Skip to contentNerdwallet iconNerdwallet logo
Credit cards
Best credit cards
Best credit cardsBest credit card bonus offersBest balance transfer credit cardsBest travel credit cardsBest cash back credit cardsBest 0% APR credit cardsBest rewards credit cardsBest airline credit cardsBest college student credit cardsBest credit cards for groceries
Compare credit cards
Get a card recommendation
Travel rewards and perksEarn cash backTransfer a balanceSave on interestBuild credit
Credit card reviews
Credit card calculators
Balance transfer savings calculatorCredit card interest calculator
Guides and resources
Get your free credit scoreCredit card basicsApplying for a credit cardChoosing a credit cardManaging credit card debtCredit card resources
Explore more credit card resources
Banking
Savings accounts
Best high-yield savings accountsSavings calculatorExplore more savings accounts
CDs
Best CD ratesBest 6-month CD ratesBest 1-year CD ratesBest 5-year CD ratesCD calculatorExplore more CDs
Checking accounts
Best checking accountsBest free checking accountsBest online checking accountsExplore more checking accounts
NerdWallet's banking picks
Best bank bonuses and promotionsBest online banksBest money market accountsBest credit unions
Bank reviews
Banking calculators
Compound interest calculatorEmergency fund calculator
Explore more banking resources
Home
Mortgage rates
Today's mortgage rates30 year mortgage rates5-year ARM ratesFHA mortgage ratesVA mortgage ratesBest mortgage lenders
Best mortgage lenders
Best mortgage lendersBest lenders for FHA loansBest lenders for low- and no-down-paymentBest VA mortgage lenders
Refinance and home equity
Today's refinance ratesBest refinance lenders30-year fixed refinance rates15-year fixed refinance ratesBest cash-out refinance lendersHELOC RatesBest HELOC LendersHome equity loan ratesBest home equity lenders
Buying a home
Compare top mortgage lendersFirst-time homebuyers guideHow much can I borrow mortgage calculatorMortgage lender reviews
Homeownership
Home improvementHome valueHome insuranceExplore more homeownership resources
Home calculators
Mortgage calculatorDown payment calculatorHow much house can I afford calculatorClosing costs calculatorCost of living calculatorMortgage amortization calculatorRefinance calculatorRent vs buy calculator
First-time homebuyer's guide
Today's mortgage news
Explore more home resources
Loans
Personal loans
Pre-qualify for a personal loanCompare top lendersPersonal loan reviewsPersonal loan calculatorHow to qualifyHow to consolidate credit card debtAverage personal loan interest rates
NerdWallet's PicksBest personal loansBest debt consolidation loansBest loans for bad creditBest home improvement loans
Student loans
Paying for collegeFAFSA and federal student aidTaking out student loansPaying off student loansStudent loan refinanceStudent loan interest ratesStudent loan calculatorExplore more student loan resources
NerdWallet's PicksBest private student loansBest graduate school loansBest student refinance lendersBest parent loans for college
Auto loans
Best auto loans for good and bad creditBest auto loans refinance loansBest lease buyout loans
Auto loan calculatorsAuto loan calculatorAuto loan refinance calculatorTotal car cost calculator
InsuranceExplore more insurance resources
Auto insurance
Compare car insurance quotesBest car insurance companiesCheapest car insurance companiesCar insurance reviewsAuto insurance calculator
Cheapest car insurance by stateCalifornia car insuranceTexas car insuranceNew York car insuranceGeorgia car insuranceMichigan car insuranceWashington car insurance
Life insurance
Compare life insurance quotesBest life insurance companiesChoosing a life insurance policyLife insurance reviewsLife insurance calculatorExplore more life insurance resources
NerdWallet's PicksBest term life insuranceBest whole life insuranceBest life insurance for seniorsBest burial insuranceBest instant life insurance
Home insurance
Compare home insurance quotesBest home insurance companiesHome insurance reviewsHome insurance calculatorHome insurance costsExplore more home insurance resources
Home insurance by stateBest home insurance in New YorkBest home insurance in ArizonaBest home insurance in MassachusettsBest home insurance in VirginiaBest home insurance in New Hampshire
Pet insurance
Best pet insuranceCheapest pet insuranceWhat pet insurance coversPet insurance costs
Medicare
How Medicare worksMedicare eligibilityHow to sign up for MedicareMedicare costsWhat's covered under MedicareExplore more Medicare resources
NerdWallet's PicksBest Medicare Advantage plansBest Medigap companiesBest Medigap Plan G companiesBest Medicare Part D plansBest Medicare dental plans
Renters insurance
Best renters insuranceCheapest renters insuranceExplore more renters insurance resources
Explore more insurance resources
Personal finance
Tracking credit
Get your free credit scoreYour credit reportUnderstanding your credit scoreUsing your creditManaging your creditProtecting your credit
Managing money
Saving moneyHandling bills and expensesShoppingFinancial healthSavings goal calculatorNet worth calculatorExplore more money management
NerdWallet's budgeting basicsBudgetingFree budget worksheetHow to budgetThe best budget appsBudget calculatorCost of living calculator
Making money
Gig workMaking money onlineExplore more money making resources
Managing debt
Paying debtDealing with debt collectionDebt reliefExplore more debt management resources
Travel
Best travel credit cardsTravel insurance
Explore more resources
Investing
Best investment accounts
Best brokerage accountsBest robo-advisorsBest trading platformsBest online brokers for beginnersBest Roth IRA accountsBest IRA accountsBest investing appsExplore more investment accounts
Investments
Best investments right nowStocksFundsBondsCryptocurrencyReal estate and alternative investments
Retirement
Roth IRA basicsIRA basics401(k)sSelf-employed retirement plansSocial Security
Investing and retirement calculators
Retirement calculator401(k) calculatorRoth IRA calculatorInvestment return calculatorSocial Security benefits calculatorInflation calculator
Financial advisors
Best financial advisorsHow to choose a financial advisorFinancial advisor feesFind a financial advisor near you
Explore more investing resources
Small businessExplore more small-business resources
Funding your business
Small-business loansSBA loansBusiness lines of creditBusiness grantsStartup business loans
Resources and ToolsBusiness loan ratesSBA loan ratesBusiness loan calculatorSBA loan calculator
Managing business finances
Business bank accountsBusiness credit cardsAccounting softwareBusiness taxes
Explore business credit cardsBest 0% APR business credit cardsBest cash-back business credit cardsBest travel business credit cardsBest startup business credit cardsBest LLC business credit cardsBest business credit cards for gas
Starting a business
How to start a businessBusiness ideasWriting a business planEntrepreneurship
Running your business
Payment processing companiesBusiness insuranceBusiness legal
Explore more small-business resources
Taxes
Tax brackets and rates
Tax bracketsCapital gains tax ratesState tax rates
Tax calculators
Federal income tax calculatorCapital gains tax calculator
Tax preparation and filing
Tax withholdingTax credits and deductionsChoosing a filing statusFree tax filing
Solving tax issues
Tax extensionsFiling past-due returnsIRS payment plansTax debt relief and resolution
Explore more tax resources
SearchClose
Sign InJoinSign Up
Welcome Back,
    Banking

