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10 Great Airline Cards That Earn Miles of November 2026

October, 2026

Airline credit cards earn miles with a specific airline and often add perks like free checked bags and priority boarding. They're most valuable if you regularly fly the same airline.

Read MoreShow Less

How to choose an airline credit card

Start with the airline you fly most. Miles and perks are tied to one airline and its partners.

Count the perks. A free checked bag on a few trips a year can cover a moderate annual fee.

Consider flexible points. If you don't stick to one airline, a general travel card may be more useful.

  • Our pick for: Delta miles + free checked bag

    Annual fee
    $0 intro for the first year, then $150
    Rewards rate
    1x-2x
    Miles
    Intro offer
    As High As 80K Miles + $250 Statement Credit
    APR
    19.74%-28.74% Variable APR
    Recommended credit
    Good - Excellent
    Rewards breakdown
    2x
    Miles on Delta purchases.
    2x
    Miles at U.S. Supermarkets.
    2x
    Miles at restaurants worldwide, including takeout and delivery in the U.S.
    1x
    Mile on all other eligible purchases.
    Card details
    • Apply and find out your welcome offer: As High As 80,000 Bonus Miles + Earn a $250 Statement Credit after you spend $3,000 in purchases on your new Card within the first 6 months of Card Membership. You may not be eligible for the maximum welcome offer amount. Offer ends 11/04/2026.
    • Enjoy a $0 introductory annual fee for the first year, then $150.
    • Delta SkyMiles® Gold American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
    • $120 Rideshare Credit: With your $120 Rideshare Credit, earn up to $10 back in statement credits each month after your first Card renewal when you use your Delta SkyMiles® Gold American Express Card for U.S. rideshare purchases with select providers. Enrollment required.
    • $200 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel.
    • When you use your Delta SkyMiles® Gold American Express Card, you can earn: 2X miles on Delta Purchases, 2X miles at restaurants, 2X miles at U.S. supermarkets, 1X miles on all other eligible purchases. Every mile you earn brings you closer to the places you want to go. Turn them into your next trip, use them for seat upgrades, and more.
    • Check your first bag for free on Delta flights worldwide and get your second bag free when flying domestically.
    • $100 Delta Stays Credit: Get up to $100 back per year as a statement credit after using your Delta SkyMiles® Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
    • Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
    • Want even more flexibility? Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
    • Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card.
    • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
    • Send money, split purchases, and focus on the moments that matter – with Send & Split®. Powered by Venmo and PayPal. Enrollment Required. Terms apply.
    • Terms Apply.
    • View Rates & Fees
    NerdWallet's take

    The Delta SkyMiles® Gold American Express Card adds a free checked bag and award discounts for regular Delta flyers. Compare its perks with the annual fee to see whether it pays off for how often you fly.

    Pros
    • Earns miles on Delta purchases, at restaurants worldwide and at U.S. supermarkets.

    • Your first checked bag is free on Delta flights.

    • A discount when you use miles to book Delta award travel.

    Cons
    • Annual fee: $0 intro for the first year, then $150

    • Most valuable for people who fly Delta often.

