
Low Interest Rates, High Inflation Impact How Americans Save
Nearly 4 in 5 have reallocated savings, according to NerdWallet's 2022 Banking Report.

Nearly 4 in 5 have reallocated savings, according to NerdWallet's 2022 Banking Report.

Hope Credit Union, a Black-owned financial institution, offers some strong interest rates, solid customer service, and ATM fee reimbursements and access.

The mission-driven Amalgamated Bank offers interest-earning checking and savings accounts with no monthly fees.

The Citibank promotions offer decent sign-up bonuses, but you’ll have to make steep deposits to earn your cash award.

A deposit is the money you entrust to a financial institution for safekeeping.

Offshore bank accounts are accounts that exist outside of your home country.

Truist offers a checking account with no overdraft fees but its savings rates are low.


The SoFi® combination checking and savings account features a high APY, no monthly or overdraft fees and good remote customer service options.

The FDIC insures $250,000 per depositor, per institution and per ownership category. Learn how to protect your money if you have more than that.