Journey® Student Rewards from Capital One®
on Capital One's secure website
Journey® Student Rewards from Capital One®
Card details
Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
Enjoy no annual fee and no foreign transaction fees
Get a head start and build your credit with responsible use
Get access to a higher credit line after making your first 5 monthly payments on time
Monitor your credit profile with the CreditWise® app, free for everyone
$0 fraud liability if your card is ever lost or stolen
Pick the monthly due date that works best for you
Get customized alerts and manage your account with the Capital One mobile app
Rates, fees & offers
Annual fee
$0
Rewards rate
1.00%
Bonus offer
Get access to a higher credit line after making your first 5 monthly payments on time
Intro APR
N/A
Ongoing Apr
APR: 26.96% Variable APR
Cash Advance APR: 26.96%, Variable
Balance Transfer Fee
$0
Foreign Transaction Fee
None
Recommended credit score
NerdWallet Review
Designed for those with average credit, the Journey® Student Rewards from Capital One® may not be the best pick if you have a high credit score and more options. But if you’re just getting started, it may be the perfect fit.
For more information, read our full editorial review.
NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.
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