I Just Paid Off My Credit Card. Will My Credit Score Go Up?
Paying off credit card debt is a huge accomplishment. It feels good to know that your income is no longer going to be gobbled up by payments on your plastic. You’re…
Lindsay Konsko
Posts by Lindsay Konsko:
You Can Include Spouse’s Income When Applying for a Credit Card
It used to be that the only income you could put down on a credit card application was your own — the money you earned independently. That rule often made…
How Long Do Negative Marks Stay on Your Credit Reports?
When you make a credit mistake, you want to know how long that negative mark might affect your credit reports and what you can do to get past the damage. How…
5 Reasons Your Credit Score Is Lower Than You Thought, and What to Do About It
No one likes getting a nasty surprise about their finances. If you check your credit score and discover it’s much lower than you anticipated, you’re likely wondering what went wrong. Here are…
5 Times Your Credit Card Issuer Can Raise Your Interest Rate
The Credit Card Act of 2009 made great strides in protecting credit card users from some unfair practices that used to be common. For instance, issuers can now raise your interest…
Bank of America Travel Rewards credit card: Easy Rewards for Easy Travel
The Bank of America® Travel Rewards credit card is an excellent option for frequent travelers who want flexible rewards but just can’t bring themselves to pay an annual fee for a credit…
Discover Miles Program Review: Easy to Earn, Easy to Redeem
Discover it® Miles rewards: The basics The Discover it® Miles earns 1.5 miles for every dollar spent. Miles are worth 1 cent apiece, giving the card a rewards rate of 1.5%. Miles can…
Credit Card Sign-Up Bonuses: Your Ticket to Free Travel
Summer vacation season is upon us. If you’ve got travel on the brain, check out these three cards and see how a sign-up bonus on a travel credit card could pay for a…
Why Do Credit Cards Have Expiration Dates?
Credit cards have expiration dates for multiple reasons, but the first thing to understand is that they apply only to the physical card, not to the account. Your card will…
What’s the Difference Between a Soft Inquiry and a Hard Inquiry on My Credit Report?
When a potential creditor checks into your credit, it’s called “pulling your credit.” But two different types of credit checks can be performed: a “soft inquiry” or a “hard inquiry.” The Fair…
