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Allstate Auto Insurance Review 2024
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Lead Writer | Auto insurance
Assistant Assigning Editor | Auto insurance
Allstate
4.5
DiscountsRatings are based on the number of discounts a company offers in comparison to other insurers.
Ease of useRatings are determined by our editorial team. Our “ease of use” category looks at factors such as website transparency and how easy it is to file a claim.
NAIC complaintsRatings are based on complaints to state regulators relative to a company’s size, according to three years’ worth of data from the National Association of Insurance Commissioners. NerdWallet conducts its data analysis and reaches conclusions independently and without the endorsement of the NAIC.
Pros
- Lots of coverage options, including accident forgiveness, new car replacement and a safe-driving bonus every six months.
- Offers rideshare insurance in many states.
Cons
- Customer ratings are below average for auto insurance shopping satisfaction compared with other companies.
Allstate
4.5
DiscountsRatings are based on the number of discounts a company offers in comparison to other insurers.
Ease of useRatings are determined by our editorial team. Our “ease of use” category looks at factors such as website transparency and how easy it is to file a claim.
NAIC complaintsRatings are based on complaints to state regulators relative to a company’s size, according to three years’ worth of data from the National Association of Insurance Commissioners. NerdWallet conducts its data analysis and reaches conclusions independently and without the endorsement of the NAIC.
Pros
- Lots of coverage options, including accident forgiveness, new car replacement and a safe-driving bonus every six months.
- Offers rideshare insurance in many states.
Cons
- Customer ratings are below average for auto insurance shopping satisfaction compared with other companies.
Key insights 💡
Allstate offers coverage types other insurers don't, plus plenty of discounts and safe driving perks.
However, the company scored below average for overall satisfaction, according to a NerdWallet survey.
Allstate's average cost of full coverage is $2,333 per year, compared to the national annual average of $1,776.