    Read full review
  • Our pick for: Delta miles + companion certificate

    Annual fee
    $350
    Rewards rate
    1x-3x
    Miles
    Intro offer
    As High As 90K Miles + $300 Statement Credit
    APR
    19.74%-28.74% Variable APR
    Recommended credit
    Good - Excellent
    Rewards breakdown
    3x
    Miles on Delta purchases.
    3x
    Miles on purchases made directly with hotels.
    2x
    Miles at restaurants worldwide including takeout and delivery in the U.S.
    2x
    Miles at U.S. supermarkets.
    1x
    Mile on all other eligible purchases.
    Card details
    • Apply and find out your welcome offer: As High As 90,000 Bonus Miles + Earn a $300 Statement Credit after you spend $4,000 in purchases on your new Card within the first 6 months of Card Membership. You may not be eligible for the maximum welcome offer amount. Offer ends 11/04/2026.
    • Receive a Companion Certificate on a Delta Main round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America each year after renewal of your Card. The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
    • Receive $2,500 Medallion® Qualification Dollars with MQD Headstart each Medallion Qualification Year and earn $1 MQD for each $20 in purchases on your Delta SkyMiles® Platinum American Express Card with MQD Boost to get closer to Status next Medallion Year.
    • Delta SkyMiles® Platinum American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
    • Earn 3X Miles on Delta purchases and purchases made directly with hotels.
    • Earn 2X Miles at restaurants worldwide including takeout and delivery in the U.S., and at U.S. supermarkets.
    • Earn 1X Miles on all other eligible purchases.
    • $120 Resy Credit: Earn up to $10 in statement credits each month at over 10,000 qualifying U.S. Resy restaurants after you pay with your enrolled Delta SkyMiles® Platinum American Express Card for eligible purchases.
    • $120 Rideshare Credit: With your $120 Rideshare Credit, earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Platinum American Express Card for U.S. rideshare purchases with select providers. Enrollment Required.
    • Check your first bag for free on Delta flights worldwide and get your second bag free when flying domestically.
    • Receive either a $120 statement credit for a Global Entry application fee or a statement credit up to $85 for a TSA PreCheck® (through a TSA official enrollment provider) application fee every 4 years, when charged to your Delta SkyMiles® Platinum American Express Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.§
    • Delta SkyMiles® Platinum American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members and Reserve Card Members.
    • No Foreign Transaction Fees.
    • $350 Annual Fee.
    • Terms Apply.
    • View Rates & Fees
    NerdWallet's take

    The Delta SkyMiles® Platinum American Express Card adds a yearly companion certificate and a head start on Delta status. The more you fly this airline, the more the miles and perks are worth.

    Pros
    • Earns miles on Delta purchases and hotels booked directly, plus at restaurants and U.S. supermarkets.

    • A Companion Certificate each year after renewal (terms apply).

    • Medallion Qualification Dollars to help you earn Delta status.

    Cons
    • Annual fee: $350

    Read full review
  • Our pick for: United miles + two free checked bags

    Annual fee
    $350
    Rewards rate
    1x-4x
    Miles
    Intro offer
    Up to 90,000 Miles + 500 PQP
    Regular APR
    19.99%-28.49% Variable APR
    Recommended credit score
    690-850(Good - Excellent)
    Rewards breakdown
    4x
    Miles on eligible United® purchases.
    2x
    Miles on dining, select streaming services, and all other travel.
    1x
    Mile on all other purchases.
    Card details
    • Earn up to 90,000 bonus miles after qualifying activities and 500 PQP after first purchase
    • 10x total miles on eligible United flights and 4x miles on all other eligible United® purchases
    • 2x miles on dining, select streaming services, and all other travel
    • 1x mile on all other purchases
    • Get a jump start on earning Premier status with 1,000 Card Bonus PQP each year, awarded within 8 weeks of February 1, starting in the calendar year following your account open date.
    • Free first and second checked bags--a savings of up to $440 per roundtrip (terms apply)
    • Receive a $200 United® travel credit and 10,000-mile award flight discount on each account anniversary
    • Save 10% or more when booking flights with miles. Premier members save even more.
    • Member FDIC
    • View Rates & Fees
    NerdWallet's take

    The United Quest℠ Card is for frequent United flyers who'll use its travel credit and bag benefits. Weigh the perks you'll actually use against the yearly cost.

    Pros
    • Earns miles on United purchases, dining, select streaming services and other travel.

    • Free first and second checked bags (terms apply).

    • An annual United travel credit and award flight discount on each anniversary.

    Cons
    • Annual fee: $350

    Read full review
  • Our pick for: No-annual-fee Delta miles

    Annual fee
    $0
    Rewards rate
    1x-2x
    Miles
    Intro offer
    10,000
    miles
    APR
    19.74%-28.74% Variable APR
    Recommended credit
    Good - Excellent
    Rewards breakdown
    2x
    Miles per dollar at restaurants.
    2x
    Miles per dollar spent on Delta purchases.
    1x
    Mile on all other eligible purchases.
    Card details
    • Earn 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.
    • No Annual Fee.
    • Earn 2X Miles per dollar at restaurants worldwide, plus takeout and delivery in the U.S.
    • Earn 2X Miles per dollar spent on Delta purchases, and 1X Mile on all other eligible purchases.
    • Pay with Miles: take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com.
    • Receive a 20% savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food and beverages.
    • No Foreign Transaction Fees.
    • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
    • Terms Apply.
    • View Rates & Fees
    NerdWallet's take

    The Delta SkyMiles® Blue American Express Card earns Delta miles without an annual fee. Compare its perks with the annual fee to see whether it pays off for how often you fly.

