Banking

What Is a Certified Check? Definition, Cost, Use and How to Buy One

A certified check is a safe payment option available at banks and credit unions.

Gift Card vs. Prepaid Debit Card: What’s the Better Gift?

Gift cards are the clear winner for a straightforward gift of cash. Prepaid debit cards are more like bank accounts.

Postdating Checks Is a Waste of Time — Here’s Why

What Is a Wire Transfer? How Does It Work?

Wire transfers help move money electronically from one person to another, domestically or internationally, using banks or transfer providers such as Western Union or Wise.

Essential Banking Terms You Need to Know

Understanding common banking terms can help you with your finances. Here are 15 essential bank terms to know.

Shared Branching: How This Perk at Credit Unions Works

Shared branching allows credit union members to make transactions and get services at other credit unions' locations.

ACH Transfers: What They Are, How They Work and How Much They Cost

ACH, or Automated Clearing House, transfers are electronic money transfers between banks.

What Is a Credit Union? The Benefits of Membership

Credit unions offer the same services as banks. Benefits can include better interest rates and access to educational programs.

Safe Deposit Boxes: What to Know

Learn the definition of a safe deposit box, where to find one and how to use it.

How to Avoid Overdraft Fees

To avoid overdraft fees, you can decline coverage, set up balance alerts, get a prepaid debit card and more.