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8 Great Hotel Cards That Earn Points of November 2026

October, 2026

Hotel credit cards earn points toward free nights with a specific hotel brand, and many add elite status or an annual free night. They're best for people who stay with the same brand regularly.

Read MoreShow Less

How to choose a hotel credit card

Pick the brand you stay with. Points and perks are tied to one hotel family.

Value the free night. An annual free night can be worth more than the card's annual fee.

Look at elite status. Complimentary status can mean upgrades, late checkout and bonus points.

  • Our pick for: Hilton points + Gold status

    Hilton Honors American Express Surpass® Card card image

    Hilton Honors American Express Surpass® Card

    Annual fee
    $150
    Rewards rate
    3x-12x
    Points
    Intro offer
    130,000 Points + Free Night Reward
    APR
    19.74%-28.74% Variable APR
    Recommended credit
    Good - Excellent
    Rewards breakdown
    12x
    Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
    6x
    Points for each dollar of eligible purchases on your Card at U.S. restaurants.
    6x
    Points for each dollar of eligible purchases on your Card at U.S. supermarkets.
    6x
    Points for each dollar of eligible purchases on your Card at U.S. gas stations.
    4x
    Points for each dollar of eligible purchases on your Card at U.S. Online Retail Purchases.
    3x
    Points for all other eligible purchases on your Card.
    Card details
    • Earn 130,000 Bonus Points plus a Free Night Reward after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in the first 6 months of Card Membership. Offer ends 01/13/2027.
    • Enjoy complimentary Hilton Honors Gold Status with benefits like an 80% Points earning Bonus on Stays, daily food & beverage credit or continental breakfast (varies by brand & region), space-available room upgrades at select properties, and more.
    • Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Surpass® Card. That’s up to $200 in statement credits annually.
    • Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.
    • Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
    • Earn 6X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
    • Earn 4X Hilton Honors Bonus Points for each dollar of U.S. Online Retail purchases.
    • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
    • Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Diamond status through the end of the next calendar year. With Hilton Honors Diamond status, enjoy benefits like: A 100% Bonus on all Base Points you earn on every stay, Premium Wi-Fi at select properties, Daily food & beverage credit at select brands in the U.S. and complimentary continental breakfast at select brands outside of the U.S., Space-available room upgrades at select properties, and Executive lounge access at select properties.
    • Hilton Honors American Express Surpass® Card Members can enjoy complimentary National Car Rental® Emerald Club Executive® status, including perks like Executive Area Access (for full-size reservations and above) in the USA and Canada. Card Members must enroll in the National Car Rental Emerald Club Executive status through their American Express online account using their Card. Terms apply.
    • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
    • $150 annual fee.
    • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
    • Terms Apply.
    • View Rates & Fees
    NerdWallet's take

    The Hilton Honors American Express Surpass® Card adds Gold status and statement credits for people who stay with Hilton regularly. Compare its perks with the annual fee to see whether it pays off for how often you travel.

    Pros

    • Earns bonus points at Hilton hotels, plus at U.S. restaurants, U.S. supermarkets, U.S. gas stations and on U.S. online retail purchases.

    • Complimentary Hilton Honors Gold status.

    • Quarterly statement credits for purchases at Hilton properties, and a Free Night Reward after an annual spending threshold.

    Cons

    • Annual fee: $150

    Read full review

  • Our pick for: Hilton points

    Hilton Honors American Express Card card image

    Hilton Honors American Express Card

    Annual fee
    $0
    Rewards rate
    3x-7x
    Points
    Intro offer
    70,000 Points + Free Night Reward
    APR
    19.74%-28.74% Variable APR
    Recommended credit
    Good - Excellent
    Rewards breakdown
    7x
    Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
    5x
    Points for each dollar of eligible purchases on your Card at U.S. restaurants.
    5x
    Points for each dollar of eligible purchases on your Card at U.S. supermarkets.
    5x
    Points for each dollar of eligible purchases on your Card at U.S. gas stations.
    3x
    Points for all other eligible purchases on your Card.
    Card details
    • Earn 70,000 Bonus Points plus a Free Night Reward after you spend $2,000 in purchases on the card in the first 6 months of Card Membership. Offer ends 01/13/2027.
    • No Annual Fee.
    • Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
    • Earn 5X Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: at U.S. restaurants, at U.S. supermarkets, at U.S. gas stations.
    • Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
    • Enjoy complimentary Hilton Honors Silver Status with benefits like a 20% Bonus on Base Points earned on stays, fifth night free on standard room reward stays with 100% Points, and more.
    • No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad.
    • Spend $20,000 in eligible purchases on your Card in a calendar year and you can earn Hilton Honors Gold status through the end of the next calendar year. With Gold status, you can enjoy: An 80% Bonus on Base Points you earn on every stay, Space-available room upgrades at select properties, A daily food & beverage credit at select brands in the U.S. and complimentary continental breakfast at select brands outside of the U.S., and Fifth night free when you book a standard room stay with 100% Points.
    • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
    • Terms Apply.
    • View Rates & Fees
    NerdWallet's take

    The Hilton Honors American Express Card earns Hilton points on stays and everyday spending without an annual fee. The more nights you book with the brand, the more the card is worth.

