If your mailbox is stuffed with pre-approved credit card offers you have no interest in pursuing, there’s a quick way to make them stop. Call 1-888-5-OPTOUT or visit OptOutPrescreen.com. The phone number…
Have you ever tried to buy something small with your credit card, only to be told the store has a minimum purchase requirement? There’s a financial reason behind that merchant’s rule. Whether you’re using…
Some people are hardcore credit-card optimizers: They carry a wallet packed with plastic and pull out a different credit card for every situation. Others put a premium on simplicity: They find one card that works just…
Plenty of people love credit cards — love the rewards they earn, the perks they enjoy, the interest-free financing they can get, the security offered by quick access to funds in a pinch.…
Not having a Social Security number is a serious stumbling block when you want to apply for a credit card, since most financial institutions specifically ask for one on your application. However, there are…
If you don’t use a credit card for a year or more, the issuer may decide to cancel the account. In fact, inactivity is one of the most common reasons for…
Credit card-wielding shoppers may be curious to find out how soon purchases will be reflected in their credit reports. Here’s a closer look at how and when your credit card debt…
Moving high-interest credit card debt to a card with a lower rate — or, better yet, a 0% interest period — can save you hundreds of dollars while making it easier to…
Waiting about six months between credit card applications can increase your chances of getting approved. Apply more frequently than that, and issuers may see you as a riskier bet and reject your…
If you use an American Express card regularly, you’ve probably had a store clerk or two shrug and say, “Sorry, but we don’t take American Express.” Although it has been gaining ground,…