    Pros
    • Earns miles at restaurants worldwide and on Delta purchases.

    • Savings on Delta in-flight food and beverage purchases.

    • No foreign transaction fees.

    • Annual fee: $0.

    Cons
    • No free checked bags.

    Read full review
  • Our pick for: American Airlines miles + Admirals Club passes

    Annual fee
    $350
    Rewards rate
    1x-6x
    Miles
    Intro offer
    60,000
    miles
    Regular APR
    19.74%-29.74% Variable APR
    Recommended credit score
    690-850(Good - Excellent)
    Rewards breakdown
    6x
    AAdvantage® miles for every $1 spent on eligible hotels booked through aadvantagehotels.com.
    3x
    AAdvantage® miles for every $1 spent on eligible American Airlines purchases.
    2x
    AAdvantage® miles for every $1 spent at restaurants, including takeout and delivery.
    1x
    AAdvantage® miles for every $1 spent on all other purchases.
    Card details
    • Earn 60,000 American Airlines AAdvantage® bonus miles after $4,000 in purchases in the first 3 months of account opening.
    • American Airlines AAdvantage® bonus miles are not available if you have received AAdvantage® bonus miles for a new AAdvantage® Globe™ account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a AAdvantage® Globe™ account.
    • Every calendar year, receive four Admirals Club® Globe™ Passes.
    • Global Entry® or TSA PreCheck® application fee credit of up to $120 every 4 years.
    • Earn 6 AAdvantage® miles for every $1 spent on eligible hotels booked through aadvantagehotels.com.
    • Earn 3 AAdvantage® miles for every $1 spent on eligible American Airlines purchases.
    • Earn 2 AAdvantage® miles for every $1 spent at restaurants, including takeout and delivery.
    • Earn 1 AAdvantage® miles for every $1 spent on all other purchases.
    • View Rates & Fees
    NerdWallet's take

    The Citi® / AAdvantage® Globe™ Mastercard® adds lounge passes and travel perks for regular American Airlines flyers. The more you fly this airline, the more the miles and perks are worth.

    Pros
    • Earns miles on eligible American Airlines purchases, at restaurants and on hotels booked through AAdvantage Hotels.

    • Four Admirals Club passes each calendar year.

    • A Global Entry or TSA PreCheck application fee credit.

    Cons
    • Annual fee: $350

    • Rewards are less flexible than general travel points.

    Read full review
  • Our pick for: No-annual-fee American Airlines miles

    Annual fee
    $0
    Rewards rate
    1x-2x
    Miles
    Intro offer
    15,000 Miles + $100 Statement Credit
    Recommended credit score
    690-850(Good - Excellent)
    Balance transfer intro APR
    0% intro APR on balance transfers for 15 months
    Regular APR
    19.74%-29.74% Variable APR
    Card details
    • Earn 15,000 American Airlines AAdvantage® bonus miles and a $100 statement credit after making $1,000 in purchases within the first 3 months of account opening.
    • 0% Intro APR for 15 months from date of account opening for balance transfers only. After that the variable APR will be 19.74% - 29.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
    • Balance transfer fee of either $5 or 5% of the amount of each credit card balance transfer, whichever is greater. Balance Transfers must be completed within 4 months of account opening.
    • No Annual Fee
    • Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
    • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
    • Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights
    • View Rates & Fees
    NerdWallet's take

    The American Airlines AAdvantage® MileUp® Card earns American Airlines miles without an annual fee. Weigh the perks you'll actually use against the yearly cost.

    Pros
    • Earns American Airlines AAdvantage miles, with extra at grocery stores and on eligible American Airlines purchases.

    • Savings on in-flight food and beverages on American Airlines flights.

