
What Is Renters Insurance, and What Does It Cover?
Renters insurance can help in a disaster, but it doesn't cover everything.

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Explore NerdWallet's renters insurance resources, including coverage guides, average costs and our picks for the best renters insurers.
Renters insurance covers more than just the stuff in your apartment.

Some companies allow you to share renters insurance with your roommate, but it might not be a good idea.

Renters insurance is unlikely to help you with these invasive pests. Fortunately, you may have other options.

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If someone steals your belongings, renters insurance will likely cover your loss, up to certain limits.


Renters insurance covers more than just the stuff in your apartment.


Some companies allow you to share renters insurance with your roommate, but it might not be a good idea.


The personal liability coverage in your renters policy pays for damage you cause to other people or their belongings.


NerdWallet compared rates across the U.S. to determine the average cost of renters insurance in every state.


Renters insurance is unlikely to help you with these invasive pests. Fortunately, you may have other options.


Renters insurance can help in a disaster, but it doesn't cover everything.
