IHG® Rewards Club Traveler Credit Card

IHG® Rewards Club Traveler Credit Card

IHG® Rewards Club Traveler Credit Card

IHG® Rewards Club Traveler Credit Card

IHG® Rewards Club Traveler Credit Card

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Card details

  • Earn 60,000 bonus points after spending $2,000 on purchases within the first three months of account opening

  • No Annual Fee

  • Earn up to 15 points total per $1 spent when you stay at an IHG hotel

  • Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases

  • No Foreign Transaction Fees

  • Fourth Reward Night Free

  • IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®

Rates, fees & offers

  • Annual fee

    $0

  • Rewards rate

    1x-15x

  • Bonus offer

    Earn 60,000 bonus points after spending $2,000 on purchases within the first three months of account opening

  • Intro APR

    N/A

  • Ongoing APR

    APR: 15.99% - 22.99% Variable APR

    Cash Advance APR: 24.99%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

IHG&® Rewards Club Traveler Credit Card

IHG® Rewards Club Traveler Credit Card

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Annual fee

$0

Annual fee

$95

Annual fee

$0 intro for the first year, then $95

Regular APR

15.99% - 22.99% Variable APR

Regular APR

15.99%-22.99% Variable APR

Regular APR

13.99%-23.99% Variable APR

Rates & Fees

Intro APR

N/A

Intro APR

N/A

Intro APR

0% intro APR on Purchases for 12 months

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Funto Omojola

Rating details

3.2

Editor's overall rating

Pros and cons

Pros
  • No annual fee

  • High rewards rate

  • Luxury perks

Cons
  • No free anniversary night

  • Rewards have limited flexibility

If you frequently stay at IHG hotel brands but don’t want to pay a fee for a hotel card, the IHG® Rewards Club Traveler Credit Card may be a viable option for you.

The $0-annual-fee card comes with a generous sign-up bonus and a rich rewards rate of 15 total points per dollar spent when you stay at an IHG hotel.

Although it doesn’t offer an automatic free night’s stay like many other hotel credit cards do, the card gives you a boost toward Gold Elite status, which comes with a variety of benefits. Cardholders can also redeem their points for a stay of four or more nights at an IHG hotel to get the fourth rewards night free.

For more information, see NerdWallet’s full review of the IHG® Rewards Club Traveler Credit Card.