    • Annual fee: $0.

    Cons
    • No free checked bags.

    • Foreign transaction fee: 3%

    Read full review
  • Our pick for: Southwest points + anniversary bonus

    Annual fee
    $99
    Rewards rate
    1x-2x
    Points
    Intro offer
    80,000
    points
    Regular APR
    19.49%-27.99% Variable APR
    Recommended credit score
    690-850(Good - Excellent)
    Rewards breakdown
    2x
    Points on Southwest Airlines® purchases.
    2x
    Points at Gas stations and Grocery stores on first $5,000 in combined purchases per year.
    1x
    Points on all other purchases.
    Card details
    • Earn 80,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
    • 3,000 anniversary points each year.
    • Earn 2 points per $1 spent on Southwest Airlines® purchases
    • Earn 2 points for every $1 you spend at gas stations and grocery stores on the first $5,000 in combined purchases per anniversary year
    • Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost.
    • Select a Standard seat within 48 hours prior to departure, when available.
    • Earn 1 point for every $1 spent on all other purchases.
    • No foreign transaction fees.
    • Member FDIC
    • View Rates & Fees
    NerdWallet's take

    The Southwest Rapid Rewards® Plus Credit Card is an affordable way to earn Southwest points and save on bags. Compare its perks with the annual fee to see whether it pays off for how often you fly.

    Pros
    • Earns points on Southwest purchases, plus at gas stations and grocery stores up to an annual cap.

    • Anniversary points each year.

    • A first checked bag at no cost for you and up to 8 others on the same reservation.

    Cons
    • Annual fee: $99

    Read full review
  • Our pick for: United miles + free checked bag

    Annual fee
    $0 intro for the first year, then $150
    Rewards rate
    1x-3x
    Miles
    Intro offer
    Up to 80,000 Miles
    Regular APR
    19.99%-28.49% Variable APR
    Recommended credit score
    690-850(Good - Excellent)
    Rewards breakdown
    3x
    Miles on eligible United® purchases.
    2x
    Miles on dining and hotel stays when booked with the hotel.
    1x
    Mile on all other purchases.
    Card details
    • Earn up to 80,000 bonus miles
    • $0 introductory annual fee for the first year, then $150
    • 9x total miles on eligible United flights and 3x miles on all other eligible United® purchases.
    • 2x miles on dining and hotel stays when booked with the hotel. 1x mile on all other purchases.
    • Free first checked bag - a savings of up to $200 per roundtrip. Terms Apply. Plus, Group 2 priority boarding on United® flights.
    • 2 United Club one-time passes per year - over a $100 value
    • Over $500 in partner credits each year
    • Save 10% or more when booking flights with miles. Premier members save even more.
    • Member FDIC
    • View Rates & Fees
    NerdWallet's take

    The United℠ Explorer Card adds a free checked bag and lounge passes for regular United flyers. The more you fly this airline, the more the miles and perks are worth.

    Pros
    • Earns miles on United purchases, dining and hotel stays booked directly with the hotel.

    • Free first checked bag and priority boarding on United flights.

    • United Club one-time passes each year.

    Cons
    • Annual fee: $0 intro for the first year, then $150

    Read full review
  • Our pick for: No-annual-fee United miles

    Annual fee
    $0
    Rewards rate
    1x-2x
    Miles
    Intro offer
    Up to 50,000 Miles
    Recommended credit score
    690-850(Good - Excellent)
    Purchase intro APR
    0% intro APR on purchases for 12 months
    Regular APR
    19.99%-28.49% Variable APR
    Rewards breakdown
    2x
    Miles on eligible United® purchases.
    2x
    Miles at gas stations, on local transit and commuting.
    1x
    Mile on all other purchases.
    Card details
    • Earn up to 50,000 bonus miles
    • 0% intro APR for the first 12 months from account opening on purchases & no annual fee.
    • 5x total miles on eligible United flights and 2x miles on all other eligible United® purchases
    • 2x miles at gas stations, on local transit and commuting
    • 1x mile on all other purchases
    • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Gateway Card
    • Earn 2 first standard checked bags after you spend $10,000 in a calendar year
    • Save 10% or more on flights booked with miles after spending $10,000 in a calendar year
    • Member FDIC
    • View Rates & Fees
    NerdWallet's take

    The United Gateway℠ Card earns United miles without an annual fee. Weigh the perks you'll actually use against the yearly cost.

