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10 Great Rewards Cards With No Annual Fee of November 2026

October, 2026

You can earn solid cash back or points without paying an annual fee. These cards reward everyday spending and cost nothing to keep open.

How to choose a no-annual-fee rewards card

Cash back or points. Cash back is simple and flexible; points can be worth more if you redeem them for travel.

Bonus categories. Pick a card whose bonus areas match where you spend the most.

Intro offers. Some no-fee cards also include a 0% intro APR or a welcome bonus.

Our pick for: No annual fee + travel cash back
U.S. Bank Shield™ Visa® Card
NerdWallet rating
4.6
Add to compare
Apply Nowon U.S. Bank's website
on U.S. Bank's website
Rates & Fees
Annual fee
$0
Rewards rate
4%
Cashback
Intro offer
N/A
Recommended credit score
690-850(Good - Excellent)
Purchase intro APR
0% intro APR on purchases for 21 billing cycles
Balance transfer intro APR
0% intro APR on balance transfers for 21 billing cycles
Regular APR
17.24%-28.24% Variable APR
Rewards breakdown
4%
Cash back on prepaid air, hotel and car reservations booked directly in the Travel Center.
Card details
0% intro APR on purchases and balance transfers for 21 billing cycles. After that, a variable APR currently 17.24% - 28.24%.
4% cash back on prepaid air, hotel and car reservations booked directly in the Travel Center when you use your card.
Get a $20 annual statement credit for 11 consecutive months of purchases.
No annual fee.
Cell Phone Protection: Your eligible cell phone can be reimbursed up to $600 in the event it is stolen or damaged when you pay your monthly cell phone bill with your card.
Terms and conditions apply.
View Rates & Fees
NerdWallet's take
The U.S. Bank Shield™ Visa® Card is mainly about its long intro period, with travel cash back and a few extras on top. You earn rewards without paying to keep the card.
Pros
Earns cash back on prepaid air, hotel and car reservations booked through U.S. Bank's travel center.
An annual statement credit after 11 consecutive months of purchases.
Cell phone protection when you pay your monthly phone bill with the card.
Annual fee: $0.
Cons
Rewards only apply to travel booked through U.S. Bank's travel center.
No welcome bonus.
Read full review
Our pick for: No annual fee + rotating bonus categories
Chase Freedom Flex®
NerdWallet rating
5.0
Add to compare
Apply Nowon Chase's website
on Chase's website
Rates & Fees
Annual fee
$0
Rewards rate
1%-5%
Cashback
Intro offer
$250
Recommended credit score
690-850(Good - Excellent)
Purchase intro APR
0% intro APR on purchases for 15 months
Balance transfer intro APR
0% intro APR on balance transfers for 15 months
Regular APR
18.49%-27.99% Variable APR
Rewards breakdown
5%
Cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.
5%
Cash back on travel purchased through Chase Travel℠.
1%
Cash back on all other purchases.
Card details
Limited Time Offer! Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening
5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
New Benefit! Earn rewards worldwide with no foreign transaction fees
5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
No minimum to redeem for cash back. You can use points to redeem for cash through an account statement credit or an electronic deposit into an eligible Chase account located in the United States.
0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.49% - 27.99%.
No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Flex® card
Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
Member FDIC
View Rates & Fees
NerdWallet's take
The Chase Freedom Flex® rewards people who like to track categories, with high cash back in a rotating lineup. It's an easy everyday card with no yearly cost.
Pros
Earns bonus cash back in categories that rotate each quarter (activation required), plus extra on travel booked through Chase, dining and drugstores.
No minimum to redeem cash back.
Annual fee: $0.
Cons
You have to activate the bonus categories each quarter, and bonus earnings are capped.
Read full review
Our pick for: No annual fee + choose-your-category cash back
Bank of America® Customized Cash Rewards credit card
NerdWallet rating
4.2
Add to compare
Apply Nowon Bank of America's website
on Bank of America's website
Annual fee
$0
Rewards rate
1%-6%
Cashback
Intro offer
$200
Recommended credit score
690-850(Good - Excellent)
Purchase intro APR
0% intro APR on Purchases for 15 billing cycles
Balance transfer intro APR
