Personal Finance

How Trans and Nonbinary People Can Change Names on Credit Reports

The bureaus have instructions for how to get a legally changed first or middle name to appear on a credit report.

Popular Gas Apps to Help You Save Money

Try an app like GasBuddy, Upside, Checkout 51 or Carfax Car Care if high fuel prices are stretching your budget.

Sinking Funds: The Secret to Stress-Free Expenses

Sinking funds are a simple savings strategy for covering predictable expenses like travel, holidays or home repairs. By saving small amounts over time, you can pay for big costs without relying on credit cards or draining your emergency fund.

How to Put Your Tax Refund to Work for You

Paying into an emergency fund and getting rid of high-interest debt are top priorities.

Why You (and I) Should Name a ‘Trusted Contact’

What Caring for an Aging Parent Could Cost You

Credit Bureau Phone Numbers Put You in Touch With Help

Calling can be a fast way to request your credit report, file a dispute or freeze your credit.

The Most Romantic Money Moves You Can Make

Valentine’s Day can trigger spending on your loved one, but instead, consider setting up a money date.

What Is a Credit Reference?

A credit reference is information used by lenders, landlords, utilities or employers to evaluate your payment history and creditworthiness.

How Your Parents’ Debt Could Outlive Them

The Mental Health Risks of Retiring

How to Get More Joy While Giving to Good Causes

NerdWallet Book Club

Welcome to our book club, where we read a personal finance book together — and talk to the author — every quarter.

Inflation Can Spell Disaster for Some 40% of Americans

What Are Credit Tradelines?

Credit tradelines are the accounts on your credit reports. They have a big influence on your credit score.

Why a 401(k) Rollover to an IRA Could Be a Mistake

A Year-End Checklist to Make the Most of Retirement Savings

How Much to Tip Just About Everyone

From waitstaff to personal care to home services, find out whether a gratuity is common — and how much to offer.

8 Rules for Saving, Borrowing and Spending Money

How Much Should I Save Each Month?

You’ll devote 20% of your monthly income to savings and debt payments if you follow the 50/30/20 rule. If that's not realistic for you, any savings amount is good.