    You're our first priority.
    Every time.

    We believe everyone should be able to make financial decisions with confidence. While we don't cover every company or financial product on the market, we work hard to share a wide range of offers and objective editorial perspectives.

    So how do we make money? Our partners compensate us for advertisements that appear on our site. This compensation helps us provide tools and services - like free credit score access and monitoring. With the exception of mortgage, home equity and other home-lending products or services, partner compensation is one of several factors that may affect which products we highlight and where they appear on our site. Other factors include your credit profile, product availability and proprietary website methodologies.

    However, these factors do not influence our editors' opinions or ratings, which are based on independent research and analysis. Our partners cannot pay us to guarantee favorable reviews. Here is a list of our partners.

    Banking

    Back to Page 1
    Wire Transfer Fees: What Banks Charge
    Banking

    Wire Transfer Fees: What Banks Charge

    Based on NerdWallet data, the median outgoing wire transfer in the U.S. costs $25. But you can find free wire transfers and cheaper ways to send money.

    Spencer Tierney's profile picture
    Spencer TierneyJul 22, 2026
    Is Online Banking Safe? How to Boost Your Banking Security
    Banking

    Is Online Banking Safe? How to Boost Your Banking Security

    To increase online banking safety, use secure networks, create strong passwords and choose a bank or credit union that has industry-standard security technology.

    Margarette Burnette's profile picture
    Margarette BurnetteSep 19, 2025
    4 Advantages of Traditional Banks Over Online Banks
    Banking

    4 Advantages of Traditional Banks Over Online Banks

    Cash, checks and specialty services are where traditional banks have an edge.

    Spencer Tierney's profile picture
    Spencer TierneyOct 19, 2026
    What Do You Need to Open a Bank Account?
    Banking

    What Do You Need to Open a Bank Account?

    You'll need a government-issued ID and some basic information, and you might have to deposit some money to get started.

    Chanelle Bessette's profile picture
    2
    Chanelle Bessette, Ruth SarrealMar 5, 2026
    How Much Interest Does a CD Earn?
    Banking

    How Much Interest Does a CD Earn?

    CDs are savings accounts for short-term cash investments. Compare returns on a CD with the calculator below.

