Personal Finance

Gen Zers: How America’s Newest Adults Are Doing Money

Beware of These Overhyped Financial Strategies

The investments touted by commission-based salespeople might not be in your best interests. Here are four examples.

Free Identity Theft Protection You May Already Have

You may have identity theft protection as an existing benefit — and some insurers offer free or low-cost coverage.

How to Navigate Your Most Dangerous Decade

Older workers are vulnerable to job loss, so take steps to reduce the risk and safeguard your financial security.

Retirees’ Biggest Money Regrets

There are common regrets that go beyond not saving enough (or starting to save too late).

How Much Rent Can I Afford?

The 30% rule and 50/30/20 budget are two common guidelines for figuring out how much rent you can afford. But your location, commute and other bills matter, too. Here's how to land on a realistic number for your situation.

FICO 10, 10T and BNPL: How They Work and Could Affect Your Credit Score

These FICO models put more weight on changes in debt level, including "trended data" over the past 24 months, and incorporate Buy Now, Pay Later data.

How to Have a ‘No Regrets’ Retirement

Putting off travel, buying a retirement home too hastily and not discussing expectations are common mistakes.

How to Make a Monthly Budget

Follow the 50/30/20 budget as a guide for your monthly budget.

Here’s What Bad Financial Advice Costs You

Does Paying Bills Build Credit?

Accounts that don't report to the credit bureaus can't help your credit — but failing to pay them on time can hurt it.

How to Make Your Money Biases Work for You

Our brains can be wired in ways that can hurt us financially — but we can turn these quirks to our advantage.

How to Choose the Right Budgeting Strategy: 4 Methods to Consider

The best system for you depends on what you’re trying to do — curb spending, pay down debt, build savings or something else. Use our tool to find your fit.

800 Credit Score: What It Gets You, How to Keep It

An 800 score is considered excellent. You will qualify for the very best rates on credit cards and loans.

Is a 750 Credit Score Good or Bad?

A 750 score is very good and higher than the American average. You'll get among the very best rates on loans and credit cards.

630 Credit Score: Is It Good or Bad?

A 630 score is in the "fair" range. You may have to pay higher rates on loans and credit cards than others.

650 Credit Score: Is It Good or Bad?

A 650 credit score may qualify you for credit cards and loans, but higher interest rates can make borrowing more expensive. On-time payments and lower credit card balances can help you build your score.

Is My Credit Frozen? What to Do If You’re Not Sure

A credit freeze will block approval of a new loan or credit card until you lift it. Here's how to find out whether you have a security freeze in place and how to manage it at each bureau.

IDShield Review: Is It Worth the Cost?

IDShield is an identity theft monitoring service that can alert you to instances where your personal information has been exposed. The family plans are cost-effective.

Looking For An Apartment With No Credit Check? Here Are 7 Tips

Try offering references, getting a roommate, paying a larger deposit or working with an individual landlord.