    Pros

    • Earns bonus points at Hilton hotels, plus at U.S. restaurants, U.S. supermarkets and U.S. gas stations.

    • Complimentary Hilton Honors Silver status.

    • Annual fee: $0.

    Cons

    • Few premium travel perks.

    • Points are most valuable for Hilton stays.

    Read full review

  • Our pick for: Marriott points + Platinum Elite status

    Marriott Bonvoy Brilliant® American Express® Card card image

    Marriott Bonvoy Brilliant® American Express® Card

    Annual fee
    $650
    Rewards rate
    2x-6x
    Points
    Intro offer
    100,000
    points
    APR
    19.74%-28.74% Variable APR
    Recommended credit
    Good - Excellent
    Rewards breakdown
    6x
    Points for each dollar of eligible purchases at participating Marriott Bonvoy Hotels.
    3x
    Points at restaurants worldwide.
    3x
    Points on flights booked directly with airlines.
    2x
    Points on all other eligible purchases.
    Card details
    • Earn 100,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
    • Earn 6X Marriott Bonvoy® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy.
    • Earn 3X points at restaurants worldwide and on flights booked directly with airlines.
    • Earn 2X points on all other eligible purchases.
    • Earn up to 21X Marriott Bonvoy® points for every $1 spent on eligible purchases at hotels participating in Marriott Bonvoy. Earn 6X points with the Marriott Bonvoy Brilliant® American Express® Card. Earn up to 10X points from Marriott Bonvoy for being a Marriott Bonvoy member. Earn up to 5X points from Marriott Bonvoy with the 50% Bonus Points on Stays, a benefit available with your complimentary Platinum Elite status.
    • $300 Brilliant Dining Credit: With the $300 Brilliant Dining Credit, you can get up to $25 per month each calendar year in statement credits for eligible purchases at restaurants worldwide when you pay with your Marriott Bonvoy Brilliant® American Express® Card.
    • With complimentary Marriott Bonvoy® Platinum Elite status, earn up to 5X points from Marriott Bonvoy® on eligible hotel purchases with the 50% Bonus Points on stays benefit.
    • Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®, such as Le Metropolitan, a Tribute Portfolio Hotel in Paris. Certain hotels have resort fees.
    • Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant® American Express® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Brilliant Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
    • $100 Marriott Bonvoy® Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
    • Receive either a $120 statement credit for a Global Entry application fee or a statement credit up to $85 for a TSA PreCheck® (through a TSA official enrollment provider) application fee every 4 years, when charged to your Marriott Bonvoy Brilliant® American Express® Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
    • Each calendar year, receive 25 Elite Night Credits towards the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express.
    • With your Marriott Bonvoy Brilliant® American Express® Card, you can enroll in Priority Pass™, with an unlimited number of visits to over 1,300 airport lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or in-between flights. You can enjoy snacks, drinks and internet access in a comfortable location.
    • Trip Cancelled or Interrupted? If you purchase a round-trip entirely with your Eligible Card and a covered reason cancels or interrupts your trip, we may be able to help. Terms, conditions and limitations apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
    • No Foreign Transaction Fees on international purchases.
    • $650 Annual Fee.
    • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
    • Terms Apply.
    • View Rates & Fees
    NerdWallet's take

    The Marriott Bonvoy Brilliant® American Express® Card is a luxury hotel card for frequent Marriott guests who'll use its credits and status. Weigh the perks you'll actually use against the yearly cost.

    Pros

    • Earns bonus points at hotels participating in Marriott Bonvoy, plus at restaurants worldwide and on flights booked directly with airlines.

    • Complimentary Marriott Bonvoy Platinum Elite status.

    • A monthly dining statement credit at restaurants worldwide.

    Cons

    • High annual fee: $650

    • Rewards are most valuable for Marriott stays.

