Deserve® EDU Mastercard for Students
on Deserve's website
Deserve® EDU Mastercard for Students
Card details
Receive one year of Amazon Prime Student on Deserve after spending $500 in the first three billing cycles with your EDU card (Lifetime Value of $59).
Earn 1% Cash Back on all purchases with your Deserve EDU Mastercard. Once approved, you'll automatically start earning cash back on all purchases.
Feel secure with cell phone protection up to $600.
No deposit required. No annual fees.
No international transaction fees on purchases abroad so you can travel with confidence.
No Social Security Number required for international students to apply.
Refer A Friend Program: Refer anyone to Deserve using your personal referral code. Upon approval, card activation and use, you'll receive $30 and so will your referral. Referral bonuses are unlimited!
Manage and track your spending, set automatic payments and securely freeze your card all through one easy to use app.
See if you prequalify with no impact to your credit score in minutes.
Deserve Mastercards are issued by Celtic Bank, Member FDIC.
Enjoy Mastercard Platinum Benefits intended to make your life easier like Mastercard ID Theft Prevention™ and Master Rental®.
Rates, fees & offers
Annual fee
$0
Rewards rate
1%
Bonus offer
None
Intro APR
N/A
Ongoing APR
Purchase: 18.74%, Variable
Foreign transaction fee
None
Recommended credit score
Compare to other cards
Annual Fee$0 | Annual Fee$95 | Annual Fee$0 |
Regular APR18.74% Variable | Regular APR13.99% - 23.99% Variable APR | |
Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months | Intro APR0% on Balance Transfers for 18 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
Rating details
4.6
Editor's overall rating
Pros and cons
Pros
Qualify with limited credit
No annual fee
No foreign transaction fee
Earns rewards
Cons
High APR
If you have at least some credit history, better options may exist
The Deserve® EDU Mastercard for Students doesn’t require a credit history or a security deposit. International students will appreciate that it also doesn’t require a Social Security number.
The $0, and it earns an unlimited 1% cash back on all purchases. The card reports to two credit bureaus, and it offers a credit limit up to $5,000.
The ongoing APR is 18.74% Variable, which makes carrying a balance potentially expensive. But you’ll earn rewards while you build credit, a rare combination for a starter card. For more information, see NerdWallet’s full review.
