NerdWallet's Best Checking Accounts of 2017

To get the most from your checking, you need an account with low fees, good customer support and nearby free ATMs. If you earn interest on your cash, even better. Our Nerds spent numerous hours analyzing, comparing and rating a host of banks and credit unions. (Some of them are NerdWallet partners, which was not a factor in our rankings.) Below we’ve rounded up our picks for best checking accounts, with filters to help personalize your results.

By Tony Armstrong
You can trust that we maintain strict editorial integrity in our writing and assessments; however, we receive compensation when you click on links to products from our partners and get approved. Here’s how we make money.

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Showing 1 - 15 of 15 accounts
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Summit Account

NerdWallet rating
Learn moreat Aspiration

In a nutshell

  • No monthly fee
  • ATM reimbursements
  • 10,000+ ATMs
  • Competitive APY
  • Monthly fee
    $0
  • APY
    1.00%
    With $2,500 minimum balance

Why we like it

Fee-Free Checking Account

NerdWallet rating
Learn moreat Simple

In a nutshell

  • No monthly fee
  • 10,000+ ATMs
  • Mobile-friendly
  • No overdraft/NSF fees
  • Monthly fee
    $0

Why we like it

Radius Hybrid

NerdWallet rating
Learn moreat Radius Bank

In a nutshell

  • No monthly fee
  • ATM reimbursements
  • Competitive APY
  • APY
    0.90%
    With $2,500 minimum balance

Why we like it

Cashback Checking

NerdWallet rating
Learn moreat Discover

In a nutshell

  • No monthly fee
  • 10,000+ ATMs
  • Live help 24/7
  • Monthly fee
    $0

Why we like it

Interest Checking Account

NerdWallet rating
Learn moreat Ally Bank

In a nutshell

  • No monthly fee
  • 10,000+ ATMs
  • Live help 24/7
  • Monthly fee
    $0
  • APY
    0.10%
    With $1 minimum balance

Why we like it

Chase Total Checking®

NerdWallet rating
Learn moreat Chase

In a nutshell

  • 10,000+ ATMs
  • 2,000+ branches
  • Mobile-friendly
  • Bonus
  • Monthly fee
    $12
    Waived with direct deposit or $1500 minimum balance
  • Bonus
    $200
    Requirements to qualify

Why we like it

Rewards Checking

NerdWallet rating
Learn moreat Bank of Internet USA

In a nutshell

  • No monthly fee
  • No overdraft/NSF fees
  • ATM reimbursements
  • Monthly fee
    $0

Why we like it

Free High-Rate Checking

NerdWallet rating
Learn moreat Alliant Credit Union

In a nutshell

  • No monthly fee
  • ATM reimbursements
  • 10,000+ ATMs
  • Mobile-friendly
  • Credit Union
  • Monthly fee
    $0
  • APY
    0.65%
    With $1 minimum balance

Why we like it

360 Checking

NerdWallet rating
Learn moreat Capital One

In a nutshell

  • No monthly fee
  • 10,000+ ATMs
  • Mobile-friendly
  • Monthly fee
    $0
  • APY
    0.20%
    With $1 minimum balance

Why we like it

Free USAA Classic Checking

NerdWallet rating
Learn moreat USAA Federal Savings Bank

In a nutshell

  • No monthly fee
  • 10,000+ ATMs
  • ATM reimbursements
  • Mobile-friendly
  • Monthly fee
    $0

Why we like it

High Yield Investor Checking

NerdWallet rating

In a nutshell

  • No monthly fee
  • ATM reimbursements
  • 10,000+ ATMs
  • Monthly fee
    $0

Why we like it

Xtraordinary Checking

NerdWallet rating

In a nutshell

  • No monthly fee
  • Competitive APY
  • 10,000+ ATMs
  • Credit Union
  • Monthly fee
    $0

Why we like it

Access America Checking

NerdWallet rating

In a nutshell

  • 10,000+ ATMs
  • Mobile-friendly
  • Credit Union
  • Monthly fee
    $10
    Waived with direct deposit or $500 minimum balance
  • APY
    0.20%
    With $1 minimum balance

Why we like it

Virtual Wallet

NerdWallet rating

In a nutshell

  • 2,000+ branches
  • Mobile-friendly
  • Monthly fee
    $7
    Waived with direct deposit or $500 minimum balance

Why we like it

High Interest Checking

NerdWallet rating

In a nutshell

  • No monthly fee
  • ATM reimbursements
  • Competitive APY
  • Monthly fee
    $0
  • APY
    0.76%
    With $100 minimum balance

Why we like it