    Read full review

  • Our pick for: Hilton points + Diamond status

    Hilton Honors American Express Aspire Card card image

    Hilton Honors American Express Aspire Card

    Annual fee
    $550
    Rewards rate
    3x-14x
    Points
    Intro offer
    200,000
    points
    APR
    19.74%-28.74% Variable APR
    Recommended credit
    Good - Excellent
    Rewards breakdown
    14x
    Points on purchases on your Card at participating hotels or resorts within the Hilton Portfolio.
    7x
    Points on purchases of Flights booked directly with airlines or flights booked through American Express Travel.
    7x
    Points on Car rentals purchased directly from select car rental companies.
    7x
    Points on purchases at U.S. Restaurants.
    3x
    Points for other purchases on your Card.
    Card details
    • Best Points Offer Yet! Earn 200,000 Hilton Honors Bonus Points with the Hilton Honors American Express Aspire Card after you spend $6,000 in purchases on the Card within your first 6 months of Card Membership. Offer ends 01/13/2027.
    • Enjoy complimentary Diamond status with your Card. Diamond status gives you a 100% Bonus on Base Points you earn on every stay, Premium Wi-Fi and space-available room upgrades at select properties, executive lounge access at select properties, and more.
    • Earn 14X Hilton Honors Bonus Points when you make eligible purchases on your Card directly with hotels and resorts within the Hilton portfolio.
    • Card Members can earn 7X Points on purchases of Flights booked directly with airlines or flights booked through American Express Travel, Car rentals purchased directly from select car rental companies, and purchases at U.S. Restaurants.
    • Card Members can earn 3X Points on all other eligible purchases.
    • $400 Hilton Resort Credit: Get up to $200 in statement credits semi-annually for eligible purchases made directly with participating Hilton Resorts on your Hilton Honors Aspire Card. That's up to $400 back annually.
    • $200 Flight Credit: Get up to $50 in statement credits each quarter, for a total of up to $200 back each year, on flight purchases made directly with an airline, through AmexTravel.com, or through the Amex Travel App™ using your Hilton Honors American Express Aspire Card.
    • CLEAR+ helps get you to your gate faster at 60+ airports nationwide. Receive up to $219 per calendar year in statement credits when you pay for your membership (subject to auto-renewal) with the Hilton Honors Aspire Card.
    • Earn up to 3 Free Night Rewards with the Hilton Honors American Express Aspire Card: Receive one complimentary Free Night Reward each membership year. Earn a second Free Night Reward from Hilton after you spend $30,000 or more on purchases on your Card in a calendar year. Earn a third Free Night Reward from Hilton after you spend an additional $30,000 in purchases on your Card in the same calendar year.
    • $100 Property Credit: Receive up to a $100 credit for qualifying charges at Waldorf Astoria® Hotels & Resorts and Conrad® Hotels & Resorts properties when you book a 2 night minimum stay with your Card at HiltonHonorsAspireCard.com and select the Aspire Card Benefit rate option on the booking page, or call Hilton Honors at 855-292-5757 with the proper booking reference.
    • Hilton Honors Aspire Card Members can enjoy complimentary National Car Rental® Emerald Club Executive® status, including perks like Executive Area Access (for full-size reservations and above) in the USA and Canada. Card Members must enroll in the National Car Rental Emerald Club Executive status through their American Express online account using their Card. Terms apply.
    • $550 annual fee.
    • Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
    • Terms Apply.
    • View Rates & Fees
    NerdWallet's take

    The Hilton Honors American Express Aspire Card is a premium hotel card whose credits and top-tier status suit frequent Hilton guests. Compare its perks with the annual fee to see whether it pays off for how often you travel.

    Pros

    • Earns bonus points at Hilton hotels, plus on flights, select car rentals and at U.S. restaurants.

    • Complimentary Hilton Honors Diamond status.

    • Statement credits for Hilton Resorts and flight purchases each year.

