
Personal Liability Renters Insurance: What You Need to Know
The personal liability coverage in your renters policy pays for damage you cause to other people or their belongings.

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Explore NerdWallet's renters insurance resources, including coverage guides, average costs and our picks for the best renters insurers.
If someone steals your belongings, renters insurance will likely cover your loss, up to certain limits.

Some companies allow you to share renters insurance with your roommate, but it might not be a good idea.

Renters insurance is unlikely to help you with these invasive pests. Fortunately, you may have other options.

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If someone steals your belongings, renters insurance will likely cover your loss, up to certain limits.


Renters insurance covers more than just the stuff in your apartment.


Some companies allow you to share renters insurance with your roommate, but it might not be a good idea.


The personal liability coverage in your renters policy pays for damage you cause to other people or their belongings.


The average cost of renters insurance ranges from $120 to $315 per year, depending on which state you live in.


Renters insurance is unlikely to help you with these invasive pests. Fortunately, you may have other options.


Renters insurance can help in a disaster, but it doesn't cover everything.