    Spencer Tierney's profile picture
    Spencer TierneyJun 23, 2026
    Checking Accounts for Seniors
    Banking

    What Are Senior Checking Accounts?

    A senior checking account is essentially a regular checking account that may offer features such as free checks and lower monthly fees.

    Amber Murakami-Fester's profile picture
    2
    Amber Murakami-Fester, Margarette BurnetteAug 28, 2025
    Cashier’s Check vs. Money Order: How to Decide
    Banking

    Cashier’s Check vs. Money Order: How to Decide

    Cashier's checks cost more, but let you send more money. Money orders are cheaper and easier to buy, especially if you don't have a checking account.

    Margarette Burnette's profile picture
    Margarette BurnetteMay 22, 2026
    Need Multiple Savings Accounts? Here's Where to Bank
    Banking

    How to Pick and Use Multiple Savings Accounts

    Online banks tend to have higher savings rates and lower fees, making them good options for multiple savings accounts.

    Margarette Burnette's profile picture
    Margarette BurnetteSep 11, 2025
    How Overdraft Protection Transfers Work
    Banking

    How Overdraft Protection Transfers Work

    Overdraft protection transfers allow your transactions to go through even if you overdraw your checking account.

    Margarette Burnette's profile picture
    Margarette BurnetteJun 11, 2026
    How to Cash a Check (And Save on Fees)
    Banking

    How to Cash a Check (And Save on Fees)

    Major retailers, or the payer’s bank or credit union, can cash a check for a small fee. But the better option is your own financial institution.

    Margarette Burnette's profile picture
    Margarette BurnetteApr 23, 2026
    • 1
    • ⋯
    • ⋯
    • 34
    • 35
    • 36
    • ⋯
    • ⋯
    • 41
    NerdWallet Home Page
    Finance Smarter
    Learn more about the app
    Download the app
    Download on the App Store
    4.8
    121,000+ reviews
    Get it on Google Play
    4.3
    31,200+ reviews
    QR code for downloading the app
    About
    CompanyLeadershipCareersCorporate impactDiversity & InclusionEditorial guidelinesStar rating methodologiesEditorial teamPressPress kitInvestors
    Help
    Help centerSecurity FAQs
    Legal
    Terms of useSupplier Code of ConductPrivacy policyCalifornia privacy policyPrivacy preferencesDo not sell or share my personal informationAffiliated Business Arrangement Disclosure

    Disclaimer: NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product's site. All financial products, shopping products and services are presented without warranty. When evaluating offers, please review the financial institution's Terms and Conditions. Pre-qualified offers are not binding. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly.

    NerdWallet Compare, Inc. NMLS ID# 1617539NMLS Consumer Access |Licenses and Disclosures

    California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812

    Insurance Services offered through NerdWallet Insurance Services, Inc. (CA resident license no.OK92033)  Insurance Licenses

    Fundera, Inc. NMLS ID# 1240038NMLS Consumer Access

    California: California Finance Lender loans arranged pursuant to the Department of Financial Protection and Innovation Finance Lenders License #603L288

    NerdWallet has engaged Atomic Invest LLC (“Atomic”), an SEC-registered investment adviser, to bring you the opportunity to open investment advisory accounts (Automated Investing Account and/or Treasury Account) with Atomic. NerdWallet receives compensation of 0% to 0.85% of assets under management annualized, payable monthly, for each referred client who opens an Atomic account and a percentage of free cash interest earned by clients, which creates a conflict of interest. Brokerage services for Atomic are provided by Atomic Brokerage LLC ("Atomic Brokerage"), member of FINRA/SIPC and an affiliate of Atomic, which creates a conflict of interest. See details about Atomic, in their Form CRS, Form ADV Part 2A and Privacy Policy. See details about Atomic Brokerage in their Form CRS, General Disclosures, fee schedule, and FINRA’s BrokerCheck.

    You also can open a Cash Account offered by Atomic Brokerage which allows you to earn interest on your cash through a cash sweep program. View Important Cash Account Disclosures.

    Neither Atomic Invest nor Atomic Brokerage, nor any of their affiliates is a bank. Investments in securities: Not FDIC Insured, Not Bank Guaranteed, May Lose Value. Investing involves risk, including the possible loss of principal. Before investing, consider your investment objectives and the fees and expenses charged.

    Images are for illustrative purposes only.

    NerdWallet™ | 4150 N Drinkwater Blvd, Suite 200, Scottsdale, AZ 85251

    USNerdWallet USA
    |
    CANerdWallet CA
    © 2026 NerdWallet, Inc.
    All Rights Reserved.
    XYouTubeInstagramApple PodcastsTikTok