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Let the Nerds guide you toward your financial goals. Track your net worth, stay up-to-date on consumer news, and learn smart money moves on the NerdWallet app.

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When your score changes, our app tells you why — and suggests what to do in the future.

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Your Net Worth

See how your spending, savings, investments, and equity add up.

Your Cash Flow

All your spending from all your accounts — all at a glance.

Your Credit Score

Check your score anytime, and get alerts when we see a change.

Explore how the news affects your bottom line

Tax Deductions Might Go Up. Would You Benefit?

Lawmakers could increase the state and local tax, or SALT, deduction limits. This could mean bigger tax breaks for high earners. Here's what you can do to prepare.

T-bills vs. CDs: Which One Should You Choose Right Now?

The best fixed-income investment for you depends on yield, tax situation and ease-of-use. Here’s what to know about T-bills vs. CDs.

What Moody’s U.S. Credit Rating Downgrade Means for Treasurys

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Uses NerdWallet app for Android

“I am always learning something new which I can apply....and it makes me feel empowered.”

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Uses NerdWallet app for Android

Try NerdWallet’s calculators and budgeting tools

Retirement Calculator

Are you on track to save enough for retirement? Use our calculator to check your progress, see how much retirement income you'll have and estimate how much more you should save.

50/30/20 Budget Calculator

Enter your monthly after-tax income into this free budget calculator to create a budget.

Net Worth Calculator: What Is My Net Worth?

Net worth is assets (everything you own) minus liabilities (all that you owe). We walk you through the steps to determine yours.

Have a different calculator in mind? See our full list here.

Learn smart money moves

How to Set Financial Goals

Think about what you want and why. Then, assess where you are right now to determine what you need to do to get there.

Money Management: 4 Steps for Taking Control of Your Finances

Take inventory of your finances, build a money management blueprint, make the most of your savings and be persistent to effectively manage your money.

Pay Off Debt: Strategies and Tips

Learn strategies for whittling down what you owe, and get insight into the best approach depending on your debt load.

8 Ways to Track Monthly Expenses

When you start tracking your expenses each month, you can separate your spending into three categories: needs, wants and savings.

27 Ways to Make Money Online, Offline and at Home in 2025

Here’s how to make money with a side gig and how long it will take to see the extra income.

How to Invest Money in 5 Steps

Start investing by giving your money a goal, deciding how much help you want, picking an account and choosing investments.

Frequently asked questions about NerdWallet

Do I need to sign up to use NerdWallet?

Anyone can access NerdWallet’s articles, money management advice, and calculators. However, the only way to get the full benefit of NerdWallet is to create a free account and connect all your finances. That lets us give you the most personalized and relevant insights to build your credit and grow your money.

Why does NerdWallet require me to connect my credit score and bank account when I sign up?

Linking your TransUnion® credit profile, bank accounts, credit cards, and loans allows the Nerds give you the most relevant personalized insights based on your unique financial position. However, general guidance is still available without an account on NerdWallet.com.

Is NerdWallet safe? Secure?

We have several measures in place to keep your personal data personal. Your data is encrypted for enhanced protection, and every account you link is protected by a secure, third-party connection service.

Does NerdWallet hurt your credit score?

Nope! Checking your own credit on NerdWallet will not affect your score at all. You can even access your full credit report to monitor it as often as you’d like.

Is NerdWallet accurate?

The accuracy of the information displayed is entirely dependent on the accounts you link with NerdWallet. To see the most accurate information, connect all of your bank accounts, credit cards, loans, and your home value, where applicable.

Is NerdWallet free? How does NerdWallet make money?

NerdWallet is entirely free for our account holders. So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services.

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