Best Credit Cards for Airbnb of December 2025
Updated: Dec 9, 2025
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Budget travelers, here's a way to stretch your dollars even further: Get a credit card that rewards you for Airbnb stays. Payment networks (such as Visa and Mastercard) classify purchases made through the home-sharing platform in the same way as hotels, Airbnb says. That means that many general travel credit cards will help you earn extra rewards on Airbnb stays while also giving you the option of redeeming those rewards for more purchases with Airbnb.
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and many other national, regional and local media outlets.
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Budget travelers, here's a way to stretch your dollars even further: Get a credit card that rewards you for Airbnb stays. Payment networks (such as Visa and Mastercard) classify purchases made through the home-sharing platform in the same way as hotels, Airbnb says. That means that many general travel credit cards will help you earn extra rewards on Airbnb stays while also giving you the option of redeeming those rewards for more purchases with Airbnb.
Why trust NerdWallet
400+ credit cards reviewed by our team of experts (See our top picks)
80+ years of combined experience covering credit cards and personal finance
27,000+ hours spent researching and reviewing financial products in the last 12 months
Objective comprehensive ratings rubrics (Methodology)
NerdWallet's credit cards content, including ratings and recommendations, is overseen by a team of writers and editors who specialize in credit cards. Their work has appeared in The Associated Press, USA Today, The New York Times, MarketWatch, MSN, NBC's "Today," ABC's "Good Morning America" and many other national, regional and local media outlets. Each writer and editor follows NerdWallet's strict guidelines for editorial integrity.
Budget travelers, here's a way to stretch your dollars even further: Get a credit card that rewards you for Airbnb stays. Payment networks (such as Visa and Mastercard) classify purchases made through the home-sharing platform in the same way as hotels, Airbnb says. That means that many general travel credit cards will help you earn extra rewards on Airbnb stays while also giving you the option of redeeming those rewards for more purchases with Airbnb.
Why trust NerdWallet
400+ credit cards reviewed by our team of experts (See our top picks)
80+ years of combined experience covering credit cards and personal finance
27,000+ hours spent researching and reviewing financial products in the last 12 months
Objective comprehensive ratings rubrics (Methodology)
NerdWallet's credit cards content, including ratings and recommendations, is overseen by a team of writers and editors who specialize in credit cards. Their work has appeared in The Associated Press, USA Today, The New York Times, MarketWatch, MSN, NBC's "Today," ABC's "Good Morning America" and many other national, regional and local media outlets. Each writer and editor follows NerdWallet's strict guidelines for editorial integrity.
Budget travelers, here's a way to stretch your dollars even further: Get a credit card that rewards you for Airbnb stays. Payment networks (such as Visa and Mastercard) classify purchases made through the home-sharing platform in the same way as hotels, Airbnb says. That means that many general travel credit cards will help you earn extra rewards on Airbnb stays while also giving you the option of redeeming those rewards for more purchases with Airbnb.
Why trust NerdWallet
400+ credit cards reviewed by our team of experts (See our top picks)
80+ years of combined experience covering credit cards and personal finance
27,000+ hours spent researching and reviewing financial products in the last 12 months
Objective comprehensive ratings rubrics (Methodology)
NerdWallet's credit cards content, including ratings and recommendations, is overseen by a team of writers and editors who specialize in credit cards. Their work has appeared in The Associated Press, USA Today, The New York Times, MarketWatch, MSN, NBC's "Today," ABC's "Good Morning America" and many other national, regional and local media outlets. Each writer and editor follows NerdWallet's strict guidelines for editorial integrity.
Why trust NerdWallet
400+ credit cards reviewed by our team of experts (See our top picks)
80+ years of combined experience covering credit cards and personal finance
27,000+ hours spent researching and reviewing financial products in the last 12 months
Objective comprehensive ratings rubrics (Methodology)
NerdWallet's credit cards content, including ratings and recommendations, is overseen by a team of writers and editors who specialize in credit cards. Their work has appeared in The Associated Press, USA Today, The New York Times, MarketWatch, MSN, NBC's "Today," ABC's "Good Morning America" and many other national, regional and local media outlets. Each writer and editor follows NerdWallet's strict guidelines for editorial integrity.