    Cons

    • High annual fee: $550

    Read full review

  • Our pick for: IHG points + anniversary night

    IHG One Rewards Premier Credit Card card image

    IHG One Rewards Premier Credit Card

    Annual fee
    $150
    Rewards rate
    3x-24x
    Points
    Intro offer
    180,000
    points
    Regular APR
    19.49%-27.99% Variable APR
    Recommended credit score
    690-850(Good - Excellent)
    Rewards breakdown
    24x
    Up to 24 total points per $1 spent when you stay at IHG Hotels & Resorts.
    5x
    Points per $1 spent on flights booked directly.
    5x
    Points per $1 spent at car rental agencies.
    5x
    Points per $1 spent on purchases at gas stations.
    5x
    Points per $1 spent on purchases at grocery stores.
    5x
    Points per $1 spent on purchases at restaurants.
    3x
    Points per $1 spent on all other purchases.
    Card details
    • Limited Time Launch Offer! Earn 180,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening.
    • Earn up to 24X total points on stays at IHG Hotels & Resorts
    • Earn 5X points on flights booked directly, car rental agencies, at gas stations, grocery stores (new!) and restaurants. Earn 3X points per $1 spent on all other purchases.
    • Get an Anniversary Free Night each year. Plus, redeem 3 nights, get 4th night free when you redeem points for a consecutive four-night IHG hotel stay.
    • NEW! Enjoy up to $100 in Food & Beverage Rewards annually at IHG Hotels & Resorts.
    • This card offers over $700 in value your first year!
    • Automatic Gold Elite Status as long as you remain an IHG One Rewards Premier cardmember. Plus, get 15 Elite Night Credits each year (new!).
    • IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental®, Kimpton®, Hotel Indigo®, Crowne Plaza®, EVEN® Hotels, & Holiday Inn®
    • Member FDIC
    • View Rates & Fees
    NerdWallet's take

    The IHG One Rewards Premier Credit Card can pay for itself with its anniversary night if you stay with IHG. The more nights you book with the brand, the more the card is worth.

    Pros

    • Earns bonus points on IHG hotel stays, plus at gas stations, grocery stores and restaurants.

    • An Anniversary Free Night each year and automatic Gold Elite status.

    • A fourth night free when you redeem points for a four-night stay.

    Cons

    • Annual fee: $150

    Read full review

  • Our pick for: No-annual-fee Marriott points

    Marriott Bonvoy Bold® Credit Card card image

    Marriott Bonvoy Bold® Credit Card

    Annual fee
    $0
    Rewards rate
    1x-14x
    Points
    Intro offer
    45,000
    points
    Regular APR
    19.49%-27.99% Variable APR
    Recommended credit score
    690-850(Good - Excellent)
    Rewards breakdown
    14x
    Up to 14X total points for every $1 spent at thousands of hotels participating in Marriott Bonvoy®.
    2x
    Points for every $1 spent at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services.
    1x
    Point for every $1 you spend on all other purchases.
    Card details
    • Earn 45,000 Bonus Points after qualifying purchases.
    • Pay no annual fee with the Marriott Bonvoy Bold® Credit Card from Chase®!
    • Earn up to 14X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Bold® Card.
    • Earn 2X points for every $1 spent at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services.
    • 1X point for every $1 spent on all other purchases.
    • Travel now, pay later - Break up purchases into equal monthly payments with no interest plus no plan fees on qualifying travel purchases. Terms apply.
    • Pay Yourself Back® - Redeem Marriott Bonvoy® points for a statement credit to cover qualifying travel purchases made directly with airlines or at hotels participating in Marriott Bonvoy, up to $750 total in redemptions per year.
    • Member FDIC
    • View Rates & Fees
    NerdWallet's take

    The Marriott Bonvoy Bold® Credit Card earns Marriott points without an annual fee. Weigh the perks you'll actually use against the yearly cost.

    Pros

    • Earns bonus points at hotels participating in Marriott Bonvoy, plus at grocery stores, rideshare, select food delivery and streaming, and on internet, cable and phone services.

    • No foreign transaction fees.

    • Annual fee: $0.

    Cons

    • No free anniversary night.

    Read full review

  • Our pick for: Marriott points + annual free night

    Marriott Bonvoy Boundless® Credit Card card image

    Marriott Bonvoy Boundless® Credit Card

    Annual fee
    $95
    Rewards rate
    2x-17x
    Points
    Intro offer
    3 Free Night Awards
    Regular APR
    19.49%-27.99% Variable APR
    Recommended credit score
    690-850(Good - Excellent)
    Rewards breakdown
    17x
    Up to 17x total points for every $1 spent at thousands of hotels participating in Marriott Bonvoy®.
    3x
    Points per $1 on the first $6,000 spent in combined purchases annually on grocery stores, gas stations, and dining.
    2x
    Points for every $1 spent on all other purchases.
    Card details
    • Earn 3 Free Night Awards (valued up to 50,000 points) after spending $3,000 on qualifying purchases in the first 3 months spending $3,000 on eligible purchases within 3 months of account opening.
    • Special Offer through 6/30/2027: Get up to $100 in statement credits after spending $500 on eligible airline purchases. That's up to $50 in statement credits semi-annually.
    • Earn 3X points per $1 on the first $6,000 spent in combined purchases annually on grocery stores, gas stations, and dining.
    • Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
    • 1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
    • Earn up to 17X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy® with the Marriott Bonvoy Boundless® Card.
    • Receive 15 Elite Night Credits annually, automatic Silver Elite status, and path to Gold Status when you spend $35,000 on purchases each calendar year.
    • No Foreign Transaction Fees. Your points don't expire as long as you make purchases on your card every 24 months.
    • Member FDIC
    • View Rates & Fees
    NerdWallet's take

