The NerdWallet App

Financial clarity all in one place.

Track your budget and credit score on the NerdWallet app, and let the Nerds guide you toward your financial goals.

Track all your money in one place with NerdWallet

Your Net Worth

See how your spending, savings, investments, and equity add up. Explore net worth feature

Your Cash Flow

All your spending from all your accounts — all at a glance. How cash flow works

Your Credit Score

Check your score anytime, and get alerts when we see a change. Read on: credit score

Your Home Value

Keep track of your home equity and know when to refinance. See how it works

Your Wallet

Earn more points and rewards based on your spending trends. Read all about Marketplace

Your Credit Report

Monitor your credit report, and start a dispute if something’s off. Our credit report feature

Ready for the mobile app?
Click to scan a QR code with your mobile device.
NerdWallet News Ad

Frequently asked questions about NerdWallet

Anyone can access NerdWallet’s articles, money management advice, and calculators. However, the only way to get the full benefit of NerdWallet is to create a free account and connect all your finances. That lets us give you the most personalized and relevant insights to build your credit and grow your money.

Linking your TransUnion® credit profile, bank accounts, credit cards, and loans allows the Nerds give you the most relevant personalized insights based on your unique financial position. However, general guidance is still available without an account on

We have several measures in place to keep your personal data personal. Your data is encrypted for enhanced protection, and every account you link is protected by a secure, third-party connection service.

Nope! Checking your own credit on NerdWallet will not affect your score at all. You can even access your full credit report to monitor it as often as you’d like.

The accuracy of the information displayed is entirely dependent on the accounts you link with NerdWallet. To see the most accurate information, connect all of your bank accounts, credit cards, loans, and your home value, where applicable.

NerdWallet is entirely free for our account holders. So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services.

Have a question you don’t see here? Check out our NerdWallet community forum.

What people are saying about NerdWallet

“Simple yet secure setup, easy to install, important info to know is shared along with helpful tips!”

Jon S.

Uses NerdWallet app for Android

“I've been looking for an app to help me manage my finances, and although I had some good experiences with other apps, this is the one I've been looking for. It has all the features and functions to help you monitor your credit, accounts, and investments.”

Cameron A.

Uses NerdWallet app for Android

“I am always learning something new which I can apply....and it makes me feel empowered.”

Kari H.

Uses NerdWallet app for Android

Could your dollars use a dose of nerdy wisdom?

NerdWallet’s calculators and budgeting tools

Have a different calculator in mind? See our full list here.

More money wisdom

Your security. Our priority.

We always have your security in mind. Rest easy knowing your data is encrypted for enhanced protection.

Get even more financial clarity with the NerdWallet app
Track your budget and see all of your finances together in a single place.