Deserve® EDU Mastercard for Students

Deserve® EDU Mastercard for Students

on Deserve's website

Deserve® EDU Mastercard for Students

Deserve® EDU Mastercard for Students

Deserve® EDU Mastercard for Students

on Deserve's website

Card details

  • Card members can earn $30-$60 Cashback when they refer other cardholders.

  • No SSN required for International students.

  • Available to students (enrollment verification is required).

  • Amazon Prime Student on us (get reimbursed for subscription fees up to a lifetime total of $59).

  • 1% unlimited cash back on all purchases.

  • Credit limits up to $5,000.

  • $0 annual fee & no foreign transaction fees.

  • No security deposit or co-signer required.

  • Helps students build credit history and gain financial independence.

  • Use anywhere in the world where Mastercard is accepted.

  • Includes Mastercard Platinum Benefits like Travel Assistance Services, Extended Warranty, and ID Theft Protection

  • Complimentary cellphone insurance up to $600.

Rates, fees & offers

  • Annual fee


  • Rewards rate


  • Bonus offer


  • Intro APR


  • Ongoing APR

    Purchase: 20.24%, Variable

  • Foreign transaction fee


Recommended credit score

NerdWallet review

By Melissa Lambarena

Rating details


Editor's overall rating

Pros and cons

  • Qualify with limited credit

  • No annual fee

  • No foreign transaction fee

  • Earns rewards

  • High APR

  • If you have at least some credit history, better options may exist

The Deserve® EDU Mastercard for Students doesn’t require a credit history or a security deposit. International students will appreciate that it also doesn’t require a Social Security number.

The $0, and it earns an unlimited 1% cash back on all purchases. The card reports to two credit bureaus, and it offers a credit limit up to $5,000.

The ongoing APR is 20.24% Variable, which makes carrying a balance potentially expensive. But you’ll earn rewards while you build credit, a rare combination for a starter card. For more information, see NerdWallet’s full review.

User Reviews

Rating Details

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