    The Marriott Bonvoy Boundless® Credit Card can earn back its annual fee with the yearly free night if you stay with Marriott. Compare its perks with the annual fee to see whether it pays off for how often you travel.

    Pros

    • Earns bonus points at hotels participating in Marriott Bonvoy, plus at grocery stores, gas stations and on dining, up to an annual cap.

    • A Free Night Award every year after your account anniversary.

    • Automatic Silver Elite status and Elite Night Credits each year.

    Cons

    • Annual fee: $95

    Read full review

  • Our pick for: Hyatt points + anniversary night

    World of Hyatt Credit Card card image

    World of Hyatt Credit Card

    Annual fee
    $95
    Rewards rate
    1x-9x
    Points
    Intro offer
    Up to 60,000 Points
    Regular APR
    19.49%-27.99% Variable APR
    Recommended credit score
    690-850(Good - Excellent)
    Rewards breakdown
    9x
    Points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member.
    2x
    Points per $1 spent at restaurants, on airlines tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships.
    1x
    Point spent on all other purchases.
    Card details
    • Earn up to 60,000 Bonus Points. Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
    • Enjoy complimentary World of Hyatt Discoverist status for as long as your account is open.
    • Get 1 free night each year after your Cardmember anniversary at any Category 1-4 Hyatt hotel or resort
    • Receive 5 tier qualifying night credits towards status after account opening, and each year after that for as long as your account is open
    • Earn an extra free night at any Category 1-4 Hyatt hotel if you spend $15,000 in a calendar year
    • Earn 2 qualifying night credits towards tier status every time you spend $5,000 on your card
    • Earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member
    • Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting and on fitness club and gym memberships
    • Member FDIC
    • View Rates & Fees
    NerdWallet's take

    The World of Hyatt Credit Card offers high-value points and a yearly free night for Hyatt loyalists. The more nights you book with the brand, the more the card is worth.

    Pros

    • Earns bonus points at Hyatt hotels, plus at restaurants, on airline tickets bought directly from airlines, on local transit and commuting, and on fitness memberships.

    • A free night each year after your anniversary at a Category 1-4 Hyatt hotel.

    • Complimentary World of Hyatt Discoverist status.

    Cons

    • Annual fee: $95

    • Hyatt has fewer hotels than some larger chains.

    Read full review

Compare the Best Hotel Points Credit Cards

Credit card
Rating
Annual feeRewards rateIntro offerLearn more
Hilton Honors American Express Surpass® Card ImageHilton Honors American Express Surpass® Card
5.0/5
Best for Hilton points + Gold status

$150

3x-12x

Points
130,000 Points + Free Night Reward
Hilton Honors American Express Card ImageHilton Honors American Express Card
4.1/5
Best for Hilton points

$0

3x-7x

Points
70,000 Points + Free Night Reward
Marriott Bonvoy Brilliant® American Express® Card ImageMarriott Bonvoy Brilliant® American Express® Card
4.0/5
Best for Marriott points + Platinum Elite status

$650

2x-6x

Points
100,000
points
Hilton Honors American Express Aspire Card ImageHilton Honors American Express Aspire Card
5.0/5
Best for Hilton points + Diamond status

$550

3x-14x

Points
200,000
points
IHG One Rewards Premier Credit Card ImageIHG One Rewards Premier Credit Card
5.0/5
Best for IHG points + anniversary night

$150

3x-24x

Points
180,000
points
Marriott Bonvoy Bold® Credit Card ImageMarriott Bonvoy Bold® Credit Card
3.3/5
Best for No-annual-fee Marriott points

$0

1x-14x

Points
45,000
points
Marriott Bonvoy Boundless® Credit Card ImageMarriott Bonvoy Boundless® Credit Card
4.0/5
Best for Marriott points + annual free night

$95

2x-17x

Points
3 Free Night Awards
World of Hyatt Credit Card ImageWorld of Hyatt Credit Card
5.0/5
Best for Hyatt points + anniversary night

$95

1x-9x

Points
Up to 60,000 Points
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