0% intro APR on Balance Transfers for 15 billing cycles for any balance transfers made in the first 60 days
Regular APR
17.74%-27.74% Variable APR
Rewards breakdown
6%
Cash back for the first year in the category of your choice (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases).
3%
Cash back in the category of your choice after the first year (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases).
2%
Cash back at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases).
1%
Cash back on all other purchases.
Card details
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Earn 6% cash back for the first year in the category of your choice. You’ll automatically earn 2% cash back at grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases. After the first year from account opening, you’ll earn 3% cash back on purchases in your choice category.
Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
No annual fee and cash rewards don’t expire as long as your account remains open.
Turn daily purchases into everyday wins. Simply use your Customized Cash Rewards credit card for the things you already buy - from gifts to groceries - BofA Rewards™ members earn more cash back.
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 17.74% - 27.74% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
NerdWallet's take
The Bank of America® Customized Cash Rewards credit card lets you pick where you earn the most cash back. There's no annual fee, so the rewards are all upside.
Pros
Earns bonus cash back in a category you choose, plus at grocery stores and wholesale clubs, up to a quarterly cap.
Bank of America Rewards members can earn more cash back.
Annual fee: $0.
Cons
Bonus cash back is capped each quarter.
Read full review
Our pick for: No annual fee + flat-rate cash back
Bank of America® Unlimited Cash Rewards credit card
NerdWallet rating
4.6
Add to compare
Apply Nowon Bank of America's website
on Bank of America's website
Annual fee
$0
Rewards rate
1.5%
Cashback
Intro offer
$250
Recommended credit score
690-850(Good - Excellent)
Purchase intro APR
0% intro APR on Purchases for 15 billing cycles
Balance transfer intro APR
0% intro APR on Balance Transfers for 15 billing cycles for any balance transfers made in the first 60 days
Regular APR
17.74%-27.74% Variable APR
Rewards breakdown
1.5%
Cash back on all purchases.
Card details
Limited Time Offer! $250 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Earn unlimited 1.5% cash back on all purchases.
No limit to the amount of cash back you can earn and cash rewards don't expire as long as your account remains open.
No annual fee.
Turn daily purchases into everyday wins. Simply use your Unlimited Cash Rewards credit card for the things you already buy - from gifts to groceries - BofA Rewards™ members earn more cash back.
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that's currently 17.74% - 27.74% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 5%. Balance transfers may not be used to pay any account provided by Bank of America.
This offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
NerdWallet's take
The Bank of America® Unlimited Cash Rewards credit card keeps rewards simple, with the same cash back rate on everything. You earn rewards without paying to keep the card.
Pros
Earns unlimited flat-rate cash back on every purchase, and rewards don't expire while your account is open.
Bank of America Rewards members can earn more cash back.
Annual fee: $0.
Cons
No bonus categories.
The highest rewards rates require Bank of America Rewards status.
Read full review
Our pick for: No annual fee + cash back on everything
Citi Double Cash® Card
NerdWallet rating
4.9
Add to compare
Apply Nowon Citibank's application
on Citibank's application
Rates & Fees
Annual fee
$0
Rewards rate
2%-5%
Cashback
Intro offer
$200
Recommended credit score
690-850(Good - Excellent)
Balance transfer intro APR
0% intro APR on balance transfers for 18 months
Regular APR
18.49%-28.74% Variable APR
Rewards breakdown
2%
Cash back on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Card details
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.49% - 28.74%, based on your creditworthiness.
Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
View Rates & Fees
NerdWallet's take
The Citi Double Cash® Card earns a strong flat rate on everything without any categories. It's an easy everyday card with no yearly cost.
Pros
Earns cash back on every purchase: once when you buy and again as you pay.
Annual fee: $0.
Cons
Read full review
