Maine 2024
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About 360,000 people in Maine are signed up for Medicare.
Medicare is the federal health insurance program for people age 65 and older. Medicare Advantage is a bundled alternative to Medicare sold by private companies. It offers all the same benefits and usually some extras, such as cost savings on dental and vision coverage.
Medicare Advantage plans offer more benefits than Original Medicare, and they can be cheaper than paying for Medicare and a Medicare Supplement plan. However, they offer less flexibility since you’ll need to get care from within the plan’s network of providers. Weigh your options to determine which plan best suits your needs.
Compare Medicare Advantage plans in Maine
Insurance company | CMS Star Rating | States available | Members in high-rated plans | Member experience | Learn more |
|---|---|---|---|---|---|
Best for extra perks  Aetna | 3.98 3.98 /5 | 46 states and Washington, D.C. | Medium (50% to 89%) | 3.79 (Above average) | M-F 9am-9pm ET, Sa-Su 10am-9pm ET Speak to a licensed insurance agent on askchapter.org GET A QUOTE from askchapter.org |
Best for low-cost plan availability  Humana | 4.34 4.34 /5 | 49 states, Washington, D.C., and Puerto Rico | High (90% or more) | 3.97 (Above average) | M-F 9am-9pm ET, Sa-Su 10am-9pm ET Speak to a licensed insurance agent on askchapter.org GET A QUOTE from askchapter.org |
 Wellcare | 3.03 3.03 /5 | 37 states | Low (49% or less) | 2.57 (Below average) | M-F 9am-9pm ET, Sa-Su 10am-9pm ET Speak to a licensed insurance agent on askchapter.org GET A QUOTE from askchapter.org |
What to know about Medicare in Maine
More than 1 in 4 people in Maine are 65 and older, and there are a variety of Medicare Advantage plans in the state:
The average monthly premium in 2024 for a Medicare Advantage plan in Maine is $13.90. (It was $11.94 in 2023.)
There are 55 Medicare Advantage plans available in Maine in 2024. (This is up from 54 plans in 2023.)
All Medicare-eligible people in Maine have access to a $0-premium Medicare Advantage plan.
Medicare Advantage companies in Maine
The following providers offer Medicare Advantage plans in Maine:
AMH Health.
Martin's Point Generations Advantage.
Top-rated Medicare Advantage plans in Maine
Each year, the Centers for Medicare & Medicaid Services (CMS) awards every Medicare Advantage plan a star rating on a scale of 1 to 5, with 5 being a top-rated plan. Below are companies with plans that received top marks in Maine for the 2024 plan year. (Check out more information about Medicare star ratings.)
4.5-star plans
There are no 5-star Medicare Advantage plans in Maine for 2024. The companies below offer plans in Maine that are rated 4.5 stars out of 5 by CMS:
Humana.
Martin's Point Generations Advantage.
UnitedHealthcare.
4-star plans
The companies below offer plans in Maine that are rated 4 stars out of 5 by CMS:
Aetna Medicare.
Humana.
Wellcare.
This list doesn’t include special needs plans, which restrict membership to people with certain diseases or characteristics, such as having a chronic illness or living in a nursing home.
Medicare resources in Maine
Office of Aging and Disability Services: Resources that include free Medicare counseling, explanations of plans and programs, bill and claims assistance and enrollment in savings programs.
Bureau of Insurance: Contact information for local agencies that assist with Medicare.
Maine Senior Medicare Patrol: Information on how to identify and report Medicare fraud and abuse.
Legal Services for the Elderly: An organization that provides free legal assistance to Medicare beneficiaries.
Find the right Medicare Advantage plan
It’s important to do your research before selecting a Medicare Advantage plan for yourself. Here are some questions to consider asking:
What are the plan’s costs? Do you understand what the plan’s premium, deductibles, copays and/or coinsurance will be? Can you afford them?
Is your doctor in-network? If you have a preferred medical provider or providers, make sure they participate in the plan’s network.
Are your prescriptions covered? If you’re on medication, it’s crucial to understand how the plan covers it. What tier are your prescription drugs on, and are there any coverage rules that apply to them?
Is there dental coverage? Does the plan offer routine coverage for vision, dental and hearing needs?
Are there extras? Does the plan offer any extra benefits, such as fitness memberships, transportation benefits or meal delivery?
Medicare Advantage companies
Get more information below about some of the major Medicare Advantage companies. These insurance companies offer plans in most states. The plans you can choose from will depend on your ZIP code and county.
