Not having a Social Security number is a serious stumbling block when you want to apply for a credit card, since most financial institutions specifically ask for one on your application. However, there are…
If you don’t use a credit card for a year or more, the issuer may decide to cancel the account. In fact, inactivity is one of the most common reasons for…
Credit card-wielding shoppers may be curious to find out how soon purchases will be reflected in their credit reports. Here’s a closer look at how and when your credit card debt…
Moving high-interest credit card debt to a card with a lower rate — or, better yet, a 0% interest period — can save you hundreds of dollars while making it easier to…
Waiting about six months between credit card applications can increase your chances of getting approved. Apply more frequently than that, and issuers may see you as a riskier bet and reject your…
If you use an American Express card regularly, you’ve probably had a store clerk or two shrug and say, “Sorry, but we don’t take American Express.” Although it has been gaining ground,…
Federal law limits consumers’ liability for credit card fraud to $50. But if you’re a victim of fraud, it’s more than likely that you’ll have no liability for fraudulent charges…
A cash advance allows you to use your credit card to get a short-term cash loan at a bank or ATM. Unlike a cash withdrawal from a bank account, a cash advance…
Regularly reviewing your credit reports lets you check for errors that might be lowering your credit scores, and it can tip you off to potential identity theft. You can use the…
A serious illness or injury can be disruptive. You need to heal, and you may be overwhelmed for a while as you put your work and family life back together. There’s a…
