Wary of Credit Cards? Ease In With a Simple Cash-Back Card
A no-fee, flat-rate cash-back card is ideal for newcomers who are considering applying for a credit card for the first time.
Gregory Karp
Gregory Karp is a credit cards expert for NerdWallet. He has been a newspaper reporter and editor, authored two personal finance books and created the Spending Smart syndicated newspaper column, which ran from 2003 to 2014. He previously was a reporter at the Chicago Tribune, covering consumer issues, airlines, retail and other business news topics. He has been quoted as a guest expert on all media platforms — from TV, newspapers and magazines to podcasts and blogs — and he has spoken on panels at national conferences. He has won numerous awards, including national recognition from the Society of American Business Editors and Writers. Email: [email protected].
Posts by Gregory Karp:
Wells Fargo Active Cash vs. Citi Double Cash: In 2%-Back Battle, Bonus Is Key
If you prefer low-hassle cash-back credit rewards, you’ll be hard-pressed to do any better than the or the . These two cash-back cards both carry an annual fee of and…
Refreshed AmEx Platinum Boosts Annual Fee to $695, Beefs Up Benefits
In a refresh of the iconic luxury travel card, has raised its annual fee to one of the highest in the industry. But it also beefed up its many benefits…
Marriott Bonvoy Credit Cards Alter Sign-up Bonuses
Chase is switching up the welcome bonuses for two of its travel credit cards. The limited-time offer on the -annual-fee has expired, so its sign-up bonus has been lowered. Meanwhile, the…
Delta Air Lines Credit Cards Boost Welcome Offers
» These offers have expired The offers described in this article have expired. For the current offers, see our details pages on the , , , , and . Delta Air Lines credit cards have raised…
New Wells Fargo Active Cash Card: 2% Back on Purchases, No Annual Fee
Wells Fargo, making a stronger push into the credit cards business, has introduced one of the most compelling flat-rate credit cards on the market. The offers 2% cash back on…
Chase Sapphire Preferred Launches Highest-Ever 100,000-Point Bonus
Chase is offering a sky-high 100,000-point sign-up bonus on its , a popular credit card with travelers who try to maximize rewards. As of June 4, 2021, Chase has this…
Penalty APR: What It Is and How You Can Avoid It
Skipping a couple of credit card payments in a row could not only hurt your credit rating and cost you late fees, but it could also cost you more in…
Crypto-Earning Credit Cards Are All the Rage — But Should You Buy In?
Some credit cards are offering rewards in Bitcoin, Ethereum and other digital currencies. Here’s what to know if you want to mix credit card rewards and crypto.
New U.S. Bank Altitude Connect Credit Card Offers 4X Back on Travel and Gas
U.S. Bank has launched a new credit card that might be an ideal road-trip card, offering 4 points per $1 spent on travel and gas purchases in addition to other…
