Amy is a former editor and insurance authority at NerdWallet. She has been helping consumers understand insurance choices and terminology for almost 20 years.
The latest from Amy
What to Do if Your Car Is Broken Into
Take pictures of the damage, file a police report and decide whether to get your insurance company involved.
How to Get Adequate Driver Info After an Accident
No matter what, have your camera ready and be prepared to file a police report.
Getting a Pass: Car Insurance Accident Forgiveness
Several large insurers offer accident forgiveness, though it isn't available in all states.
Denied Car Insurance? Hope Floats in the Assigned-Risk Pool
Your state can assign you to an insurance company if you are denied coverage, but expect to pay more.
Take This Car Insurance Quiz to See if You’re Savvy or Stumped
Put your car insurance knowledge to the test.
How to Get a Copy of Your Driving Record and Why You Should
Getting a copy of your driving record — including your accidents and tickets — will help you get more accurate car insurance quotes.
Car Insurance Cancellation Laws: When Insurers Can Drop You
An insurer can cancel a policy only for specific reasons, including missed payments, suspended driver’s licenses or fraudulent claims.
How to Use Life Insurance Financial Strength Ratings
Understanding ratings agencies' grades can provide valuable information to help you choose an insurer.
‘Excluding’ vs. ‘Removing’ Drivers From Car Insurance
Removing is best if they don’t regularly drive. Excluding keeps bad-driving records from affecting your insurance.
What Happens If You Have a Car Accident Without Insurance?
Depending on where you live, you could face fines, lose your driver's license or even spend time behind bars.
Reasons Why Companies Can Cancel Your Life Insurance
Insurers can cancel your life insurance only in limited circumstances. Find out the reasons and how to avoid them.
Driving Someone Else’s Car? Here’s Your Insurance Lowdown
Learn when you should be added as a driver on someone else’s auto insurance policy.
How to Get Out of a Life Insurance Policy
The options for canceling a life insurance policy depend on several factors.