What Happens When You Have a Credit Card Charge-Off?
If you’re far behind on your credit card payments, you might find that your debt has been charged off. A charge-off occurs when an account is seriously delinquent — for…
Anisha Sekar
In addition to writing for NerdWallet, Anisha Sekar contributes to other publications including Technorati and Women Grow Business. She studied applied mathematics and economics at Brown University, and has worked in Silicon Valley startups as well as in the public sector.
Posts by Anisha Sekar:
NerdWallet’s Best Chase Credit Cards of 2018
Chase has consistently high signup bonuses and rewards rates, but which of its cards is the right one for you? Chase has no-annual-fee options, a standout signup bonus for travelers and…
Bad Credit vs. Fair Credit: What’s the Difference?
If you’re not watching your credit score closely, you may not notice if it goes from fair to bad credit. When it does, however, better interest rates and more desirable financing…
NerdWallet’s Best Mastercard Credit Cards
Accepted worldwide, Mastercard credit cards are a mainstay in hundreds of millions of wallets, and there’s bound to be one that’s the right fit for yours. To decide which card is best for…
Financial Fitness: 7 Exercises to Build Your Credit Muscle
Do your goals include buying a home, getting a car or apartment, or simply managing your money better? We’ll help you get started with a seven-part financial boot camp to…
Why Debt Collection Agencies Can Look at Your Credit Report
If your debt has been sent to collections, you probably want to keep your life as off-limits as possible. Although you can limit some aspects — you can stop collectors from calling you…
Do You Need Good Credit to Buy a House?
Owning a home is part of the traditional American dream, but some believe it’s a dream meant only for people with good credit or a significant income. Fortunately, that isn’t always…
How to Fix a Billing Error on Your Credit Statement
If you see a purchase on your credit card statement that you didn’t make, be sure to correct the mistake right away. It could be a simple mistake — like a…
Can My Spouse Apply for the Same Credit Card as Me?
Tying the knot can also mean merging your finances. You can have shared bank accounts and joint tax returns, combined debt and maybe a mortgage. On top of all the financial decisions…
What You Need to Know About Cosign Loans
If a friend or family member can’t get approved for a loan because of fair or bad credit, you may be able to help by being a co-signer. But this decision shouldn’t…
