Capital One Spark Cash Plus

Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once you spend $50,000 in the first 6 months of account opening

Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions

Earn an annual $200 cash bonus every year you spend $200,000 or more

Comes with no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history and credit profile

Rewards won't expire for the life of the account, and you can redeem your cash back for any amount

Add employee cards for free, and earn unlimited 2% cash back from their purchases

$150 annual fee

Spark Cash Plus has no APR because your balance is due in full every month