The and the don’t provide the multitude of perks you’d find with ultra-premium travel cards, but they both offer quite a bit of value thanks to generous sign-up bonuses and…
If you have a Capital One travel credit card, then you can earn Capital One Miles. Here’s what you need to know about those miles and how to get the…
Your credit utilization is simply the portion of your available credit you use, expressed as a percentage. It is the total of balances on all your credit cards divided by…
Preapproval credit offers that arrive in the mail are like weeds in your backyard: One or two are no big deal, but too many can quickly become overwhelming. If you…
Have you ever tried to buy something small with your credit card, only to be told the store has a minimum purchase requirement? There’s a financial reason behind that merchant’s rule. Whether you’re using…
Some people are hardcore credit-card optimizers: They carry a wallet packed with plastic and pull out a different credit card for every situation. Others put a premium on simplicity: They find one card that works just…
Plenty of people love credit cards — love the rewards they earn, the perks they enjoy, the interest-free financing they can get, the security offered by quick access to funds in a pinch.…
Not having a Social Security number can be a serious stumbling block when you want to apply for a credit card, since most card issuers specifically ask for one on your application.…
If you don’t use a credit card for a year or more, the issuer may decide to close the account. In fact, inactivity is one of the most common reasons…
Credit card-wielding shoppers may be curious to find out how soon purchases will be reflected in their credit reports. Here’s a closer look at how and when your credit card debt…