Our pick for: No annual fee + quarterly cash back + first-year match
Discover it® Cash Back - 18 Month Intro Balance Transfer Offer
NerdWallet rating
4.9
Add to compare
Apply Nowon Capital One's website
on Capital One's website
Rates & Fees
Annual fee
$0
Rewards rate
1%-5%
Cashback
Intro offer
Cashback Match™
Recommended credit score
690-850(Good - Excellent)
Purchase intro APR
0% intro APR on purchases for 6 months
Balance transfer intro APR
0% intro APR on balance transfers for 18 months
Regular APR
17.74%-26.74% Variable APR
Rewards breakdown
5%
Cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.
1%
Cash back on all other purchases.
Card details
Get a 0% intro APR for 18 months on balance transfers and 0% intro APR on purchases for 6 months; balance transfer fee applies. Then 17.74% to 26.74% Standard Variable APR applies, based on credit worthiness
INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases
Redeem cash back for any amount
No annual fee
Terms and conditions apply
View Rates & Fees
NerdWallet's take
The Discover it® Cash Back - 18 Month Intro Balance Transfer Offer pairs a long transfer offer with a first-year match on everything you earn. There's no annual fee, so the rewards are all upside.
Pros
Earns bonus cash back in categories that change each quarter (activation required), plus cash back on everything else.
Redeem cash back for any amount.
Annual fee: $0.
Cons
Bonus categories are capped each quarter.
Read full review
Our pick for: No annual fee + everyday cash back
Blue Cash Everyday® Card from American Express
NerdWallet rating
4.9
Add to compare
Apply Nowon American Express' website
on American Express' website
Rates & Fees
Annual fee
$0
Rewards rate
1%-3%
Cashback
Intro offer
As High as $200 cash back. Find Out Your Offer.
Recommended credit
Good - Excellent
Purchase intro APR
0% intro APR on purchases for 15 months from the date of account opening
Balance transfer intro APR
0% intro APR on balance transfers for 15 months from the date of account opening
APR
19.74%-28.74% Variable APR
Rewards breakdown
3%
Cash Back on Groceries at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%).
3%
Cash Back on U.S. Online Retail purchases, on up to $6,000 per year in purchases (then 1%).
3%
Cash Back on Gas at U.S. gas stations, on up to $6,000 per year in purchases (then 1%).
1%
Cash Back on other purchases.
Card details
Apply and find out your welcome offer. As High As $200 cash back after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $2,000 in 6 months 4. Receive the cash back. Cash Back is received as Reward Dollars that can be redeemed for a statement credit or for other select options.
No Annual Fee.
Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, your APR will be a variable APR of 19.74%-28.74%.
Plan It® makes it easy to split up large purchases into equal monthly payments with a fixed fee, plus you still earn rewards the way you usually do! Here’s how: Select a purchase of $100 or more in your online account or the American Express® App. Choose from up to 3 plan duration options. Review and confirm.
Earn 3% Cash Back on Groceries at U.S. supermarkets, on up to $6,000 per year in purchases (then 1%). 3% Cash Back on U.S. Online Retail purchases, on up to $6,000 per year in purchases (then 1%) 3% Cash Back on Gas at U.S. gas stations, on up to $6,000 per year in purchases (then 1%) Cash back is received as Reward Dollars that can be redeemed for a statement credit or for other select options.
With the $84 Disney Streaming Credit, you can earn up to $7 back per month as a statement credit when you use your enrolled Blue Cash Everyday® Card from American Express Card to purchase a subscription, including a bundle subscription, on DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites, with no minimum purchase requirement. Subscription is subject to auto-renewal.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.
View Rates & Fees
NerdWallet's take
The Blue Cash Everyday® Card from American Express pays extra where many households spend most: groceries, online shopping and gas. You earn rewards without paying to keep the card.
Pros
Earns bonus cash back at U.S. supermarkets, on U.S. online retail purchases and at U.S. gas stations, up to an annual cap.
A monthly statement credit for eligible Disney+, Hulu or ESPN subscription purchases.
Annual fee: $0.
Cons
American Express isn't accepted at as many merchants as Visa or Mastercard.
Bonus cash back is capped each year.
Read full review
Our pick for: No annual fee + flexible travel miles
