Roth and Traditional IRA Contribution Limits Calculator
How much could you contribute to a Roth or traditional IRA this year? Use our calculator to estimate how much you may be able to put in either account and whether any of those contributions may be tax-deductible.
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Last updated on Oct 26, 2026
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An IRA is a great way to save for retirement, whether you use it as your primary retirement fund or as a supplement to your 401(k).
There are two main types: traditional and Roth. You can open either one (or both), but what makes things tricky is that each account has its own rules.
For example, high-income earners may not be able to contribute directly to a Roth, and whether you can get a tax benefit for traditional IRA contributions depends on rules about workplace investment plans and income.
See how much you can contribute to a traditional or Roth IRA in 2026 and whether any portion of your contribution is tax-deductible.