5 Times Your Credit Card Issuer Can Raise Your Interest Rate
The Credit Card Act of 2009 made great strides in protecting credit card users from some unfair practices that used to be common. For instance, issuers can now raise your interest…
Lindsay Konsko
Posts by Lindsay Konsko:
BankAmericard Travel Rewards: Easy Rewards for Easy Travel
The BankAmericard Travel Rewards® credit card is an excellent option for frequent travelers who want flexible rewards but just can’t bring themselves to pay an annual fee for a credit…
Discover Miles Program Review: Easy to Earn, Easy to Redeem
Discover it® Miles rewards: The basics The Discover it® Miles earns 1.5 miles for every dollar spent. Miles are worth 1 cent apiece, giving the card a rewards rate of 1.5%. Miles can…
Credit Card Sign-Up Bonuses: Your Ticket to Free Travel
Summer vacation season is upon us. If you’ve got travel on the brain, check out these three cards and see how a sign-up bonus on a travel credit card could pay for a…
Why Do Credit Cards Have Expiration Dates?
Credit cards have expiration dates for multiple reasons, but the first thing to understand is that they apply only to the physical card, not to the account. Your card will…
What’s the Difference Between a Soft Inquiry and a Hard Inquiry on My Credit Report?
When a potential creditor checks into your credit, it’s called “pulling your credit.” But two different types of credit checks can be performed: a “soft inquiry” or a “hard inquiry.” The Fair…
How Long Do Negative Marks Stay on Your Credit Reports?
When you make a credit mistake, you want to know how long that negative mark will stay on your credit reports and what you can do to get past the…
I Only Have One Type of Credit Account, Is My Score Suffering?
It’s crucial to understand the components that make up your credit scores. Five elements go into that all-important number: Payment history. Credit utilization, or how much of your credit limits you’re using.…
Credit Score vs. Credit Report: What’s the Difference?
When you apply for a credit card, apartment rental, mortgage or car loan, two metrics help would-be lenders assess the likelihood that you’ll pay as agreed: your credit scores and credit…
How Long Will It Take to Go From No Credit to Good Credit?
When you have no credit, working your way up to good credit scores can make you feel like an impatient child on a long road trip, asking, “Are we there yet?”…
