Banking

Checking vs. Savings Account: The Difference and How to Choose

Checking accounts are best for spending money. Savings accounts have higher interest rates, so they're best for stashing cash.

Bounced Check: The True Costs and What You Can Do

Bounced checks can mean fees and even criminal charges. Contact both the recipient and bank and try to pay quickly.

Emergency Fund Calculator: How Much Will Protect You?

Aim to save three to six months' worth of expenses in your emergency fund.

The Best Places to Save Money and Earn Interest

Reap a higher return by stashing your cash in a high-yield savings or checking account or a high-yield CD.

What Is a Checking Account?

A checking account is a bank account for everyday expenses. You can use it to pay bills, make purchases and more.

Credit Unions vs. Banks: How to Decide

Rainy Day Fund: What It Is and Why You Need One

Having dedicated rainy day savings can help you weather irregular expenses and maintain financial stability.

CD (Certificate of Deposit): What It Is and When It’s Worthwhile

A CD is a limited-use savings account. It works best for some short-term savings goals.

How Do CDs Work? Learn How to Save Smarter

CDs lock up savings for a fixed period of time in exchange for a generally higher rate than other bank accounts.

Confusion About Overdraft Coverage Can Cost You Dearly

Walmart MoneyCenter: Hours and Services

Services include bill pay and money transfers. Hours are 8 a.m. to 8 p.m. Monday through Saturday and 10 a.m. to 6 p.m. on Sunday.

Prepaid Debit Cards: What They Are and How They Work

Load money in advance onto a prepaid debit card, then use it to make purchases or get cash at ATMs. You can reload the card in multiple ways.

How Long It Takes a Check to Clear

PayPal Explained: How It Works and What It Costs

PayPal is a widely-accepted payment and money transfer platform, but its fees can add up if you aren’t careful.

How to Write a Check in 6 Simple Steps

Writing a check can be done by filling out six lines on the check. There are also alternatives to sending a check.

Check Fraud and Scams: How to Spot Fake Checks and Protect Yourself

Inspect the check, consider why you're getting it, don't use the money and tell authorities about the fraud.

3 Types of Savings Accounts: Where to Stow Your Cash

Savings accounts, money market accounts and CDs are three types of accounts meant for saving cash.

Savings Account Withdrawal Limits and Federal Reserve Regulation D Explained

Some banks still enforce caps after the Federal Reserve removed the “no more than six” limit on monthly savings transfers.

The Glass-Steagall Act: What It Is

The Glass-Steagall Act of 1933, which has been partially repealed, prevented commercial banks from making risky investments with customer deposits.

Lost Money Order? How to Cancel It and Get Your Cash

To cancel a money order, contact the issuer, provide details, attach a copy of the receipt, submit the cancellation form and pay a fee.