Personal Finance

3 Common Credit Myths That Could Damage Your Score

A NerdWallet survey finds that Americans have misconceptions about credit that could hurt their credit scores.

How to Cultivate a Happier Retirement

6 New Rules for Smarter European Travel

Visible Phone Service: A Budget Carrier That Keeps Things Simple

How to Find a Happy Balance Among Competing Savings Goals

Deciding how to prioritize different savings goals can be overwhelming, but financial experts recommend ordering them by urgency.

How to Build a Holiday Budget That Works Every Year

Creating spending categories and saving early can keep expensive surprises at bay — and prevent a holiday spending hangover.

Liquid Net Worth: What It Is, Why You Should Care

Find your liquid net worth by adding up cash and assets you can quickly convert to cash, then subtracting debts.

How Much Does It Cost to Adopt a Child?

The adoption process can be long and cost anywhere from less than $1,000 to more than $50,000.

Why Is Money So Confusing?

What Are the 6 Types of Bankruptcy?

Most individuals file Chapter 7 or Chapter 13, but there are six types of bankruptcy. Bankruptcy can help individuals and businesses get major debt relief, but there are alternatives.

Recession vs. Depression: How Do These Economic Terms Compare?

40% Say Their Financial Health Is Worse Now Than Pre-Pandemic

The NerdWallet survey also found that 21% of Americans say their financial health is better than before the pandemic.

3 Reasons Not to Tap Your Home Equity Right Now

Borrowing against the value of your home is tempting, but consider your overall financial picture first.

How to Make Money in One Hour: 9 Ideas to Try

Selling something — your old phone, gold or something else of value — is your best bet to make real money in one hour.

Name, Image, Likeness Money Tips for High School Athletes

Just Starting Out? Learn From Our Mistakes

Got an Extra $11,500? You’ll Need It to Keep Up With 2022 Prices

Even if inflation slows in coming months, Americans will have to spend thousands more in 2022.

What Is Stagflation? Are We Experiencing It Now?

A no-growth economy combined with high consumer prices compounds cost-of-living issues.

How to Write a Credit Dispute Letter to Fix Credit Report Errors

A credit dispute letter includes personal information and enclosures that help credit bureaus investigate mistakes.

3 Ways to Fight Inflation and Win the Long Game