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Spencer Tierney

Senior Writer & Content Strategist
Expertise
  • Certificates of deposit •
  • Deposit accounts •
  • Neobanks or fintech firms
How I Think About Money “My best money decisions happened when I wasn't rushed or stressed. I write about finance to help people recognize what a good bank account looks like and how to manage money in smart ways.”
12+ Years of Experience
110+ Articles Written
31.7M+ Readers Reached
Education
B.A. in English from University of California, Berkeley
Spencer Tierney is a consumer banking writer at NerdWallet. He has covered personal finance since 2013, with a focus on certificates of deposit and other banking-related topics. His work has been featured by The Washington Post, USA Today, The Associated Press and the Los Angeles Times, among others. He is based in Oakland, California.
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CD Accounts Explained: Use For Strong Fixed Returns
10:30
Featured video

CD Accounts Explained: Use For Strong Fixed Returns

Why should you consider opening a CD? CDs, or certificate of deposit, are a good option for earning interest. But be mindful of the drawbacks to CDs that you should know, like penalty fees for early access. We share the pros and cons to CDs so that you are able to accurately weigh your options when considering opening a CD.

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