Capital One VentureOne Rewards Credit Card - Miles Boost
NerdWallet rating
4.1
Add to compare
Apply Nowon Capital One's website
on Capital One's website
Rates & Fees
Annual fee
$0
Rewards rate
1.25x-5x
Miles
Intro offer
40,000
miles
Regular APR
18.74%-28.74% Variable APR
Recommended credit score
690-850(Good - Excellent)
Rewards breakdown
5x
Miles on hotels, vacation rentals and rental cars booked through Capital One Travel.
1.25x
Miles on every purchase, every day.
Card details
Earn a bonus of 40,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $400 in travel
18.74% - 28.74% variable APR; this product does not have an introductory APR period, 4% fee on amounts transferred at a promotional APR that Capital One may offer you
$0 annual fee and no foreign transaction fees
Earn unlimited 1.25X miles on every purchase, every day
Miles won't expire for the life of the account and there's no limit to how many you can earn
Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
Transfer your miles to your choice of 15+ travel loyalty programs
Top rated mobile app
View Rates & Fees
NerdWallet's take
The Capital One VentureOne Rewards Credit Card - Miles Boost is an easy way to earn flexible travel miles without an annual fee. It's an easy everyday card with no yearly cost.
Pros
Earns unlimited miles on every purchase, plus more on hotels, vacation rentals and rental cars booked through Capital One Travel.
Use miles to cover any travel purchase or book through Capital One Travel; miles don't expire.
No foreign transaction fees.
Annual fee: $0.
Cons
Earns at a lower rate than some travel cards with an annual fee.
Read full review
Our pick for: No annual fee + all-around cash back
Chase Freedom Unlimited®
NerdWallet rating
5.0
Add to compare
Apply Nowon Chase's website
on Chase's website
Rates & Fees
Annual fee
$0
Rewards rate
1.5%-5%
Cashback
Intro offer
$200
Recommended credit score
690-850(Good - Excellent)
Purchase intro APR
0% intro APR on purchases for 15 months
Balance transfer intro APR
0% intro APR on balance transfers for 15 months
Regular APR
18.49%-27.99% Variable APR
Rewards breakdown
5%
Cash back on travel purchased through Chase Travel℠.
3%
Cash back on drugstore purchases.
3%
Cash back on dining at restaurants, including takeout and eligible delivery services.
1.5%
Cash back on all other purchases.
Card details
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
No minimum to redeem for cash back. You can use points to redeem for cash through an account statement credit or an electronic deposit into an eligible Chase account located in the United States!
Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.49% - 27.99%.
No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
Member FDIC
View Rates & Fees
NerdWallet's take
The Chase Freedom Unlimited® is an easy everyday card: no categories to track, with a few bonus areas. There's no annual fee, so the rewards are all upside.
Pros
Earns cash back on every purchase, with more on travel booked through Chase, dining and drugstores.
No minimum to redeem cash back.
Annual fee: $0.
Cons
Foreign transaction fee: 3% of each transaction in U.S. dollars
Read full review
Our pick for: No annual fee + bonus points on everyday travel and dining
Wells Fargo Autograph® Card
NerdWallet rating
4.5
Add to compare
Apply Nowon Wells Fargo's website
on Wells Fargo's website
Rates & Fees
Annual fee
$0
Rewards rate
1x-3x
Points
Intro offer
20,000
points
Recommended credit score
690-850(Good - Excellent)
Purchase intro APR
0% intro APR for 12 months from account opening on purchases
Regular APR
18.74%, 24.74%, or 28.74% Variable APR
Rewards breakdown
3x
Unlimited Points on restaurants, travel, gas stations, transit, popular streaming services and phone plans.
1x
Unlimited Points on other purchases.
Card details
Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
$0 annual fee.
0% intro APR for 12 months from account opening on purchases. 18.74%, 24.74%, or 28.74% variable APR thereafter.
Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
View Rates & Fees
NerdWallet's take
The Wells Fargo Autograph® Card earns bonus points across many everyday categories without an annual fee. You earn rewards without paying to keep the card.
Pros
Earns bonus points on restaurants, travel, gas stations, transit, popular streaming services and phone plans.
Cell phone protection against damage or theft, subject to a deductible.
Redeem points for travel, gift cards or statement credits.
Annual fee: $0.
Cons
Read full review

