Every year, there's a new crop of Medicare plans available in Maryland. Even if you like your current plan, it might change significantly for next year.
That's why NerdWallet's editorial team analyzes every Medicare plan top to bottom each year.
For 2027, there are 47 Medicare Advantage plans commercially available in Maryland. We dove deep into the data to analyze and compare every single one.
45+ Medicare companies and brands analyzed by our team of experts.
30+ years of combined experience covering Medicare and personal finance.
Governed by NerdWallet's strict guidelines for editorial integrity.
NerdWallet’s Medicare content, including articles, reviews and recommendations, is produced by a team of writers and editors who specialize in Medicare. Their work has appeared in The Associated Press, Washington Post, Nasdaq, MSN, MarketWatch, Yahoo! Finance and other national and regional media outlets. They have been cited in publications including Healthline, and appeared on NerdWallet's "Smart Money" podcast.
Compare the best Medicare Advantage plans in Maryland
Insurance company | NerdWallet rating | $0 plan availability | Members in high-quality plans | Member experience | Learn more |
|---|---|---|---|---|---|
BEST MAJOR COMPANY | |||||
 (855) 432-0512 / TTY 711 M-F 9AM-9PM, Sat 10AM-6PM ETSpeak to a licensed insurance agent on askchapter.orgon NerdWallet | 4.6/5 | 80% (Above average) | High (85% to 100%) | 3.86 (Above average) | (855) 432-0512 / TTY 711 M-F 9AM-9PM, Sat 10AM-6PM ETSpeak to a licensed insurance agent on askchapter.orgon NerdWallet |
 (855) 432-0512 / TTY 711 M-F 9AM-9PM, Sat 10AM-6PM ETSpeak to a licensed insurance agent on askchapter.orgon NerdWallet | 4.7/5 | 54% (Below average) | High (85% to 100%) | 3.12 (Below average) | (855) 432-0512 / TTY 711 M-F 9AM-9PM, Sat 10AM-6PM ETSpeak to a licensed insurance agent on askchapter.orgon NerdWallet |
NerdWallet's picks in Maryland
We analyzed every Medicare Advantage plan sold in Maryland to find the best based on premiums, prescription drug coverage, costs for medical care, quality ratings, customer satisfaction and more.
These companies had plans that came out on top of our state-specific analysis:
Johns Hopkins Health Plans.
Alterwood Advantage.
Here's every Medicare Advantage plan in Maryland that includes prescription drug coverage and earned at least 3.5 out of 5 stars on our scoring system. Plans are listed in order of NerdWallet's star rating, starting with the highest-rated plans.
Standard plans
HumanaChoice H5216-376 (PPO).
Kaiser Permanente Medicare Advantage Value 1 MD (HMO).
Kaiser Permanente Medicare Advantage Value 2 MD (HMO).
HumanaChoice H7617-044 (PPO).
Kaiser Permanente Medicare Advantage High MD (HMO-POS).
Kaiser Permanente Medicare Advantage Standard 1 MD (HMO-POS).
Kaiser Permanente Medicare Advantage Standard 2 MD (HMO-POS).
Kaiser Permanente Medicare Advantage Care Plus MD (HMO-POS).
Johns Hopkins Advantage MD Plus (PPO).
Alterwood Advantage Select (HMO).
Johns Hopkins Advantage MD (PPO).
HumanaChoice H5216-387 (PPO).
Humana Gold Plus H6622-081 (HMO).
Special needs plans
Kaiser Permanente Dual Complete Plan 1 MD (HMO D-SNP).
Kaiser Permanente Dual Complete Plan 2 MD (HMO D-SNP).
Kaiser Permanente Dual Essential Plan 1 MD (HMO D-SNP).
Kaiser Permanente Dual Essential Plan 2 MD (HMO D-SNP).
Alterwood Advantage Dual Secure (HMO D-SNP).
» MORE: Best Medicare Advantage plans
What to know about Medicare Advantage in Maryland
About 1.2 million people in Maryland are signed up for Medicare.
