
How Much Does Pet Insurance Cost?
The average pet insurance cost is about $70 per month for dogs and $36 per month for cats for the most common type of policy.

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Pet insurance can help pay your vet bills when your furry friend is sick or hurt — but it doesn't cover everything. Read our pet insurance guides to learn more.
While some pet insurance policies offer coverage for prescription pet food, many do not.

You can often get spay or neuter coverage by adding a wellness plan to your pet insurance policy.

A pet insurance deductible determines how much you’ll spend on vet care before your insurer starts reimbursing you.

With 40+ years of combined expertise, our team helps you make confident financial choices. Discover more from NerdWallet's pet insurance writers and strategists.



You can often get spay or neuter coverage by adding a wellness plan to your pet insurance policy.


While some pet insurance policies offer coverage for prescription pet food, many do not.


A pet insurance deductible determines how much you’ll spend on vet care before your insurer starts reimbursing you.


No-wait pet insurance isn’t common, but there are carriers with short waiting periods.


Pet insurance may cover surgeries that are necessary to heal your pet or save their life — but only if the surgery isn’t related to a pre-existing condition.


The average pet insurance cost is about $70 per month for dogs and $36 per month for cats for the most common type of policy.


Pet insurance can be expensive, but you might be glad to have it if your best pal gets seriously sick or injured.


Pet insurance covers medicine and other treatment if your pet gets injured or sick.
