NerdWallet's Best Savings Accounts of 2017

The best savings accounts provide great customer service, cutting-edge technology, rewards and higher-than-average interest rates. Our Nerds spent numerous hours analyzing, comparing and rating a host of banks and credit unions. (Some of them are NerdWallet partners, which was not a factor in our rankings.) Our favorite savings accounts below feature competitive APYs and low fees.

By Jeanne Lee
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What you'll need to open your new savings account

Basic personal details (name, address, email, phone and social security number) for you and any other applicants

A valid, government-issued ID for you and any other applicants

Your current bank's account and routing numbers (available on your checks or online)

Show accounts that offer

Showing 1 - 9 of 9 accounts
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Online Savings Account

NerdWallet’s overall rating
Learn moreat Ally Bank

In a nutshell

  • No monthly fee
  • Competitive APY
  • Live help 24/7
  • Mobile-friendly
  • APY
    1.25%
    With $1 minimum balance

Why we like it

High Yield Savings Account

NerdWallet’s overall rating
Learn moreat Synchrony Bank

In a nutshell

  • No monthly fee
  • Competitive APY
  • APY
    1.30%
    With $1 minimum balance

Why we like it

Online Savings Account

NerdWallet’s overall rating
Learn moreat Barclays

In a nutshell

  • No monthly fee
  • Competitive APY
  • APY
    1.30%
    With $1 minimum balance

Why we like it

Online Savings

NerdWallet’s overall rating
Learn moreat Goldman Sachs Bank USA

In a nutshell

  • No monthly fee
  • Competitive APY
  • APY
    1.30%
    With $1 minimum balance

Why we like it

Online Savings

NerdWallet’s overall rating
Learn moreat Discover

In a nutshell

  • No monthly fee
  • Competitive APY
  • Live help 24/7
  • APY
    1.30%
    With $0 minimum balance

Why we like it

Chase Savings℠

NerdWallet’s overall rating
Learn moreat Chase

In a nutshell

  • 2,000+ branches
  • Live help 24/7
  • Mobile-friendly
  • Bonus
  • APY
    0.01%
    With $1 minimum balance
  • Monthly fee
    $5
    Waived with $300 minimum balance
  • Bonus
    $150
    Requirements to qualify

Why we like it

High-Rate Savings

NerdWallet’s overall rating
Learn moreat Alliant Credit Union

In a nutshell

  • Competitive APY
  • Live help 24/7
  • Mobile-friendly
  • APY
    1.25%
    With $100 minimum balance

Why we like it

360 Savings

NerdWallet’s overall rating

In a nutshell

  • No monthly fee
  • Competitive APY
  • Live help 24/7
  • APY
    1.00%
    With $1 minimum balance

Why we like it

Savings Account

NerdWallet’s overall rating
Learn moreat American Express

In a nutshell

  • No monthly fee
  • Mobile-friendly
  • Competitive APY
  • APY
    1.25%
    With $1 minimum balance

Why we like it