Card members can earn $30-$60 Cashback when they refer other cardholders.
No SSN required for International students.
Available to students (enrollment verification is required).
Amazon Prime Student on us (get reimbursed for subscription fees up to a lifetime total of $59).
1% unlimited cash back on all purchases.
Credit limits up to $5,000.
$0 annual fee & no foreign transaction fees.
No security deposit or co-signer required.
Helps students build credit history and gain financial independence.
Use anywhere in the world where Mastercard is accepted.
Includes Mastercard Platinum Benefits like Travel Assistance Services, Extended Warranty, and ID Theft Protection
Complimentary cellphone insurance up to $600.
Rates, fees & offers
Purchase: 20.24%, Variable
Foreign transaction fee
Recommended credit score
Editor's overall rating
Pros and cons
Qualify with limited credit
No annual fee
No foreign transaction fee
If you have at least some credit history, better options may exist
The Deserve® EDU Mastercard for Students doesn’t require a credit history or a security deposit. International students will appreciate that it also doesn’t require a Social Security number.
The $0, and it earns an unlimited 1% cash back on all purchases. The card reports to two credit bureaus, and it offers a credit limit up to $5,000.
The ongoing APR is 20.24% Variable, which makes carrying a balance potentially expensive. But you’ll earn rewards while you build credit, a rare combination for a starter card. For more information, see NerdWallet’s full review.
NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.