Compare the Best Rewards No Annual Fee Credit Cards

Credit card	Rating	Annual fee	Rewards rate	Intro offer	Learn more
U.S. Bank Shield™ Visa® Card Apply Nowon U.S. Bank's website on U.S. Bank's website Rates & Fees	4.6/5 Best for No annual fee + travel cash back	$0	4% Cashback	N/A	Apply Nowon U.S. Bank's website on U.S. Bank's website Rates & Fees
Chase Freedom Flex® Apply Nowon Chase's website on Chase's website Rates & Fees	5.0/5 Best for No annual fee + rotating bonus categories	$0	1%-5% Cashback	$250	Apply Nowon Chase's website on Chase's website Rates & Fees
Bank of America® Customized Cash Rewards credit card Apply Nowon Bank of America's website on Bank of America's website	4.2/5 Best for No annual fee + choose-your-category cash back	$0	1%-6% Cashback	$200	Apply Nowon Bank of America's website on Bank of America's website
Bank of America® Unlimited Cash Rewards credit card Apply Nowon Bank of America's website on Bank of America's website	4.6/5 Best for No annual fee + flat-rate cash back	$0	1.5% Cashback	$250	Apply Nowon Bank of America's website on Bank of America's website
Citi Double Cash® Card Apply Nowon Citibank's application on Citibank's application Rates & Fees	4.9/5 Best for No annual fee + cash back on everything	$0	2%-5% Cashback	$200	Apply Nowon Citibank's application on Citibank's application Rates & Fees
Discover it® Cash Back - 18 Month Intro Balance Transfer Offer Apply Nowon Capital One's website on Capital One's website Rates & Fees	4.9/5 Best for No annual fee + quarterly cash back + first-year match	$0	1%-5% Cashback	Cashback Match™	Apply Nowon Capital One's website on Capital One's website Rates & Fees
Blue Cash Everyday® Card from American Express Apply Nowon American Express' website on American Express' website Rates & Fees	4.9/5 Best for No annual fee + everyday cash back	$0	1%-3% Cashback	As High as $200 cash back. Find Out Your Offer.	Apply Nowon American Express' website on American Express' website Rates & Fees
Capital One VentureOne Rewards Credit Card - Miles Boost Apply Nowon Capital One's website on Capital One's website Rates & Fees	4.1/5 Best for No annual fee + flexible travel miles	$0	1.25x-5x Miles	40,000 miles	Apply Nowon Capital One's website on Capital One's website Rates & Fees
Chase Freedom Unlimited® Apply Nowon Chase's website on Chase's website Rates & Fees	5.0/5 Best for No annual fee + all-around cash back	$0	1.5%-5% Cashback	$200	Apply Nowon Chase's website on Chase's website Rates & Fees
Wells Fargo Autograph® Card Apply Nowon Wells Fargo's website on Wells Fargo's website Rates & Fees	4.5/5 Best for No annual fee + bonus points on everyday travel and dining	$0	1x-3x Points	20,000 points	Apply Nowon Wells Fargo's website on Wells Fargo's website Rates & Fees

10 Great Rewards Cards With No Annual Fee of November 2026

How to choose a no-annual-fee rewards card

Our pick for: No annual fee + travel cash back

Our pick for: No annual fee + rotating bonus categories

Our pick for: No annual fee + choose-your-category cash back

Our pick for: No annual fee + flat-rate cash back

Our pick for: No annual fee + cash back on everything

Our pick for: No annual fee + quarterly cash back + first-year match

Our pick for: No annual fee + everyday cash back

Our pick for: No annual fee + flexible travel miles

Our pick for: No annual fee + all-around cash back

Our pick for: No annual fee + bonus points on everyday travel and dining

Compare the Best Rewards No Annual Fee Credit Cards