    Pros
    • Earns miles on United purchases, at gas stations, and on local transit and commuting.

    • Savings on food, beverages and Wi-Fi on United-operated flights.

    • Annual fee: $0.

    Cons
    • Free checked bags only after you meet an annual spending threshold.

    Read full review
  • Our pick for: Admirals Club membership

    Annual fee
    $695
    Rewards rate
    1x
    Miles
    Intro offer
    125,000
    miles
    Regular APR
    19.74%-29.74% Variable APR
    Recommended credit score
    690-850(Good - Excellent)
    Rewards breakdown
    1x
    Point for every 1 eligible AAdvantage® mile earned from purchases.
    Card details
    • For a limited time, earn 125,000 American Airlines AAdvantage® bonus miles after $15,000 in purchases in the first 5 months of account opening.
    • The only card with Admirals Club® membership. Membership includes access for you and up to two guests or immediate family members traveling with you.
    • Global Entry® or TSA PreCheck® application fee credit of up to $120 every 4 years.
    • Earn a 10,000 Loyalty Point bonus after reaching 50,000, 90,000, 165,000 and 240,000 Loyalty Points in the same status qualification year.
    • First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation.
    • View Rates & Fees
    NerdWallet's take

    The Citi® / AAdvantage® Executive World Legend Mastercard® is a premium card for frequent American Airlines flyers who want lounge membership. Compare its perks with the annual fee to see whether it pays off for how often you fly.

    Pros
    • Earns miles on eligible American Airlines purchases and on everything else.

    • Admirals Club membership, with access for guests traveling with you.

    • First checked bag free on domestic American Airlines itineraries for you and companions on the same reservation.

    Cons
    • High annual fee: $695

    Read full review

Compare the Best Airline Miles Credit Cards

Credit card
Rating
Annual feeRewards rateIntro offerLearn more
Delta SkyMiles® Gold American Express Card ImageDelta SkyMiles® Gold American Express Card
Best for Delta miles + free checked bag

$0 intro for the first year, then $150

1x-2x

Miles
As High As 80K Miles + $250 Statement Credit
Delta SkyMiles® Platinum American Express Card ImageDelta SkyMiles® Platinum American Express Card
Best for Delta miles + companion certificate

$350

1x-3x

Miles
As High As 90K Miles + $300 Statement Credit
United Quest℠ Card ImageUnited Quest℠ Card
Best for United miles + two free checked bags

$350

1x-4x

Miles
Up to 90,000 Miles + 500 PQP
Delta SkyMiles® Blue American Express Card ImageDelta SkyMiles® Blue American Express Card
Best for No-annual-fee Delta miles

$0

1x-2x

Miles
10,000
miles
Citi® / AAdvantage® Globe™ Mastercard® ImageCiti® / AAdvantage® Globe™ Mastercard®
Best for American Airlines miles + Admirals Club passes

$350

1x-6x

Miles
60,000
miles
American Airlines AAdvantage® MileUp® Card ImageAmerican Airlines AAdvantage® MileUp® Card
Best for No-annual-fee American Airlines miles

$0

1x-2x

Miles
15,000 Miles + $100 Statement Credit
Southwest Rapid Rewards® Plus Credit Card ImageSouthwest Rapid Rewards® Plus Credit Card
Best for Southwest points + anniversary bonus

$99

1x-2x

Points
80,000
points
United℠ Explorer Card ImageUnited℠ Explorer Card
Best for United miles + free checked bag

$0 intro for the first year, then $150

1x-3x

Miles
Up to 80,000 Miles
United Gateway℠ Card ImageUnited Gateway℠ Card
Best for No-annual-fee United miles

$0

1x-2x

Miles
Up to 50,000 Miles
Citi® / AAdvantage® Executive World Legend Mastercard® ImageCiti® / AAdvantage® Executive World Legend Mastercard®
Best for Admirals Club membership

$695

1x

Miles
125,000
miles
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