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NerdWallet's Best Credit Cards for Airbnb of December 2025
Capital One Venture Rewards Credit Card: Best for Simple, high rate + flexible redemption
Chase Sapphire Preferred® Card: Best for Big bonus + flexible points
Wells Fargo Autograph® Card: Best for 3X points + no annual fee
Bank of America® Travel Rewards credit card: Best for Simple rewards + no annual fee
Wells Fargo Active Cash® Card: Best for Simple cash back
Best Credit Cards for Airbnb From Our Partners
| Credit card | NerdWallet rating | Annual fee | Rewards rate | Intro offer | Learn more |
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FULL LIST OF EDITORIAL PICKS: BEST CREDIT CARDS FOR AIRBNB
Before applying, confirm details on issuer's website.
Capital One Venture Rewards Credit Card
Our pick for: Simple, high rate + flexible redemption
The Capital One Venture Rewards Credit Card is probably the best-known general-purpose travel credit card, thanks to its ubiquitous advertising. You earn 5 miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel and 2 miles per dollar on all other purchases. Miles can be redeemed at a value of 1 cent apiece for any travel purchase, without the blackout dates and other restrictions of branded hotel and airline cards. The card offers a great sign-up bonus and other worthwhile perks (see rates and fees). Read our review.
Chase Sapphire Preferred® Card
Our pick for: Big bonus + flexible points
For a reasonable annual fee, the Chase Sapphire Preferred® Card earns bonus rewards on travel, dining, select streaming services, and select online grocery purchases. Points are potentially worth more when you redeem them for travel booked through Chase, or you can transfer them to about a dozen airline and hotel partners. The sign-up bonus is stellar, too. Read our review.
Wells Fargo Autograph® Card
Our pick for: 3X points + no annual fee
The Wells Fargo Autograph® Card offers so much value, it's hard to believe there's no annual fee. Start with a great bonus offer, then earn extra rewards in a host of common spending categories — restaurants, gas stations, transit, travel, streaming and more. Read our review.
Bank of America® Travel Rewards credit card
Our pick for: Simple rewards + no annual fee
One of the best no-annual-fee travel cards available, the Bank of America® Travel Rewards credit card gives you a solid rewards rate on every purchase, with points that can be redeemed for any travel purchase, without the restrictions of branded airline and hotel cards. Bank of America® has an expansive definition of "travel," too, giving you additional flexibility in how you use your rewards. Read our review.
Citi Custom Cash® Card
Our pick for 5% cash back for shorter stays
The Citi Custom Cash® Card offers a lot of value for a $0 annual fee: 5% back automatically in your eligible top spending category on up to $500 spent per billing cycle (1% back on other spending). The list of eligible 5% categories is varied and includes biggies like restaurants, grocery stores and more. And unlike with its competitors, there's no activation schedule or bonus calendar to keep track of. Read our review.
Wells Fargo Active Cash® Card
Our pick for: Simple cash back
Among flat-rate cash-back cards, you'll be hard-pressed to beat the Wells Fargo Active Cash® Card. It earns an unlimited 2% back on all purchases, which is excellent. But in addition, the card offers a rich sign-up bonus and a decent intro APR period on both purchases and balance transfers. That's an impressive, hard-to-find combination of features on a card with a $0 annual fee. Read our review.
The information related to the Citi Custom Cash® Card has been collected by NerdWallet and has not been reviewed or provided by the issuer or provider of this product or service.
Last updated on December 9, 2025
Methodology
NerdWallet's credit cards team selects the best credit cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to be chosen as among the "best" in multiple categories. Learn how NerdWallet rates credit cards.