The average monthly premium in 2027 for a Medicare Advantage plan in Maryland is $23.82. (In 2026, it was $23.39.)
There are 47 Medicare Advantage plans available in Maryland in 2027. (In 2026, there were 63.)
100% of Medicare-eligible people in Maryland have access to a $0-premium Medicare Advantage plan.
Medicare is the federal health insurance program for people 65 and older. Medicare Advantage, sold by private insurance companies, is a bundled alternative to Medicare that offers the same benefits and usually some extras, such as cost help with dental and vision coverage.
Medicare Advantage plans offer more benefits than Original Medicare plans, and they're often cheaper than paying for Medicare and a Medicare Supplement Insurance plan, or Medigap. However, they offer less flexibility because you’ll need to get care from within the plan’s network of providers. Weigh your options to determine what plan best suits your needs.
» MORE: Medicare vs. Medicare Advantage: Which should I choose?
Medicare resources in Maryland
State Health Insurance Assistance Program (SHIP): Free counseling on Medicare topics including plans, eligibility, appeals, coverage changes and more.
211 Maryland: A free resource to find help for health-related topics, including Medicare, on the website or by calling to talk to someone.
Maryland Department of Aging: State website with resources about Medicare and contact numbers for each county’s SHIP office.
How to choose a Medicare Advantage plan
It’s important to do your research before selecting a Medicare Advantage plan for yourself. Here are some questions to consider asking:
What are the plan’s costs? Do you understand what the plan’s premium, deductibles, copays and/or coinsurance will be? Can you afford them?
Is your doctor in-network? If you have preferred medical providers, make sure they participate in the plan’s network.
Are your prescriptions covered? If you’re on medication, it’s crucial to understand how the plan covers it. What tier are your prescription drugs on, and are there any coverage rules that apply to them?
Is there dental coverage? Does the plan offer routine coverage for vision, dental and hearing needs?
Are there extras? Does the plan offer any extra benefits, such as fitness memberships, transportation benefits or meal delivery?
If you have additional questions about Medicare, visit Medicare.gov or call 800-MEDICARE (800-633-4227, TTY 877-486-2048).
NerdWallet writers are subject matter authorities who use primary, trustworthy sources to inform their work, including peer-reviewed studies, government websites, academic research and interviews with industry experts. All content is fact-checked for accuracy, timeliness and relevance. You can learn more about NerdWallet's high standards for journalism by reading our editorial guidelines.
- 1.Centers for Medicare & Medicaid Services. Fact Sheet. Accessed Oct 27, 2026.
Medicare Advantage review methodology
NerdWallet’s Medicare Advantage ratings are based on premiums, out-of-pocket costs, prescription drug coverage, quality data from the Centers for Medicare & Medicaid Services, consumer experience and more. We analyze and calculate ratings for every Medicare Advantage plan sold throughout the U.S. on a curved 5-point scale.
At the national level, we calculate ratings for companies as the average of their plans’ scores, weighted by enrollment.
NerdWallet’s editorial team analyzed companies covering about 87% of all Medicare Advantage beneficiaries in the United States. We reviewed 23 Medicare Advantage brands, with some insurance companies having more than one brand under their umbrella. (For example, Blue Cross Blue Shield includes the brands Anthem and Highmark.)
The Medicare Advantage marketplace is concentrated among just a handful of companies. In many places, one company serves more than half of the market. At the national level, NerdWallet’s reviews include each of the 10 largest brands by enrollment.
We research and analyze all commercial Medicare Advantage plans and publish reviews for selected companies. At the state level, we review at least one major insurer in every state where Medicare Advantage plans are sold, and we review both of the top two insurers in 40 of those 49 states. (Alaska doesn't offer Medicare Advantage plans.) We also look at online search volume to identify regional and other notable players in the space.
These reviews are a guide, but we encourage you to shop around and compare several plans to find the best coverage and rate for you. NerdWallet does not receive compensation for any reviews. Read our editorial guidelines and full ratings methodology for Medicare Advantage.
This roundup includes only insurers that sell Medicare Advantage in Maryland.