Huntington Bank Review: Checking, Savings and CDs

If you live within Huntington Bank's branch network and you’re looking for a checking account with easily avoidable fees, it can be a solid bank.
Amber Murakami-Fester
By Amber Murakami-Fester 
Edited by Sara Clarke

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Huntington National Bank

    Overall institution rating


    NerdWallet rating 
    The bottom line:

    If you’re looking for a no-frills bank to stow your money, Huntington Bank will get the job done. Low and easily avoidable fees are a draw, but much higher interest rates can be found elsewhere. Huntington Bank branches can be found in Ohio, Colorado, Florida, Illinois, Indiana, Kentucky, Michigan, Minnesota, Pennsylvania, West Virginia and Wisconsin.


    • No monthly fees on one checking account.
    • Overdraft buffer.
    • Solid regional branch network.


    • Low rates on some savings accounts and CDs.
    • Monthly fees (though they are avoidable).
    • Small ATM network.

    How does Huntington National Bank compare?

    NerdWallet rating 


    NerdWallet rating 





    With $0 min. balance for APY



    With $5,000 min. balance for APY



    Earn up to $300 with direct deposit. Terms apply.



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    NerdWallet’s overall ratings for banks and credit unions are weighted averages of several categories: checking, savings, certificates of deposit or credit union share certificates, banking experience and overdraft fees. Factors we consider, depending on the category, include rates and fees, ATM and branch access, account features and limits, user-facing technology, customer service and innovation. The stars represent ratings from poor (one star) to excellent (five stars). Ratings are rounded to the nearest half-star.