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Principal Financial Life Insurance Review 2026

Principal Financial no longer sells life insurance to individuals, tailoring coverage to businesses instead.
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Dec 17, 2025
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Shopping for a straightforward life insurance policy? Choose one of our best life insurance companies of 2026.

Founded in 1879, Principal Financial no longer sells life insurance products to most individuals. Instead, the company focuses on businesses, offering individual policies to business owners and group life insurance coverage.

More about Principal Financial life insurance

Principal provides group life insurance plans through employers, along with other types of coverage including critical illness, dental, disability and vision insurance.

Principal Financial Group also offers individual disability insurance as well as annuities, retirement plans and estate planning services.

How to contact Principal Financial

Principal Financial can be reached by:

  • Phone: Call 800-986-3343 on weekdays from 7 a.m. to 7 p.m. CT.

  • Email: Fill out the form on Principal Financial’s contact page.

  • Live chat: Not available.

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