Banking
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Banking
Community Development Financial Institutions: What and Where They Are
CDFIs are banks and credit unions that accommodate people who have been historically unable to access banking services.
Banking
What Is a CD Ladder?
A CD ladder combines the best of short- and long-term CDs: frequent access to funds and high rates.
Banking
CD vs. High-Yield Savings Account: Which Should I Choose?
Savings accounts give you more flexibility to make withdrawals, but CDs can offer higher interest rates.
Banking
Bank Sign-Up Bonuses: 5 Things to Look Out For
Some banks offer bonuses for opening a new account, but there are details you should consider before you sign up.
Banking
How to Open a Bank Account Online in 4 Steps
Have your contact information and proof of identity ready, and be prepared to fund your new account.
Banking
How to Choose a Bank
Rates, fees and easy access to customer support are just some factors to consider when choosing a bank.
Banking
How to Set Up Direct Deposit
Get a direct deposit form from your employer, fill it in, attach a check or deposit slip, then submit it.
Banking
How to Switch to a New Bank or Credit Union
Choose a bank with low fees and high interest rates. Open the new account. List bill payments, deposits and services from the old bank, transition items from your list, then close the old account.
Banking
Kids Savings Accounts: What You Need to Know
Opening a savings account for your child is a good way to introduce saving and budgeting concepts.
Banking
Joint Bank Accounts: How and When They Work
Joint bank accounts are owned by two or more people and are helpful for families and partners who want to manage money together.
Banking
Are CDs Worth It?
Certificates of deposit can help with savings goals, but consider their pros and cons.
Banking
What Is Online Banking? Definition, Pros and Cons
Online banks operate without branches. They tend to pay higher rates and charge lower fees than traditional banks.
Banking
What Is APY? Annual Percentage Yield Definition and How It’s Calculated
An annual percentage yield, or APY, is the rate of return on money in a bank account.
Banking
How Undocumented Immigrants Can Get Bank Accounts
Some banks let you open an account with an ITIN or passport instead of a Social Security number.
Banking
How to Fill Out a Money Order Step-by-Step
Fill in the recipient and your address; for bills, include an account number; sign it; keep proof of payment.
Banking
Money Market vs. CD: What’s Better?
CDs have higher rates but offer less access to your money than MMAs.
Banking
What Is a Personal Check — and Is It Still Useful?
A personal check is drawn from your personal checking account. Checks are still required for some payments.
Banking
Second Chance Checking Accounts Across the U.S.: 2026 List
Second chance checking accounts are an option if you've been rejected for an account due to your banking history.
Banking
What the October 2026 Fed Rate Decision Means for CDs
The Fed decided to keep its rate steady, and CD rates remain high.