Banking
Are Money Market Accounts FDIC Insured?
Money market accounts offered by banks are insured through the FDIC.
Banking
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Banking
What Is a Share Certificate?
A share certificate is a CD at a credit union. It works the same way a bank CD does.
Banking
How Many Savings Accounts Should I Have?
Start with one savings account, but consider increasing that number as your financial goals change.
Banking
APY vs. Interest Rate: What’s the Difference?
The terms are sometimes used interchangeably, but APY and interest rate are different thanks to compound interest.
Banking
Are Banks Open on Juneteenth? Bank Holidays 2026
Bank holidays are when banks are closed on a business day to observe a federal or local holiday. Find out if banks are open today or if it’s a bank holiday.
Banking
How to Cash a Savings Bond
Learn how and where to cash a savings bond, and check the value first to determine when it’s worth it.
Banking
Average Bank Interest Rates for Savings Accounts, CDs and More
These are the current national average rates for savings, interest checking, certificates of deposit and money market accounts.
Banking
The Costs of Being Unbanked (and How to Minimize Them)
American unbanked households could be spending $230 million a year for just three financial services, but not all are ready to open accounts.
Banking
Most Americans Save, but Many Can’t Cover a $1,000 Emergency
NERDWALLET 2023 CONSUMER SAVINGS REPORT
Banking
Pros and Cons of Keeping Multiple Bank Accounts at Different Banks
It can be challenging to manage accounts at multiple banks, but there are benefits, like getting additional features.
Banking
What Is a Nonsufficient Funds, or NSF, Fee?
Your bank may charge a nonsufficient funds or NSF fee if you lack funds to pay for a check, transaction or payment.
Banking
Banks With Early Direct Deposit
Early direct deposit means getting your paycheck or government benefits early, potentially helping you avoid costly overdrafts. But not all banking institutions offer this service.
Banking
Apple’s 4.25% APY High-Yield Savings Account: What to Know
Apple’s high-yield savings account has a lot going for it, but it is available only to Apple Card customers.
Banking
Earned a Bank Bonus or Interest? Don’t Forget to Pay Taxes
If you've received an account bonus or you've earned interest on a bank account, Uncle Sam would like his cut.
Banking
How Much Money Should You Put in CDs? It Depends But Try These Tips
The amount to put into CDs depends on your existing savings, but also figure out the minimum return to make CDs worthwhile.
Banking
Native American-Owned Banks, Credit Unions: Where to Find Them
Native American-owned banks and credit unions focus on providing services and support to Indigenous communities.
Banking
What Is a Bank Run?
Bank runs were in the news a few years ago. Find out what they have to do with bank failures.
Banking
Ask a Nerd: How Does SVB’s Closure Affect Me?
Silicon Valley Bank’s failure created concern amongst customers. The FDIC provided assistance by taking over SVB.
Banking
Money Market Account vs. Savings Account: Which Should You Choose?
Money market accounts are a kind of savings account that typically offer debit cards or checks. But some regular savings accounts have higher APYs.
Banking
Should I Break My CD Early for a Better Rate?
Consider an early withdrawal from a certificate of deposit if there’s a higher-yield CD that can earn you more money.